Columbia Financial Inc (CLBK) — Cash Flow Reinvestment Rate
Columbia Financial Inc (CLBK) has a Cash Flow Reinvestment Rate of 1.37x as of December 2025, reinvesting $33.52 Million (capex $2.38 Million plus investments $-31.14 Million) from operating cash flow of $24.38 Million. See CLBK FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Columbia Financial Inc Cash Flow Reinvestment Rate (2016–2025)
Historical reinvestment intensity for Columbia Financial Inc across 10 annual periods. For the full cash flow conversion analysis, see CLBK cash generation efficiency.
Annual Cash Flow Reinvestment Rate for Columbia Financial Inc (2016–2025)
Year-by-year capital reinvestment analysis for Columbia Financial Inc. See CLBK free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.78x | $53.46 Million | $68.40 Million | $9.84 Million | ▼ -44.5% |
| 2024 | 1.41x | $46.91 Million | $33.32 Million | $7.45 Million | ▼ -74.6% |
| 2023 | 5.54x | $225.69 Million | $40.72 Million | $7.63 Million | ▲ +3.9% |
| 2022 | 5.33x | $758.30 Million | $142.16 Million | $7.20 Million | ▲ +12.7% |
| 2021 | 4.73x | $467.20 Million | $98.70 Million | $5.49 Million | ▲ +104.2% |
| 2020 | 2.32x | $111.02 Million | $47.89 Million | $4.62 Million | ▼ -51.6% |
| 2019 | 4.79x | $593.43 Million | $123.77 Million | $19.34 Million | ▼ -70.4% |
| 2018 | 16.18x | $915.45 Million | $56.59 Million | $13.27 Million | ▲ +72.7% |
| 2017 | 9.36x | $337.50 Million | $36.04 Million | $6.53 Million | ▲ +87.7% |
| 2016 | 4.99x | $294.24 Million | $58.99 Million | $3.67 Million | — |