Columbia Financial Inc Financial Flexibility Index
Columbia Financial Inc financial flexibility index. Columbia Financial Inc (CLBK) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $26.76 Million (operating CF $24.38 Million minus capex $2.38 Million) represents 0% of total liabilities ($9.86 Billion). See Columbia Financial Inc (CLBK) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Columbia Financial Inc (2016–2025)
Financial flexibility index of Columbia Financial Inc from 2016 to 2025. Historical Financial Flexibility Index trend for Columbia Financial Inc across 10 annual periods. Check CLBK operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Columbia Financial Inc Financial Flexibility Index by Year (2016–2025)
Columbia Financial Inc financial flexibility index by year from 2016 to 2025. Year-by-year free cash flow to debt coverage for Columbia Financial Inc. For the full cash flow conversion analysis, see CLBK operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $78.23 Million | $68.40 Million | $9.86 Billion | ▲ +82.9% |
| 2024 | 0.00x | $40.77 Million | $33.32 Million | $9.40 Billion | ▼ -13.8% |
| 2023 | 0.01x | $48.35 Million | $40.72 Million | $9.61 Billion | ▼ -68.5% |
| 2022 | 0.02x | $149.36 Million | $142.16 Million | $9.35 Billion | ▼ -94.2% |
| 2021 | 0.28x | $104.20 Million | $98.70 Million | $377.31 Million | ▲ +320.4% |
| 2020 | 0.07x | $52.51 Million | $47.89 Million | $799.36 Million | ▲ +230.8% |
| 2019 | 0.02x | $143.11 Million | $123.77 Million | $7.21 Billion | ▲ +62.6% |
| 2018 | 0.01x | $69.87 Million | $56.59 Million | $5.72 Billion | ▲ +51.9% |
| 2017 | 0.01x | $42.57 Million | $36.04 Million | $5.29 Billion | ▼ -41.0% |
| 2016 | 0.01x | $62.66 Million | $58.99 Million | $4.60 Billion | — |