Columbia Financial Inc (CLBK) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Columbia Financial Inc (CLBK) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $26.76 Million (operating CF $24.38 Million minus capex $2.38 Million) represents 0% of total liabilities ($9.86 Billion). Also explore Columbia Financial Inc (CLBK) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$26.76 Million
Operating CF − Capex

Total Liabilities

$9.86 Billion
USD

Capital Expenditures

$2.38 Million
USD

Columbia Financial Inc Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for Columbia Financial Inc across 10 annual periods. Check CLBK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Columbia Financial Inc (2016–2025)

Year-by-year free cash flow to debt coverage for Columbia Financial Inc. For the full company profile including market capitalisation, see CLBK market cap overview.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $78.23 Million $68.40 Million $9.86 Billion ▲ +82.9%
2024 0.00x $40.77 Million $33.32 Million $9.40 Billion ▼ -13.8%
2023 0.01x $48.35 Million $40.72 Million $9.61 Billion ▼ -68.5%
2022 0.02x $149.36 Million $142.16 Million $9.35 Billion ▼ -94.2%
2021 0.28x $104.20 Million $98.70 Million $377.31 Million ▲ +320.4%
2020 0.07x $52.51 Million $47.89 Million $799.36 Million ▲ +230.8%
2019 0.02x $143.11 Million $123.77 Million $7.21 Billion ▲ +62.6%
2018 0.01x $69.87 Million $56.59 Million $5.72 Billion ▲ +51.9%
2017 0.01x $42.57 Million $36.04 Million $5.29 Billion ▼ -41.0%
2016 0.01x $62.66 Million $58.99 Million $4.60 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities