Columbia Financial Inc (CLBK) — Cash Flow-to-Debt Ratio
Columbia Financial Inc (CLBK) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $24.38 Million could theoretically repay 0% of its total liabilities ($9.86 Billion) in one year. See CLBK financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Columbia Financial Inc Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for Columbia Financial Inc across 10 annual periods. For the full cash flow conversion analysis, see Columbia Financial Inc cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Columbia Financial Inc (2016–2025)
Year-by-year debt coverage analysis for Columbia Financial Inc. Check Columbia Financial Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $68.40 Million | $9.86 Billion | ▲ +95.6% |
| 2024 | 0.00x | $33.32 Million | $9.40 Billion | ▼ -16.3% |
| 2023 | 0.00x | $40.72 Million | $9.61 Billion | ▼ -72.1% |
| 2022 | 0.02x | $142.16 Million | $9.35 Billion | ▼ -94.2% |
| 2021 | 0.26x | $98.70 Million | $377.31 Million | ▲ +336.7% |
| 2020 | 0.06x | $47.89 Million | $799.36 Million | ▲ +248.8% |
| 2019 | 0.02x | $123.77 Million | $7.21 Billion | ▲ +73.6% |
| 2018 | 0.01x | $56.59 Million | $5.72 Billion | ▲ +45.4% |
| 2017 | 0.01x | $36.04 Million | $5.29 Billion | ▼ -46.9% |
| 2016 | 0.01x | $58.99 Million | $4.60 Billion | — |