Columbia Financial Inc Free Cash Flow Generation Index

Latest as of December 2025: 0.90x

Columbia Financial Inc free cash flow generation index. Columbia Financial Inc (CLBK) has a Free Cash Flow Generation Index of 0.90x as of December 2025. Free cash flow of $22.00 Million represents 1% of operating cash flow ($24.38 Million).

FCF Generation Index

0.90x
Free Cash Flow / Operating CF

Free Cash Flow

$22.00 Million
USD

Operating Cash Flow

$24.38 Million
USD

Capital Expenditures

$2.38 Million
USD

Free Cash Flow Generation Index of Columbia Financial Inc (2016–2025)

Free cash flow generation index of Columbia Financial Inc from 2016 to 2025. Historical FCF Generation Index trend for Columbia Financial Inc across 10 annual periods. See financial agility of Columbia Financial Inc to measure the company's free cash flow as a share of total liabilities.

Columbia Financial Inc Free Cash Flow Generation Index by Year (2016–2025)

Columbia Financial Inc free cash flow generation index by year from 2016 to 2025. Year-by-year Free Cash Flow Generation Index for Columbia Financial Inc. For the full cash flow conversion analysis, see Columbia Financial Inc (CLBK) cash conversion ratio.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.86x $58.56 Million $68.40 Million $9.84 Million ▲ +10.3%
2024 0.78x $25.88 Million $33.32 Million $7.45 Million ▼ -4.4%
2023 0.81x $33.08 Million $40.72 Million $7.63 Million ▼ -14.4%
2022 0.95x $134.95 Million $142.16 Million $7.20 Million ▲ +0.5%
2021 0.94x $93.21 Million $98.70 Million $5.49 Million ▲ +4.5%
2020 0.90x $43.26 Million $47.89 Million $4.62 Million ▲ +7.1%
2019 0.84x $104.43 Million $123.77 Million $19.34 Million ▲ +10.2%
2018 0.77x $43.32 Million $56.59 Million $13.27 Million ▼ -6.5%
2017 0.82x $29.51 Million $36.04 Million $6.53 Million ▼ -12.7%
2016 0.94x $55.33 Million $58.99 Million $3.67 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).