Columbia Financial Inc (CLBK) — Free Cash Flow Generation Index
Columbia Financial Inc (CLBK) has a Free Cash Flow Generation Index of 0.90x as of December 2025. Free cash flow of $22.00 Million represents 1% of operating cash flow ($24.38 Million). Explore CLBK capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Columbia Financial Inc Free Cash Flow Generation Index (2016–2025)
Historical FCF Generation Index trend for Columbia Financial Inc across 10 annual periods. For the full cash flow conversion analysis, see Columbia Financial Inc (CLBK) cash flow conversion.
Annual Free Cash Flow Generation for Columbia Financial Inc (2016–2025)
Year-by-year Free Cash Flow Generation Index for Columbia Financial Inc. Check CLBK cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.86x | $58.56 Million | $68.40 Million | $9.84 Million | ▲ +10.3% |
| 2024 | 0.78x | $25.88 Million | $33.32 Million | $7.45 Million | ▼ -4.4% |
| 2023 | 0.81x | $33.08 Million | $40.72 Million | $7.63 Million | ▼ -14.4% |
| 2022 | 0.95x | $134.95 Million | $142.16 Million | $7.20 Million | ▲ +0.5% |
| 2021 | 0.94x | $93.21 Million | $98.70 Million | $5.49 Million | ▲ +4.5% |
| 2020 | 0.90x | $43.26 Million | $47.89 Million | $4.62 Million | ▲ +7.1% |
| 2019 | 0.84x | $104.43 Million | $123.77 Million | $19.34 Million | ▲ +10.2% |
| 2018 | 0.77x | $43.32 Million | $56.59 Million | $13.27 Million | ▼ -6.5% |
| 2017 | 0.82x | $29.51 Million | $36.04 Million | $6.53 Million | ▼ -12.7% |
| 2016 | 0.94x | $55.33 Million | $58.99 Million | $3.67 Million | — |