Columbia Financial Inc (CLBK) — Free Cash Flow Generation Index

Latest as of December 2025: 0.90x

Columbia Financial Inc (CLBK) has a Free Cash Flow Generation Index of 0.90x as of December 2025. Free cash flow of $22.00 Million represents 1% of operating cash flow ($24.38 Million). Read how much debt does Columbia Financial Inc carry for a breakdown of total debt and financial obligations.

FCF Generation Index

0.90x
Free Cash Flow / Operating CF

Free Cash Flow

$22.00 Million
USD

Operating Cash Flow

$24.38 Million
USD

Capital Expenditures

$2.38 Million
USD

Columbia Financial Inc Free Cash Flow Generation Index (2016–2025)

Historical FCF Generation Index trend for Columbia Financial Inc across 10 annual periods. Explore CLBK capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Columbia Financial Inc (2016–2025)

Year-by-year Free Cash Flow Generation Index for Columbia Financial Inc. For the full company profile including market capitalisation, see CLBK company net worth.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.86x $58.56 Million $68.40 Million $9.84 Million ▲ +10.3%
2024 0.78x $25.88 Million $33.32 Million $7.45 Million ▼ -4.4%
2023 0.81x $33.08 Million $40.72 Million $7.63 Million ▼ -14.4%
2022 0.95x $134.95 Million $142.16 Million $7.20 Million ▲ +0.5%
2021 0.94x $93.21 Million $98.70 Million $5.49 Million ▲ +4.5%
2020 0.90x $43.26 Million $47.89 Million $4.62 Million ▲ +7.1%
2019 0.84x $104.43 Million $123.77 Million $19.34 Million ▲ +10.2%
2018 0.77x $43.32 Million $56.59 Million $13.27 Million ▼ -6.5%
2017 0.82x $29.51 Million $36.04 Million $6.53 Million ▼ -12.7%
2016 0.94x $55.33 Million $58.99 Million $3.67 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).