First Mid Illinois Bancshares Inc (FMBH) — Cash Flow Quality Index
First Mid Illinois Bancshares Inc (FMBH) has a Cash Flow Quality Index of 1.78x as of December 2025. Operating cash flow of $42.20 Million exceeds net income of $23.68 Million, indicating high earnings quality where cash backs reported profits. Explore First Mid Illinois Bancshares Inc (FMBH) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Mid Illinois Bancshares Inc Cash Flow Quality Index (1994–2025)
Historical Cash Flow Quality Index for First Mid Illinois Bancshares Inc across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check First Mid Illinois Bancshares Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for First Mid Illinois Bancshares Inc (1994–2025)
Year-by-year earnings quality comparison for First Mid Illinois Bancshares Inc. For live market cap and the full company financial profile, see First Mid Illinois Bancshares Inc (FMBH) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.43x | $130.87 Million | $91.75 Million | ▼ -9.5% |
| 2024 | 1.58x | $124.42 Million | $78.90 Million | ▲ +50.1% |
| 2023 | 1.05x | $72.42 Million | $68.94 Million | ▲ +16.4% |
| 2022 | 0.90x | $65.82 Million | $72.95 Million | ▼ -33.2% |
| 2021 | 1.35x | $69.60 Million | $51.49 Million | ▼ -3.7% |
| 2020 | 1.40x | $63.54 Million | $45.27 Million | ▲ +7.1% |
| 2019 | 1.31x | $62.83 Million | $47.94 Million | ▲ +13.7% |
| 2018 | 1.15x | $42.17 Million | $36.60 Million | ▼ -33.4% |
| 2017 | 1.73x | $46.15 Million | $26.68 Million | ▲ +37.8% |
| 2016 | 1.26x | $27.42 Million | $21.84 Million | ▼ -5.8% |
| 2015 | 1.33x | $22.00 Million | $16.51 Million | ▲ +15.9% |
| 2014 | 1.15x | $17.78 Million | $15.46 Million | ▼ -31.4% |
| 2013 | 1.68x | $24.66 Million | $14.72 Million | ▲ +2.6% |
| 2012 | 1.63x | $22.89 Million | $14.03 Million | ▼ -2.2% |
| 2011 | 1.67x | $18.98 Million | $11.37 Million | ▲ +94.7% |
| 2010 | 0.86x | $7.51 Million | $8.76 Million | ▼ -15.4% |
| 2009 | 1.01x | $8.32 Million | $8.21 Million | ▼ -30.0% |
| 2008 | 1.45x | $15.23 Million | $10.52 Million | ▲ +16.4% |
| 2007 | 1.24x | $12.63 Million | $10.16 Million | ▲ +21.4% |
| 2006 | 1.02x | $10.25 Million | $10.01 Million | ▼ -12.0% |
| 2005 | 1.16x | $11.41 Million | $9.81 Million | ▲ +1.5% |
| 2004 | 1.15x | $11.18 Million | $9.75 Million | ▼ -41.3% |
| 2003 | 1.95x | $17.76 Million | $9.09 Million | ▲ +71.7% |
| 2002 | 1.14x | $9.14 Million | $8.03 Million | ▲ +64.7% |
| 2001 | 0.69x | $4.50 Million | $6.52 Million | ▼ -54.9% |
| 2000 | 1.53x | $8.66 Million | $5.66 Million | ▼ -46.6% |
| 1999 | 2.86x | $14.98 Million | $5.23 Million | ▲ +2022.0% |
| 1998 | 0.13x | $683.00K | $5.06 Million | ▼ -88.4% |
| 1997 | 1.16x | $5.50 Million | $4.73 Million | ▲ +42.6% |
| 1996 | 0.82x | $3.40 Million | $4.17 Million | ▼ -45.4% |
| 1995 | 1.49x | $5.86 Million | $3.92 Million | ▼ -10.1% |
| 1994 | 1.66x | $5.71 Million | $3.43 Million | — |