First Mid Illinois Bancshares Inc (FMBH) — Defensive Interval Ratio
First Mid Illinois Bancshares Inc (FMBH) has a Defensive Interval Ratio of 2155 days as of March 2026. Defensive assets of $1.23 Billion (cash $-, short-term investments $1.19 Billion, receivables $46.75 Million) cover 2155 days of daily cash needs of $572.08K/day. Check how tangible is First Mid Illinois Bancshares Inc's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Mid Illinois Bancshares Inc Defensive Interval Ratio (1994–2025)
This chart shows how First Mid Illinois Bancshares Inc's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of March 2026, the ratio stands at 2155 days, meaning defensive assets of $1.23 Billion can fund 2155 days of operations without new revenue. Also explore First Mid Illinois Bancshares Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Mid Illinois Bancshares Inc (1994–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Mid Illinois Bancshares Inc from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see First Mid Illinois Bancshares Inc market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 48 days | $868.42 Million | $18.08 Million/day | $- | $828.47 Million | ▼ -16 days |
| 2024 | 64 days | $1.10 Billion | $17.17 Million/day | $- | $1.06 Billion | ▼ -32 days |
| 2023 | 96 days | $1.21 Billion | $12.55 Million/day | $- | $1.17 Billion | ▲ +13 days |
| 2022 | 83 days | $1.25 Billion | $15.02 Million/day | $- | $1.22 Billion | ▼ -390757 days |
| 2021 | 390840 days | $1.44 Billion | $3.69K/day | $- | $1.42 Billion | ▲ +250984 days |
| 2020 | 139856 days | $898.53 Million | $6.42K/day | $- | $879.24 Million | ▲ +16176 days |
| 2019 | 123680 days | $766.14 Million | $6.19K/day | $- | $750.56 Million | ▼ -31861 days |
| 2018 | 155540 days | $749.15 Million | $4.82K/day | $- | $732.27 Million | ▼ -201827 days |
| 2017 | 357367 days | $589.41 Million | $1.65K/day | $- | $578.58 Million | ▼ -72720 days |
| 2016 | 430087 days | $630.40 Million | $1.47K/day | $- | $619.85 Million | ▼ -110168 days |
| 2015 | 540254 days | $526.93 Million | $975.34/day | $- | $518.85 Million | ▲ +47589 days |
| 2014 | 492665 days | $384.68 Million | $780.82/day | $- | $377.86 Million | ▲ +492537 days |
| 2013 | 128 days | $495.34 Million | $3.86 Million/day | $- | $488.72 Million | ▼ -19 days |
| 2012 | 148 days | $515.08 Million | $3.49 Million/day | $- | $508.31 Million | ▲ +11 days |
| 2011 | 136 days | $485.97 Million | $3.57 Million/day | $- | $478.92 Million | ▲ +73 days |
| 2010 | 63 days | $226.88 Million | $3.58 Million/day | $- | $220.49 Million | ▲ +29 days |
| 2009 | 34 days | $86.38 Million | $2.53 Million/day | $- | $79.51 Million | ▲ +31 days |
| 2008 | 3 days | $7.16 Million | $2.43 Million/day | $- | $- | ▼ -1 days |
| 2007 | 4 days | $8.31 Million | $2.30 Million/day | $- | $- | ▼ 0 days |
| 2006 | 4 days | $8.42 Million | $2.30 Million/day | $- | $- | ▲ +0 days |
| 2005 | 3 days | $6.41 Million | $1.97 Million/day | $- | $- | ▲ +1 days |
| 2004 | 3 days | $5.41 Million | $2.01 Million/day | $- | $- | ▼ 0 days |
| 2003 | 3 days | $5.57 Million | $1.89 Million/day | $- | $- | ▼ 0 days |
| 2002 | 3 days | $6.36 Million | $1.93 Million/day | $- | $- | ▼ -1 days |
| 2001 | 4 days | $6.79 Million | $1.68 Million/day | $- | $- | ▼ -1 days |
| 2000 | 5 days | $7.39 Million | $1.58 Million/day | $- | $- | ▲ +0 days |
| 1999 | 4 days | $5.93 Million | $1.33 Million/day | $- | $- | ▼ 0 days |
| 1998 | 5 days | $5.74 Million | $1.23 Million/day | $- | $- | ▲ +0 days |
| 1997 | 4 days | $5.37 Million | $1.25 Million/day | $- | $- | ▼ 0 days |
| 1996 | 5 days | $5.23 Million | $1.13 Million/day | $- | $- | ▲ +1 days |
| 1995 | 4 days | $4.40 Million | $1.09 Million/day | $- | $- | ▲ +0 days |
| 1994 | 4 days | $3.93 Million | $1.07 Million/day | $- | $- | — |