First Mid Illinois Bancshares Inc (FMBH) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.62x

First Mid Illinois Bancshares Inc (FMBH) has a Cash Flow Reinvestment Rate of 0.62x as of December 2025, reinvesting $26.34 Million (capex $2.03 Million plus investments $24.31 Million) from operating cash flow of $42.20 Million. See First Mid Illinois Bancshares Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.62x
(Capex + Investments) / Operating CF

Total Reinvested

$26.34 Million
Capex + Investments

Operating Cash Flow

$42.20 Million
USD

Capital Expenditures

$2.03 Million
USD

First Mid Illinois Bancshares Inc Cash Flow Reinvestment Rate (1994–2025)

Historical reinvestment intensity for First Mid Illinois Bancshares Inc across 32 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of First Mid Illinois Bancshares Inc.

Annual Cash Flow Reinvestment Rate for First Mid Illinois Bancshares Inc (1994–2025)

Year-by-year capital reinvestment analysis for First Mid Illinois Bancshares Inc. See financial flexibility index of First Mid Illinois Bancshares Inc to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.34x $44.03 Million $130.87 Million $6.85 Million ▲ +236.1%
2024 0.10x $12.45 Million $124.42 Million $4.95 Million ▼ -98.5%
2023 6.60x $478.02 Million $72.42 Million $3.64 Million ▲ +75.9%
2022 3.75x $247.01 Million $65.82 Million $5.02 Million ▼ -46.6%
2021 7.03x $489.06 Million $69.60 Million $3.70 Million ▼ -20.9%
2020 8.88x $564.48 Million $63.54 Million $2.46 Million ▲ +1517.9%
2019 0.55x $34.50 Million $62.83 Million $4.10 Million ▼ -66.4%
2018 1.63x $68.96 Million $42.17 Million $3.11 Million ▲ +20.6%
2017 1.36x $62.59 Million $46.15 Million $1.27 Million ▼ -59.0%
2016 3.31x $90.77 Million $27.42 Million $709.00K ▼ -72.7%
2015 12.12x $266.55 Million $22.00 Million $1.76 Million ▲ +1919.7%
2014 0.60x $10.66 Million $17.78 Million $1.18 Million ▼ -78.5%
2013 2.79x $68.74 Million $24.66 Million $1.40 Million ▼ -17.7%
2012 3.39x $77.55 Million $22.89 Million $1.49 Million ▼ -67.0%
2011 10.25x $194.56 Million $18.98 Million $4.62 Million ▲ +3878.2%
2010 0.26x $1.94 Million $7.51 Million $1.94 Million ▲ +9.8%
2009 0.23x $1.95 Million $8.32 Million $1.95 Million ▲ +230.4%
2008 0.07x $1.08 Million $15.23 Million $1.08 Million ▲ +4.9%
2007 0.07x $856.00K $12.63 Million $856.00K ▼ -45.4%
2006 0.12x $1.27 Million $10.25 Million $1.27 Million ▼ 0.0%
2005 0.12x $1.42 Million $11.41 Million $1.42 Million ▲ +56.1%
2004 0.08x $889.00K $11.18 Million $889.00K ▲ +34.2%
2003 0.06x $1.05 Million $17.76 Million $1.05 Million ▼ -74.6%
2002 0.23x $2.13 Million $9.14 Million $2.13 Million ▼ -35.5%
2001 0.36x $1.62 Million $4.50 Million $1.62 Million ▲ +182.7%
2000 0.13x $1.11 Million $8.66 Million $1.11 Million ▼ -31.1%
1999 0.19x $2.78 Million $14.98 Million $2.78 Million ▼ -94.2%
1998 3.18x $2.17 Million $683.00K $2.17 Million ▲ +1019.5%
1997 0.28x $1.56 Million $5.50 Million $1.56 Million ▼ -56.8%
1996 0.66x $2.23 Million $3.40 Million $2.23 Million ▲ +331.8%
1995 0.15x $891.00K $5.86 Million $891.00K ▲ +90.5%
1994 0.08x $455.00K $5.71 Million $455.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow