First Mid Illinois Bancshares Inc (FMBH) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.62x

First Mid Illinois Bancshares Inc (FMBH) has a Cash Flow Reinvestment Rate of 0.62x as of December 2025, reinvesting $26.34 Million (capex $2.03 Million plus investments $24.31 Million) from operating cash flow of $42.20 Million. Check earnings quality score of First Mid Illinois Bancshares Inc to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.62x
(Capex + Investments) / Operating CF

Total Reinvested

$26.34 Million
Capex + Investments

Operating Cash Flow

$42.20 Million
USD

Capital Expenditures

$2.03 Million
USD

First Mid Illinois Bancshares Inc Cash Flow Reinvestment Rate (1994–2025)

Historical reinvestment intensity for First Mid Illinois Bancshares Inc across 32 annual periods. Explore how much of First Mid Illinois Bancshares Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for First Mid Illinois Bancshares Inc (1994–2025)

Year-by-year capital reinvestment analysis for First Mid Illinois Bancshares Inc. For live market cap and broader valuation context, see FMBH market cap overview.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.34x $44.03 Million $130.87 Million $6.85 Million ▲ +236.1%
2024 0.10x $12.45 Million $124.42 Million $4.95 Million ▼ -98.5%
2023 6.60x $478.02 Million $72.42 Million $3.64 Million ▲ +75.9%
2022 3.75x $247.01 Million $65.82 Million $5.02 Million ▼ -46.6%
2021 7.03x $489.06 Million $69.60 Million $3.70 Million ▼ -20.9%
2020 8.88x $564.48 Million $63.54 Million $2.46 Million ▲ +1517.9%
2019 0.55x $34.50 Million $62.83 Million $4.10 Million ▼ -66.4%
2018 1.63x $68.96 Million $42.17 Million $3.11 Million ▲ +20.6%
2017 1.36x $62.59 Million $46.15 Million $1.27 Million ▼ -59.0%
2016 3.31x $90.77 Million $27.42 Million $709.00K ▼ -72.7%
2015 12.12x $266.55 Million $22.00 Million $1.76 Million ▲ +1919.7%
2014 0.60x $10.66 Million $17.78 Million $1.18 Million ▼ -78.5%
2013 2.79x $68.74 Million $24.66 Million $1.40 Million ▼ -17.7%
2012 3.39x $77.55 Million $22.89 Million $1.49 Million ▼ -67.0%
2011 10.25x $194.56 Million $18.98 Million $4.62 Million ▲ +3878.2%
2010 0.26x $1.94 Million $7.51 Million $1.94 Million ▲ +9.8%
2009 0.23x $1.95 Million $8.32 Million $1.95 Million ▲ +230.4%
2008 0.07x $1.08 Million $15.23 Million $1.08 Million ▲ +4.9%
2007 0.07x $856.00K $12.63 Million $856.00K ▼ -45.4%
2006 0.12x $1.27 Million $10.25 Million $1.27 Million ▼ 0.0%
2005 0.12x $1.42 Million $11.41 Million $1.42 Million ▲ +56.1%
2004 0.08x $889.00K $11.18 Million $889.00K ▲ +34.2%
2003 0.06x $1.05 Million $17.76 Million $1.05 Million ▼ -74.6%
2002 0.23x $2.13 Million $9.14 Million $2.13 Million ▼ -35.5%
2001 0.36x $1.62 Million $4.50 Million $1.62 Million ▲ +182.7%
2000 0.13x $1.11 Million $8.66 Million $1.11 Million ▼ -31.1%
1999 0.19x $2.78 Million $14.98 Million $2.78 Million ▼ -94.2%
1998 3.18x $2.17 Million $683.00K $2.17 Million ▲ +1019.5%
1997 0.28x $1.56 Million $5.50 Million $1.56 Million ▼ -56.8%
1996 0.66x $2.23 Million $3.40 Million $2.23 Million ▲ +331.8%
1995 0.15x $891.00K $5.86 Million $891.00K ▲ +90.5%
1994 0.08x $455.00K $5.71 Million $455.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow