First Mid Illinois Bancshares Inc (FMBH) — Cash Flow-to-Debt Ratio
First Mid Illinois Bancshares Inc (FMBH) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $42.20 Million could theoretically repay 0% of its total liabilities ($7.01 Billion) in one year. See First Mid Illinois Bancshares Inc (FMBH) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Mid Illinois Bancshares Inc Cash Flow-to-Debt Ratio (1994–2025)
Historical debt coverage capacity for First Mid Illinois Bancshares Inc across 32 annual periods. Also explore First Mid Illinois Bancshares Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for First Mid Illinois Bancshares Inc (1994–2025)
Year-by-year debt coverage analysis for First Mid Illinois Bancshares Inc. For market capitalisation and broader financial context, see FMBH market cap.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $130.87 Million | $7.01 Billion | ▲ +0.2% |
| 2024 | 0.02x | $124.42 Million | $6.67 Billion | ▲ +74.9% |
| 2023 | 0.01x | $72.42 Million | $6.79 Billion | ▼ -1.0% |
| 2022 | 0.01x | $65.82 Million | $6.11 Billion | ▼ -17.2% |
| 2021 | 0.01x | $69.60 Million | $5.35 Billion | ▼ -14.9% |
| 2020 | 0.02x | $63.54 Million | $4.16 Billion | ▼ -19.4% |
| 2019 | 0.02x | $62.83 Million | $3.31 Billion | ▲ +51.3% |
| 2018 | 0.01x | $42.17 Million | $3.36 Billion | ▼ -31.2% |
| 2017 | 0.02x | $46.15 Million | $2.53 Billion | ▲ +73.0% |
| 2016 | 0.01x | $27.42 Million | $2.60 Billion | ▼ -8.6% |
| 2015 | 0.01x | $22.00 Million | $1.91 Billion | ▼ -6.5% |
| 2014 | 0.01x | $17.78 Million | $1.44 Billion | ▼ -27.2% |
| 2013 | 0.02x | $24.66 Million | $1.46 Billion | ▲ +5.2% |
| 2012 | 0.02x | $22.89 Million | $1.42 Billion | ▲ +15.4% |
| 2011 | 0.01x | $18.98 Million | $1.36 Billion | ▲ +152.0% |
| 2010 | 0.01x | $7.51 Million | $1.36 Billion | ▼ -34.6% |
| 2009 | 0.01x | $8.32 Million | $983.93 Million | ▼ -46.3% |
| 2008 | 0.02x | $15.23 Million | $966.92 Million | ▲ +16.7% |
| 2007 | 0.01x | $12.63 Million | $935.89 Million | ▲ +19.2% |
| 2006 | 0.01x | $10.25 Million | $904.77 Million | ▼ -22.7% |
| 2005 | 0.01x | $11.41 Million | $778.25 Million | ▼ -0.7% |
| 2004 | 0.01x | $11.18 Million | $757.57 Million | ▼ -39.9% |
| 2003 | 0.02x | $17.76 Million | $723.39 Million | ▲ +90.6% |
| 2002 | 0.01x | $9.14 Million | $709.43 Million | ▲ +83.8% |
| 2001 | 0.01x | $4.50 Million | $642.05 Million | ▼ -52.6% |
| 2000 | 0.01x | $8.66 Million | $585.27 Million | ▼ -45.7% |
| 1999 | 0.03x | $14.98 Million | $549.59 Million | ▲ +1912.1% |
| 1998 | 0.00x | $683.00K | $504.18 Million | ▼ -88.0% |
| 1997 | 0.01x | $5.50 Million | $487.40 Million | ▲ +57.8% |
| 1996 | 0.01x | $3.40 Million | $475.49 Million | ▼ -46.7% |
| 1995 | 0.01x | $5.86 Million | $437.19 Million | ▼ -1.1% |
| 1994 | 0.01x | $5.71 Million | $420.56 Million | — |