First Mid Illinois Bancshares Inc (FMBH) — Working Capital to Net Assets Ratio
First Mid Illinois Bancshares Inc (FMBH) has a Working Capital to Net Assets ratio of 135.1% as of March 2026. Working capital of $1.45 Billion (current assets of $1.66 Billion minus current liabilities of $208.81 Million) is measured against net assets of $1.08 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See First Mid Illinois Bancshares Inc (FMBH) defensive interval to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
First Mid Illinois Bancshares Inc Working Capital to Net Assets (1994–2025)
This chart shows how First Mid Illinois Bancshares Inc's Working Capital to Net Assets ratio has evolved across 32 annual periods from 1994 to 2025. As of March 2026, the ratio stands at 135.1%, reflecting working capital of $1.45 Billion against net assets of $1.08 Billion USD. For the complete balance sheet picture, see FMBH asset base.
Annual Working Capital to Net Assets for First Mid Illinois Bancshares Inc (1994–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for First Mid Illinois Bancshares Inc from 1994 to 2025, covering 32 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check FMBH asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -570.9% | $-5.47 Billion | $958.69 Million | $1.13 Billion | $6.60 Billion | ▲ +24.6 pp |
| 2024 | -595.5% | $-5.04 Billion | $846.39 Million | $1.23 Billion | $6.27 Billion | ▼ -36.2 pp |
| 2023 | -559.3% | $-4.44 Billion | $793.20 Million | $143.06 Million | $4.58 Billion | ▲ +86.4 pp |
| 2022 | -645.7% | $-4.09 Billion | $633.15 Million | $1.39 Billion | $5.48 Billion | ▼ -899.4 pp |
| 2021 | 253.8% | $1.61 Billion | $633.89 Million | $1.61 Billion | $1.35 Million | ▲ +22.6 pp |
| 2020 | 231.2% | $1.31 Billion | $568.23 Million | $1.32 Billion | $2.35 Million | ▲ +69.9 pp |
| 2019 | 161.2% | $848.96 Million | $526.61 Million | $851.22 Million | $2.26 Million | ▼ -443.6 pp |
| 2018 | 604.8% | $2.88 Billion | $475.86 Million | $2.88 Billion | $1.76 Million | ▼ -71.9 pp |
| 2017 | 676.7% | $2.08 Billion | $307.96 Million | $2.08 Billion | $602.00K | ▼ -64.0 pp |
| 2016 | 740.7% | $2.08 Billion | $280.67 Million | $2.08 Billion | $535.00K | ▲ +43.8 pp |
| 2015 | 696.9% | $1.43 Billion | $205.01 Million | $1.43 Billion | $356.00K | ▲ +17.6 pp |
| 2014 | 679.4% | $1.12 Billion | $164.92 Million | $1.12 Billion | $285.00K | ▲ +1247.2 pp |
| 2013 | -567.9% | $-848.28 Million | $149.38 Million | $559.94 Million | $1.41 Billion | ▼ -127.2 pp |
| 2012 | -440.7% | $-690.44 Million | $156.69 Million | $583.96 Million | $1.27 Billion | ▲ +93.0 pp |
| 2011 | -533.7% | $-752.32 Million | $140.97 Million | $551.30 Million | $1.30 Billion | ▲ +490.3 pp |
| 2010 | -1024.0% | $-1.15 Billion | $112.27 Million | $157.88 Million | $1.31 Billion | ▼ -237.2 pp |
| 2009 | -786.7% | $-875.03 Million | $111.22 Million | $46.63 Million | $921.66 Million | ▲ +219.8 pp |
| 2008 | -1006.5% | $-833.17 Million | $82.78 Million | $55.50 Million | $888.68 Million | ▼ -7.2 pp |
| 2007 | -999.3% | $-803.97 Million | $80.45 Million | $37.18 Million | $841.15 Million | ▲ +70.6 pp |
| 2006 | -1069.9% | $-810.85 Million | $75.79 Million | $28.88 Million | $839.73 Million | ▼ -112.9 pp |
| 2005 | -957.1% | $-692.20 Million | $72.33 Million | $25.97 Million | $718.17 Million | ▲ +64.7 pp |
| 2004 | -1021.7% | $-706.57 Million | $69.15 Million | $26.51 Million | $733.08 Million | ▼ -85.4 pp |
| 2003 | -936.3% | $-660.98 Million | $70.59 Million | $29.14 Million | $690.12 Million | ▲ +44.5 pp |
| 2002 | -980.8% | $-655.26 Million | $66.81 Million | $48.79 Million | $704.05 Million | ▼ -77.7 pp |
| 2001 | -903.1% | $-577.33 Million | $63.92 Million | $35.66 Million | $612.99 Million | ▲ +47.0 pp |
| 2000 | -950.2% | $-548.50 Million | $57.73 Million | $29.51 Million | $578.01 Million | ▼ -60.4 pp |
| 1999 | -889.8% | $-458.41 Million | $51.52 Million | $27.77 Million | $486.19 Million | ▼ -53.6 pp |
| 1998 | -836.2% | $-422.12 Million | $50.48 Million | $27.51 Million | $449.64 Million | ▲ +97.5 pp |
| 1997 | -933.8% | $-425.57 Million | $45.58 Million | $32.03 Million | $457.60 Million | ▲ +21.9 pp |
| 1996 | -955.6% | $-381.34 Million | $39.90 Million | $32.34 Million | $413.68 Million | ▲ +90.0 pp |
| 1995 | -1045.6% | $-369.19 Million | $35.31 Million | $27.69 Million | $396.88 Million | ▲ +156.8 pp |
| 1994 | -1202.4% | $-367.93 Million | $30.60 Million | $21.64 Million | $389.57 Million | — |