First United Corporation Cash Flow Quality Index
First United Corporation cash flow quality index. First United Corporation (FUNC) has a Cash Flow Quality Index of 0.85x as of June 2026. Operating cash flow of $4.81 Million is below net income of $5.67 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of First United Corporation to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First United Corporation (1991–2025)
Cash flow quality index of First United Corporation from 1991 to 2025. Historical Cash Flow Quality Index for First United Corporation across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. See First United Corporation net asset quality index to measure how much of total assets are equity-financed.
First United Corporation Cash Flow Quality Index by Year (1991–2025)
First United Corporation cash flow quality index by year from 1991 to 2025. Year-by-year earnings quality comparison for First United Corporation. For the full cash flow conversion analysis, see First United Corporation (FUNC) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.79x | $19.37 Million | $24.52 Million | ▼ -27.0% |
| 2024 | 1.08x | $22.28 Million | $20.57 Million | ▼ -27.4% |
| 2023 | 1.49x | $22.47 Million | $15.06 Million | ▲ +40.8% |
| 2022 | 1.06x | $26.54 Million | $25.05 Million | ▲ +4.6% |
| 2021 | 1.01x | $20.02 Million | $19.77 Million | ▼ -13.3% |
| 2020 | 1.17x | $16.17 Million | $13.84 Million | ▼ -6.4% |
| 2019 | 1.25x | $16.39 Million | $13.13 Million | ▼ -27.2% |
| 2018 | 1.72x | $18.29 Million | $10.67 Million | ▼ -30.1% |
| 2017 | 2.45x | $12.92 Million | $5.27 Million | ▲ +55.4% |
| 2016 | 1.58x | $11.49 Million | $7.28 Million | ▼ -7.6% |
| 2015 | 1.71x | $22.20 Million | $12.99 Million | ▲ +146.1% |
| 2014 | 0.69x | $3.89 Million | $5.60 Million | ▼ -76.0% |
| 2013 | 2.90x | $18.68 Million | $6.45 Million | ▼ -11.1% |
| 2012 | 3.26x | $15.21 Million | $4.66 Million | ▼ -81.2% |
| 2011 | 17.38x | $63.04 Million | $3.63 Million | ▲ +784.2% |
| 2008 | 1.97x | $17.44 Million | $8.87 Million | ▲ +73.7% |
| 2007 | 1.13x | $14.48 Million | $12.79 Million | ▲ +8.7% |
| 2006 | 1.04x | $13.10 Million | $12.58 Million | ▼ -72.9% |
| 2005 | 3.84x | $46.71 Million | $12.15 Million | ▲ +258.6% |
| 2004 | 1.07x | $8.18 Million | $7.63 Million | ▲ +10.9% |
| 2003 | 0.97x | $10.39 Million | $10.75 Million | ▼ -26.6% |
| 2002 | 1.32x | $12.72 Million | $9.65 Million | ▲ +1999.3% |
| 2001 | -0.07x | $-636.00K | $9.17 Million | ▼ -104.6% |
| 2000 | 1.49x | $12.42 Million | $8.31 Million | ▲ +113.5% |
| 1999 | 0.70x | $5.60 Million | $8.00 Million | ▼ -30.9% |
| 1998 | 1.01x | $7.50 Million | $7.40 Million | ▼ -7.1% |
| 1997 | 1.09x | $7.20 Million | $6.60 Million | ▼ -31.2% |
| 1996 | 1.58x | $10.30 Million | $6.50 Million | ▲ +50.4% |
| 1995 | 1.05x | $5.90 Million | $5.60 Million | ▲ +36.1% |
| 1994 | 0.77x | $4.80 Million | $6.20 Million | ▼ -48.4% |
| 1993 | 1.50x | $9.00 Million | $6.00 Million | ▼ -12.2% |
| 1992 | 1.71x | $9.40 Million | $5.50 Million | ▲ +17.2% |
| 1991 | 1.46x | $7.00 Million | $4.80 Million | — |