First United Corporation (FUNC) — Cash Flow Quality Index
First United Corporation (FUNC) has a Cash Flow Quality Index of 0.22x as of September 2025. Operating cash flow of $1.52 Million is below net income of $6.95 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore FUNC cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First United Corporation Cash Flow Quality Index (1991–2024)
Historical Cash Flow Quality Index for First United Corporation across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FUNC total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for First United Corporation (1991–2024)
Year-by-year earnings quality comparison for First United Corporation. For live market cap and the full company financial profile, see First United Corporation market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.08x | $22.28 Million | $20.57 Million | ▼ -27.4% |
| 2023 | 1.49x | $22.47 Million | $15.06 Million | ▲ +40.8% |
| 2022 | 1.06x | $26.54 Million | $25.05 Million | ▲ +4.6% |
| 2021 | 1.01x | $20.02 Million | $19.77 Million | ▼ -13.3% |
| 2020 | 1.17x | $16.17 Million | $13.84 Million | ▼ -6.4% |
| 2019 | 1.25x | $16.39 Million | $13.13 Million | ▼ -27.2% |
| 2018 | 1.72x | $18.29 Million | $10.67 Million | ▼ -30.1% |
| 2017 | 2.45x | $12.92 Million | $5.27 Million | ▲ +55.4% |
| 2016 | 1.58x | $11.49 Million | $7.28 Million | ▼ -7.6% |
| 2015 | 1.71x | $22.20 Million | $12.99 Million | ▲ +146.1% |
| 2014 | 0.69x | $3.89 Million | $5.60 Million | ▼ -76.0% |
| 2013 | 2.90x | $18.68 Million | $6.45 Million | ▼ -11.1% |
| 2012 | 3.26x | $15.21 Million | $4.66 Million | ▼ -81.2% |
| 2011 | 17.38x | $63.04 Million | $3.63 Million | ▲ +784.2% |
| 2008 | 1.97x | $17.44 Million | $8.87 Million | ▲ +73.7% |
| 2007 | 1.13x | $14.48 Million | $12.79 Million | ▲ +8.7% |
| 2006 | 1.04x | $13.10 Million | $12.58 Million | ▼ -72.9% |
| 2005 | 3.84x | $46.71 Million | $12.15 Million | ▲ +258.6% |
| 2004 | 1.07x | $8.18 Million | $7.63 Million | ▲ +10.9% |
| 2003 | 0.97x | $10.39 Million | $10.75 Million | ▼ -26.6% |
| 2002 | 1.32x | $12.72 Million | $9.65 Million | ▲ +1999.3% |
| 2001 | -0.07x | $-636.00K | $9.17 Million | ▼ -104.6% |
| 2000 | 1.49x | $12.42 Million | $8.31 Million | ▲ +113.5% |
| 1999 | 0.70x | $5.60 Million | $8.00 Million | ▼ -30.9% |
| 1998 | 1.01x | $7.50 Million | $7.40 Million | ▼ -7.1% |
| 1997 | 1.09x | $7.20 Million | $6.60 Million | ▼ -31.2% |
| 1996 | 1.58x | $10.30 Million | $6.50 Million | ▲ +50.4% |
| 1995 | 1.05x | $5.90 Million | $5.60 Million | ▲ +36.1% |
| 1994 | 0.77x | $4.80 Million | $6.20 Million | ▼ -48.4% |
| 1993 | 1.50x | $9.00 Million | $6.00 Million | ▼ -12.2% |
| 1992 | 1.71x | $9.40 Million | $5.50 Million | ▲ +17.2% |
| 1991 | 1.46x | $7.00 Million | $4.80 Million | — |