First United Corporation (FUNC) — Financial Flexibility Index
First United Corporation (FUNC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $2.87 Million (operating CF $1.52 Million minus capex $1.35 Million) represents 0% of total liabilities ($1.82 Billion). Check First United Corporation investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First United Corporation Financial Flexibility Index (1991–2024)
Historical Financial Flexibility Index trend for First United Corporation across 34 annual periods. For the full cash flow conversion analysis, see First United Corporation cash conversion from operations.
Annual Financial Flexibility Index for First United Corporation (1991–2024)
Year-by-year free cash flow to debt coverage for First United Corporation. Explore cash flow to debt ratio of First United Corporation to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $24.20 Million | $22.28 Million | $1.79 Billion | ▲ +3.1% |
| 2023 | 0.01x | $22.82 Million | $22.47 Million | $1.74 Billion | ▼ -26.3% |
| 2022 | 0.02x | $30.12 Million | $26.54 Million | $1.70 Billion | ▲ +33.3% |
| 2021 | 0.01x | $21.15 Million | $20.02 Million | $1.59 Billion | ▲ +20.1% |
| 2020 | 0.01x | $17.77 Million | $16.17 Million | $1.60 Billion | ▼ -28.3% |
| 2019 | 0.02x | $20.36 Million | $16.39 Million | $1.32 Billion | ▼ -29.5% |
| 2018 | 0.02x | $27.78 Million | $18.29 Million | $1.27 Billion | ▲ +38.6% |
| 2017 | 0.02x | $19.48 Million | $12.92 Million | $1.23 Billion | ▲ +23.5% |
| 2016 | 0.01x | $15.42 Million | $11.49 Million | $1.20 Billion | ▼ -34.7% |
| 2015 | 0.02x | $23.57 Million | $22.20 Million | $1.20 Billion | ▲ +420.4% |
| 2014 | 0.00x | $4.61 Million | $3.89 Million | $1.22 Billion | ▼ -76.3% |
| 2013 | 0.02x | $19.62 Million | $18.68 Million | $1.23 Billion | ▲ +18.0% |
| 2012 | 0.01x | $16.48 Million | $15.21 Million | $1.22 Billion | ▼ -72.4% |
| 2011 | 0.05x | $63.27 Million | $63.04 Million | $1.29 Billion | ▼ -46.6% |
| 2010 | 0.09x | $146.50 Million | $142.64 Million | $1.60 Billion | ▲ +1934.5% |
| 2009 | 0.00x | $7.39 Million | $3.95 Million | $1.64 Billion | ▼ -64.8% |
| 2008 | 0.01x | $19.99 Million | $17.44 Million | $1.57 Billion | ▼ -5.8% |
| 2007 | 0.01x | $18.62 Million | $14.48 Million | $1.37 Billion | ▼ -7.7% |
| 2006 | 0.01x | $18.38 Million | $13.10 Million | $1.25 Billion | ▼ -65.8% |
| 2005 | 0.04x | $52.25 Million | $46.71 Million | $1.22 Billion | ▲ +181.2% |
| 2004 | 0.02x | $17.46 Million | $8.18 Million | $1.15 Billion | ▲ +7.0% |
| 2003 | 0.01x | $14.59 Million | $10.39 Million | $1.02 Billion | ▼ -22.6% |
| 2002 | 0.02x | $16.10 Million | $12.72 Million | $875.11 Million | ▲ +729.6% |
| 2001 | 0.00x | $1.66 Million | $-636.00K | $747.04 Million | ▼ -88.5% |
| 2000 | 0.02x | $15.04 Million | $12.42 Million | $782.08 Million | ▲ +81.3% |
| 1999 | 0.01x | $7.80 Million | $5.60 Million | $735.20 Million | ▼ -30.6% |
| 1998 | 0.02x | $8.90 Million | $7.50 Million | $582.60 Million | ▼ -9.0% |
| 1997 | 0.02x | $8.60 Million | $7.20 Million | $512.30 Million | ▼ -30.7% |
| 1996 | 0.02x | $11.30 Million | $10.30 Million | $466.80 Million | ▲ +43.2% |
| 1995 | 0.02x | $7.30 Million | $5.90 Million | $431.70 Million | ▼ -1.5% |
| 1994 | 0.02x | $7.00 Million | $4.80 Million | $407.90 Million | ▼ -42.0% |
| 1993 | 0.03x | $11.10 Million | $9.00 Million | $375.00 Million | ▼ -3.8% |
| 1992 | 0.03x | $9.90 Million | $9.40 Million | $321.80 Million | ▲ +26.6% |
| 1991 | 0.02x | $7.60 Million | $7.00 Million | $312.80 Million | — |