First United Corporation (FUNC) — Net Asset Quality Index

Latest as of December 2025: 9.8%

First United Corporation (FUNC) has a Net Asset Quality Index of 9.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.09 Billion minus total liabilities of $1.88 Billion yields net assets of $203.63 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read FUNC current and long-term liabilities for a breakdown of total debt and financial obligations.

Quality Index

9.8%
Equity / Total Assets

Net Assets

$203.63 Million
USD

Total Assets

$2.09 Billion
USD

Total Liabilities

$1.88 Billion
USD

First United Corporation Net Asset Quality Index Over Time (1991–2025)

This chart shows how First United Corporation's Net Asset Quality Index has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the index stands at 9.8%, representing net assets of $203.63 Million against total assets of $2.09 Billion USD. For live market cap and overall valuation, see FUNC company net worth.

Annual Net Asset Quality Index for First United Corporation (1991–2025)

The table below presents the year-by-year Net Asset Quality Index for First United Corporation from 1991 to 2025, covering 35 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check First United Corporation strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 9.8% $203.63 Million $2.09 Billion $1.88 Billion ▲ +0.7 pp
2024 9.1% $179.29 Million $1.97 Billion $1.79 Billion ▲ +0.6 pp
2023 8.5% $161.87 Million $1.91 Billion $1.74 Billion ▲ +0.3 pp
2022 8.2% $151.79 Million $1.85 Billion $1.70 Billion ▲ +0.0 pp
2021 8.2% $141.90 Million $1.73 Billion $1.59 Billion ▲ +0.6 pp
2020 7.6% $131.05 Million $1.73 Billion $1.60 Billion ▼ -1.2 pp
2019 8.7% $125.94 Million $1.44 Billion $1.32 Billion ▲ +0.3 pp
2018 8.5% $117.07 Million $1.38 Billion $1.27 Billion ▲ +0.4 pp
2017 8.1% $108.39 Million $1.34 Billion $1.23 Billion ▼ -0.5 pp
2016 8.6% $113.70 Million $1.32 Billion $1.20 Billion ▼ -0.5 pp
2015 9.1% $120.77 Million $1.32 Billion $1.20 Billion ▲ +0.9 pp
2014 8.2% $109.00 Million $1.33 Billion $1.22 Billion ▲ +0.6 pp
2013 7.6% $101.34 Million $1.33 Billion $1.23 Billion ▲ +0.1 pp
2012 7.5% $98.91 Million $1.32 Billion $1.22 Billion ▲ +0.5 pp
2011 6.9% $96.66 Million $1.39 Billion $1.29 Billion ▲ +1.3 pp
2010 5.6% $95.64 Million $1.70 Billion $1.60 Billion ▼ -0.1 pp
2009 5.8% $100.57 Million $1.74 Billion $1.64 Billion ▲ +1.3 pp
2008 4.4% $72.69 Million $1.64 Billion $1.57 Billion ▼ -2.6 pp
2007 7.1% $104.67 Million $1.48 Billion $1.37 Billion ▼ -0.1 pp
2006 7.2% $96.86 Million $1.35 Billion $1.25 Billion ▲ +0.2 pp
2005 7.0% $92.04 Million $1.31 Billion $1.22 Billion ▲ +0.0 pp
2004 7.0% $86.36 Million $1.23 Billion $1.15 Billion ▼ -0.6 pp
2003 7.6% $84.19 Million $1.11 Billion $1.02 Billion ▼ -0.7 pp
2002 8.3% $79.28 Million $954.39 Million $875.11 Million ▼ -0.4 pp
2001 8.7% $71.08 Million $818.11 Million $747.04 Million ▲ +1.0 pp
2000 7.7% $65.51 Million $847.59 Million $782.08 Million ▲ +0.4 pp
1999 7.3% $58.10 Million $793.30 Million $735.20 Million ▼ -1.8 pp
1998 9.1% $58.50 Million $641.10 Million $582.60 Million ▼ -0.8 pp
1997 10.0% $56.70 Million $569.00 Million $512.30 Million ▼ -0.9 pp
1996 10.8% $56.80 Million $523.60 Million $466.80 Million ▼ -0.5 pp
1995 11.4% $55.50 Million $487.20 Million $431.70 Million ▲ +0.3 pp
1994 11.1% $51.10 Million $459.00 Million $407.90 Million ▼ -0.3 pp
1993 11.4% $48.40 Million $423.40 Million $375.00 Million ▲ +0.4 pp
1992 11.0% $39.80 Million $361.60 Million $321.80 Million ▲ +0.6 pp
1991 10.4% $36.20 Million $349.00 Million $312.80 Million
pp = percentage points