First United Corporation Defensive Interval Ratio
First United Corporation defensive interval ratio. First United Corporation (FUNC) has a Defensive Interval Ratio of 64 days as of June 2026. Defensive assets of $320.03 Million (cash $-, short-term investments $279.30 Million, receivables $40.73 Million) cover 64 days of daily cash needs of $5.03 Million/day. Explore FUNC long-term investments to assets to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First United Corporation (1991–2025)
Defensive interval ratio of First United Corporation from 1991 to 2025. This chart shows how First United Corporation's Defensive Interval Ratio has evolved across 34 annual periods from 1991 to 2025. As of June 2026, the ratio stands at 64 days, meaning defensive assets of $320.03 Million can fund 64 days of operations without new revenue. Read First United Corporation (FUNC) total liabilities for a breakdown of total debt and financial obligations.
First United Corporation Defensive Interval Ratio by Year (1991–2025)
First United Corporation defensive interval ratio by year from 1991 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First United Corporation from 1991 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see balance sheet size of First United Corporation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | $27.95 Million | $4.81 Million/day | $- | $20.04 Million | ▼ -12 days |
| 2024 | 18 days | $79.08 Million | $4.50 Million/day | $- | $71.61 Million | ▼ -6 days |
| 2023 | 24 days | $104.66 Million | $4.38 Million/day | $- | $97.17 Million | ▼ -6 days |
| 2022 | 29 days | $131.94 Million | $4.48 Million/day | $- | $125.89 Million | ▼ -6912 days |
| 2021 | 6942 days | $300.24 Million | $43.25K/day | $- | $286.77 Million | ▲ +6883 days |
| 2020 | 59 days | $240.57 Million | $4.08 Million/day | $- | $226.88 Million | ▼ -2599 days |
| 2019 | 2658 days | $147.37 Million | $55.44K/day | $- | $131.31 Million | ▲ +2608 days |
| 2018 | 50 days | $158.09 Million | $3.14 Million/day | $- | $137.64 Million | ▼ -2650 days |
| 2017 | 2700 days | $172.27 Million | $63.79K/day | $- | $146.47 Million | ▲ +90 days |
| 2016 | 2611 days | $161.12 Million | $61.72K/day | $- | $140.00 Million | ▼ -763 days |
| 2015 | 3373 days | $189.73 Million | $56.24K/day | $- | $170.23 Million | ▼ -1159 days |
| 2014 | 4532 days | $242.97 Million | $53.61K/day | $- | $221.12 Million | ▼ -162 days |
| 2013 | 4694 days | $365.42 Million | $77.84K/day | $- | $336.59 Million | ▲ +755 days |
| 2012 | 3940 days | $248.28 Million | $63.02K/day | $- | $223.27 Million | ▲ +3851 days |
| 2011 | 89 days | $273.74 Million | $3.08 Million/day | $- | $245.02 Million | ▲ +14 days |
| 2010 | 75 days | $274.55 Million | $3.67 Million/day | $- | $229.69 Million | ▼ -12 days |
| 2009 | 87 days | $325.34 Million | $3.76 Million/day | $- | $273.78 Million | ▼ -20 days |
| 2008 | 106 days | $378.91 Million | $3.57 Million/day | $- | $354.60 Million | ▲ +5 days |
| 2007 | 102 days | $332.28 Million | $3.27 Million/day | $- | $304.91 Million | ▲ +6 days |
| 2006 | 96 days | $284.47 Million | $2.97 Million/day | $- | $263.27 Million | ▲ +86 days |
| 2005 | 9 days | $27.81 Million | $2.98 Million/day | $- | $5.00 Million | ▲ +1 days |
| 2004 | 8 days | $20.80 Million | $2.65 Million/day | $- | $1.85 Million | ▼ -106 days |
| 2003 | 114 days | $259.72 Million | $2.28 Million/day | $- | $223.62 Million | ▲ +98 days |
| 2002 | 16 days | $38.04 Million | $2.44 Million/day | $- | $6.21 Million | ▼ -7 days |
| 2001 | 23 days | $45.73 Million | $2.02 Million/day | $- | $11.04 Million | ▼ -2 days |
| 2000 | 25 days | $52.88 Million | $2.12 Million/day | $- | $31.93 Million | ▲ +15 days |
| 1999 | 10 days | $20.70 Million | $1.99 Million/day | $- | $- | ▲ +3 days |
| 1998 | 8 days | $12.00 Million | $1.58 Million/day | $- | $- | ▲ +1 days |
| 1997 | 6 days | $8.90 Million | $1.39 Million/day | $- | $- | ▲ +1 days |
| 1996 | 6 days | $7.40 Million | $1.26 Million/day | $- | $- | ▼ 0 days |
| 1995 | 6 days | $6.90 Million | $1.17 Million/day | $- | $- | ▲ +0 days |
| 1994 | 6 days | $6.20 Million | $1.10 Million/day | $- | $- | ▲ +1 days |
| 1993 | 5 days | $4.60 Million | $1.01 Million/day | $- | $- | ▼ -1 days |
| 1991 | 6 days | $5.00 Million | $844.11K/day | $- | $- | — |