Lakeland Financial Corporation Cash Flow Quality Index

Latest as of September 2025: 1.37x

Lakeland Financial Corporation cash flow quality index. Lakeland Financial Corporation (LKFN) has a Cash Flow Quality Index of 1.37x as of September 2025. Operating cash flow of $36.07 Million exceeds net income of $26.40 Million, indicating high earnings quality where cash backs reported profits. See how financially flexible is Lakeland Financial Corporation to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.37x
Operating CF / Net Income

Operating Cash Flow

$36.07 Million
USD

Net Income

$26.40 Million
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Lakeland Financial Corporation (1994–2024)

Cash flow quality index of Lakeland Financial Corporation from 1994 to 2024. Historical Cash Flow Quality Index for Lakeland Financial Corporation across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Lakeland Financial Corporation service its debt to assess how comfortably operating cash covers total debt obligations.

Lakeland Financial Corporation Cash Flow Quality Index by Year (1994–2024)

Lakeland Financial Corporation cash flow quality index by year from 1994 to 2024. Year-by-year earnings quality comparison for Lakeland Financial Corporation. For the full cash flow conversion analysis, see Lakeland Financial Corporation (LKFN) cash conversion ratio.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.10x $102.48 Million $93.48 Million ▼ -9.8%
2023 1.22x $113.98 Million $93.77 Million ▼ -25.5%
2022 1.63x $169.34 Million $103.82 Million ▲ +37.3%
2021 1.19x $113.77 Million $95.73 Million ▲ +14.9%
2020 1.03x $87.23 Million $84.34 Million ▼ -10.0%
2019 1.15x $100.04 Million $87.05 Million ▼ -12.0%
2018 1.31x $104.97 Million $80.41 Million ▼ -3.1%
2017 1.35x $77.24 Million $57.33 Million ▲ +12.8%
2016 1.19x $62.20 Million $52.08 Million ▼ -0.7%
2015 1.20x $55.78 Million $46.37 Million ▼ -3.1%
2014 1.24x $54.38 Million $43.80 Million ▼ -23.4%
2013 1.62x $62.97 Million $38.84 Million ▲ +13.4%
2012 1.43x $50.59 Million $35.39 Million ▼ -14.7%
2011 1.68x $51.40 Million $30.66 Million ▼ -10.0%
2010 1.86x $45.70 Million $24.54 Million ▲ +45.7%
2009 1.28x $24.26 Million $18.98 Million ▼ -14.2%
2008 1.49x $29.35 Million $19.70 Million ▼ -13.4%
2007 1.72x $33.04 Million $19.21 Million ▲ +59.5%
2006 1.08x $20.19 Million $18.72 Million ▼ -25.5%
2005 1.45x $26.00 Million $17.96 Million ▼ -10.7%
2004 1.62x $23.58 Million $14.54 Million ▼ -12.0%
2003 1.84x $25.54 Million $13.87 Million ▲ +4.9%
2002 1.76x $21.72 Million $12.37 Million ▲ +160.8%
2001 0.67x $6.81 Million $10.11 Million ▼ -58.7%
2000 1.63x $15.21 Million $9.32 Million ▼ -13.3%
1999 1.88x $15.65 Million $8.32 Million ▲ +139.7%
1998 0.78x $6.20 Million $7.90 Million ▼ -33.9%
1997 1.19x $8.90 Million $7.50 Million ▲ +6.3%
1996 1.12x $7.19 Million $6.44 Million ▼ -21.6%
1995 1.42x $8.03 Million $5.64 Million ▼ -29.0%
1994 2.00x $10.28 Million $5.13 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.