Lakeland Financial Corporation (LKFN) — Defensive Interval Ratio
Lakeland Financial Corporation (LKFN) has a Defensive Interval Ratio of 7 days as of December 2025. Defensive assets of $113.18 Million (cash $-, short-term investments $84.18 Million, receivables $29.00 Million) cover 7 days of daily cash needs of $16.89 Million/day. Check Lakeland Financial Corporation tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Lakeland Financial Corporation Defensive Interval Ratio (1994–2025)
This chart shows how Lakeland Financial Corporation's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of December 2025, the ratio stands at 7 days, meaning defensive assets of $113.18 Million can fund 7 days of operations without new revenue. Also explore Lakeland Financial Corporation (LKFN) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Lakeland Financial Corporation (1994–2025)
The table below presents the year-by-year Defensive Interval Ratio for Lakeland Financial Corporation from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Lakeland Financial Corporation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 7 days | $113.18 Million | $16.89 Million/day | $- | $84.18 Million | ▼ -21 days |
| 2024 | 28 days | $451.29 Million | $16.21 Million/day | $- | $422.85 Million | ▼ -61 days |
| 2023 | 89 days | $1.08 Billion | $12.12 Million/day | $- | $1.05 Billion | ▼ -138936 days |
| 2022 | 139026 days | $1.21 Billion | $8.73K/day | $- | $1.19 Billion | ▼ -58349 days |
| 2021 | 197375 days | $1.42 Billion | $7.18K/day | $- | $1.40 Billion | ▲ +151215 days |
| 2020 | 46160 days | $753.61 Million | $16.33K/day | $- | $734.85 Million | ▲ +46105 days |
| 2019 | 55 days | $623.62 Million | $11.36 Million/day | $- | $608.23 Million | ▲ +4 days |
| 2018 | 51 days | $601.07 Million | $11.78 Million/day | $- | $585.55 Million | ▲ +3 days |
| 2017 | 48 days | $552.59 Million | $11.41 Million/day | $- | $538.49 Million | ▼ -1 days |
| 2016 | 49 days | $515.88 Million | $10.45 Million/day | $- | $504.19 Million | ▼ -4 days |
| 2015 | 53 days | $487.53 Million | $9.11 Million/day | $- | $478.07 Million | ▼ -5 days |
| 2014 | 58 days | $484.57 Million | $8.32 Million/day | $- | $475.91 Million | ▼ -4 days |
| 2013 | 62 days | $477.54 Million | $7.70 Million/day | $- | $468.97 Million | ▼ -36416 days |
| 2012 | 36478 days | $475.51 Million | $13.04K/day | $- | $467.02 Million | ▲ +34935 days |
| 2011 | 1543 days | $57.29 Million | $37.12K/day | $- | $47.67 Million | ▲ +1539 days |
| 2010 | 4 days | $26.70 Million | $6.53 Million/day | $- | $17.63 Million | ▲ +2 days |
| 2009 | 3 days | $15.62 Million | $6.08 Million/day | $- | $7.02 Million | ▼ 0 days |
| 2008 | 3 days | $15.46 Million | $5.77 Million/day | $- | $6.86 Million | ▼ -1 days |
| 2007 | 4 days | $20.54 Million | $4.92 Million/day | $- | $11.41 Million | ▼ -10 days |
| 2006 | 14 days | $63.17 Million | $4.56 Million/day | $- | $54.45 Million | ▼ -46 days |
| 2005 | 60 days | $12.71 Million | $212.25K/day | $- | $5.29 Million | ▼ -74 days |
| 2004 | 134 days | $28.48 Million | $212.58K/day | $- | $22.71 Million | ▲ +103 days |
| 2003 | 31 days | $5.01 Million | $159.34K/day | $- | $- | ▼ -29 days |
| 2002 | 61 days | $5.00 Million | $82.19K/day | $- | $- | ▲ +59 days |
| 2001 | 2 days | $5.44 Million | $2.83 Million/day | $- | $- | ▼ 0 days |
| 2000 | 2 days | $6.74 Million | $2.88 Million/day | $- | $- | ▲ +0 days |
| 1999 | 2 days | $5.42 Million | $2.60 Million/day | $- | $- | ▼ 0 days |
| 1998 | 2 days | $5.70 Million | $2.40 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $4.90 Million | $1.91 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $4.25 Million | $1.60 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $4.00 Million | $1.39 Million/day | $- | $- | ▲ +0 days |
| 1994 | 3 days | $3.46 Million | $1.22 Million/day | $- | $- | — |