Lakeland Financial Corporation (LKFN) — Cash Flow-to-Debt Ratio
Lakeland Financial Corporation (LKFN) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $36.07 Million could theoretically repay 0% of its total liabilities ($6.15 Billion) in one year. See how much free cash does Lakeland Financial Corporation generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Lakeland Financial Corporation Cash Flow-to-Debt Ratio (1994–2024)
Historical debt coverage capacity for Lakeland Financial Corporation across 31 annual periods. Also explore Lakeland Financial Corporation equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Lakeland Financial Corporation (1994–2024)
Year-by-year debt coverage analysis for Lakeland Financial Corporation. For market capitalisation and broader financial context, see LKFN stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $102.48 Million | $5.99 Billion | ▼ -11.9% |
| 2023 | 0.02x | $113.98 Million | $5.87 Billion | ▼ -32.8% |
| 2022 | 0.03x | $169.34 Million | $5.86 Billion | ▲ +48.6% |
| 2021 | 0.02x | $113.77 Million | $5.85 Billion | ▲ +15.3% |
| 2020 | 0.02x | $87.23 Million | $5.17 Billion | ▼ -26.7% |
| 2019 | 0.02x | $100.04 Million | $4.35 Billion | ▼ -4.6% |
| 2018 | 0.02x | $104.97 Million | $4.35 Billion | ▲ +31.6% |
| 2017 | 0.02x | $77.24 Million | $4.21 Billion | ▲ +13.8% |
| 2016 | 0.02x | $62.20 Million | $3.86 Billion | ▼ -2.6% |
| 2015 | 0.02x | $55.78 Million | $3.37 Billion | ▼ -6.3% |
| 2014 | 0.02x | $54.38 Million | $3.08 Billion | ▼ -20.0% |
| 2013 | 0.02x | $62.97 Million | $2.85 Billion | ▲ +20.6% |
| 2012 | 0.02x | $50.59 Million | $2.77 Billion | ▼ -6.9% |
| 2011 | 0.02x | $51.40 Million | $2.62 Billion | ▲ +4.7% |
| 2010 | 0.02x | $45.70 Million | $2.43 Billion | ▲ +77.3% |
| 2009 | 0.01x | $24.26 Million | $2.29 Billion | ▼ -19.6% |
| 2008 | 0.01x | $29.35 Million | $2.23 Billion | ▼ -26.5% |
| 2007 | 0.02x | $33.04 Million | $1.84 Billion | ▲ +51.5% |
| 2006 | 0.01x | $20.19 Million | $1.71 Billion | ▼ -30.8% |
| 2005 | 0.02x | $26.00 Million | $1.52 Billion | ▼ -2.1% |
| 2004 | 0.02x | $23.58 Million | $1.35 Billion | ▼ -19.3% |
| 2003 | 0.02x | $25.54 Million | $1.18 Billion | ▲ +15.8% |
| 2002 | 0.02x | $21.72 Million | $1.16 Billion | ▲ +191.5% |
| 2001 | 0.01x | $6.81 Million | $1.06 Billion | ▼ -54.4% |
| 2000 | 0.01x | $15.21 Million | $1.08 Billion | ▼ -11.6% |
| 1999 | 0.02x | $15.65 Million | $985.65 Million | ▲ +136.5% |
| 1998 | 0.01x | $6.20 Million | $923.70 Million | ▼ -43.6% |
| 1997 | 0.01x | $8.90 Million | $748.20 Million | ▲ +1.7% |
| 1996 | 0.01x | $7.19 Million | $614.51 Million | ▼ -22.5% |
| 1995 | 0.02x | $8.03 Million | $531.83 Million | ▼ -31.3% |
| 1994 | 0.02x | $10.28 Million | $467.07 Million | — |