Lakeland Financial Corporation (LKFN) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Lakeland Financial Corporation (LKFN) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $41.08 Million (operating CF $36.07 Million minus capex $5.01 Million) represents 0% of total liabilities ($6.15 Billion). Check strategic asset allocation of Lakeland Financial Corporation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$41.08 Million
Operating CF − Capex

Total Liabilities

$6.15 Billion
USD

Capital Expenditures

$5.01 Million
USD

Lakeland Financial Corporation Financial Flexibility Index (1994–2024)

Historical Financial Flexibility Index trend for Lakeland Financial Corporation across 31 annual periods. See how liquid is Lakeland Financial Corporation's working capital to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Lakeland Financial Corporation (1994–2024)

Year-by-year free cash flow to debt coverage for Lakeland Financial Corporation. For the full company profile including market capitalisation, see LKFN stock market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $111.12 Million $102.48 Million $5.99 Billion ▼ -9.2%
2023 0.02x $119.97 Million $113.98 Million $5.87 Billion ▼ -31.2%
2022 0.03x $174.16 Million $169.34 Million $5.86 Billion ▲ +44.9%
2021 0.02x $119.94 Million $113.77 Million $5.85 Billion ▲ +14.1%
2020 0.02x $92.95 Million $87.23 Million $5.17 Billion ▼ -27.7%
2019 0.02x $108.04 Million $100.04 Million $4.35 Billion ▼ -4.2%
2018 0.03x $112.94 Million $104.97 Million $4.35 Billion ▲ +25.9%
2017 0.02x $86.82 Million $77.24 Million $4.21 Billion ▲ +10.5%
2016 0.02x $72.02 Million $62.20 Million $3.86 Billion ▼ -3.2%
2015 0.02x $64.95 Million $55.78 Million $3.37 Billion ▼ -2.6%
2014 0.02x $60.95 Million $54.38 Million $3.08 Billion ▼ -19.9%
2013 0.02x $70.47 Million $62.97 Million $2.85 Billion ▲ +27.7%
2012 0.02x $53.49 Million $50.59 Million $2.77 Billion ▼ -12.9%
2011 0.02x $58.06 Million $51.40 Million $2.62 Billion ▲ +10.9%
2010 0.02x $48.73 Million $45.70 Million $2.43 Billion ▲ +79.3%
2009 0.01x $25.58 Million $24.26 Million $2.29 Billion ▼ -27.7%
2008 0.02x $34.39 Million $29.35 Million $2.23 Billion ▼ -23.3%
2007 0.02x $37.11 Million $33.04 Million $1.84 Billion ▲ +53.1%
2006 0.01x $22.44 Million $20.19 Million $1.71 Billion ▼ -26.6%
2005 0.02x $27.25 Million $26.00 Million $1.52 Billion ▼ -1.9%
2004 0.02x $24.68 Million $23.58 Million $1.35 Billion ▼ -26.0%
2003 0.02x $29.17 Million $25.54 Million $1.18 Billion ▲ +17.0%
2002 0.02x $24.56 Million $21.72 Million $1.16 Billion ▲ +171.0%
2001 0.01x $8.29 Million $6.81 Million $1.06 Billion ▼ -51.9%
2000 0.02x $17.57 Million $15.21 Million $1.08 Billion ▼ -18.4%
1999 0.02x $19.57 Million $15.65 Million $985.65 Million ▲ +79.8%
1998 0.01x $10.20 Million $6.20 Million $923.70 Million ▼ -42.6%
1997 0.02x $14.40 Million $8.90 Million $748.20 Million ▲ +10.0%
1996 0.02x $10.75 Million $7.19 Million $614.51 Million ▼ -20.4%
1995 0.02x $11.68 Million $8.03 Million $531.83 Million ▼ -19.6%
1994 0.03x $12.77 Million $10.28 Million $467.07 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities