LM Funding America Inc (LMFA) — Cash Flow Quality Index

Latest as of June 2025: -27.99x

LM Funding America Inc (LMFA) has a Cash Flow Quality Index of -27.99x as of June 2025. Operating cash flow of $-2.81 Million is below net income of $100.55K, suggesting accrual-heavy earnings not yet converted to cash. Explore LMFA operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-27.99x
Operating CF / Net Income

Operating Cash Flow

$-2.81 Million
USD

Net Income

$100.55K
USD

Data as of

Jun 2025
Most recent filing

LM Funding America Inc Cash Flow Quality Index (2013–2021)

Historical Cash Flow Quality Index for LM Funding America Inc across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see LM Funding America Inc cash conversion from operations.

Annual Cash Flow Quality Index for LM Funding America Inc (2013–2021)

Year-by-year earnings quality comparison for LM Funding America Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2021 0.70x $3.49 Million $5.00 Million ▼ -46.4%
2015 1.30x $2.25 Million $1.73 Million ▲ +27.8%
2014 1.02x $2.42 Million $2.38 Million ▼ -65.7%
2013 2.97x $1.91 Million $642.76K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.