LM Funding America Inc (LMFA) — Financial Flexibility Index
LM Funding America Inc (LMFA) has a Financial Flexibility Index of -0.21x as of December 2025. Free cash flow of $-4.65 Million (operating CF $-5.22 Million minus capex $566.94K) represents 0% of total liabilities ($22.44 Million). Check LMFA capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
LM Funding America Inc Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for LM Funding America Inc across 13 annual periods. See LM Funding America Inc (LMFA) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for LM Funding America Inc (2013–2025)
Year-by-year free cash flow to debt coverage for LM Funding America Inc. For the full company profile including market capitalisation, see LMFA company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.53x | $-11.78 Million | $-13.99 Million | $22.44 Million | ▲ +55.3% |
| 2024 | -1.17x | $-10.21 Million | $-11.95 Million | $8.70 Million | ▼ -88.0% |
| 2023 | -0.62x | $-1.78 Million | $-3.40 Million | $2.85 Million | ▼ -122.9% |
| 2022 | 2.72x | $6.52 Million | $-9.14 Million | $2.39 Million | ▼ -86.3% |
| 2021 | 19.84x | $21.70 Million | $3.49 Million | $1.09 Million | ▲ +578.3% |
| 2020 | -4.15x | $-3.52 Million | $-3.52 Million | $849.12K | ▼ -1638.6% |
| 2019 | -0.24x | $-1.15 Million | $-1.16 Million | $4.81 Million | ▲ +91.6% |
| 2018 | -2.86x | $-716.79K | $-758.32K | $250.92K | ▼ -69.9% |
| 2017 | -1.68x | $-1.80 Million | $-1.81 Million | $1.07 Million | ▼ -218.7% |
| 2016 | -0.53x | $-3.08 Million | $-3.35 Million | $5.85 Million | ▼ -287.5% |
| 2015 | 0.28x | $2.29 Million | $2.25 Million | $8.15 Million | ▼ -13.4% |
| 2014 | 0.32x | $2.57 Million | $2.42 Million | $7.90 Million | ▲ +48.4% |
| 2013 | 0.22x | $1.94 Million | $1.91 Million | $8.85 Million | — |