LM Funding America Inc (LMFA) — Financial Flexibility Index

Latest as of December 2025: -0.21x

LM Funding America Inc (LMFA) has a Financial Flexibility Index of -0.21x as of December 2025. Free cash flow of $-4.65 Million (operating CF $-5.22 Million minus capex $566.94K) represents 0% of total liabilities ($22.44 Million). Also explore net asset momentum of LM Funding America Inc to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.21x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-4.65 Million
Operating CF − Capex

Total Liabilities

$22.44 Million
USD

Capital Expenditures

$566.94K
USD

LM Funding America Inc Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for LM Funding America Inc across 13 annual periods. Check asset allocation strategy of LM Funding America Inc to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for LM Funding America Inc (2013–2025)

Year-by-year free cash flow to debt coverage for LM Funding America Inc. For the full company profile including market capitalisation, see market value of LM Funding America Inc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.53x $-11.78 Million $-13.99 Million $22.44 Million ▲ +55.3%
2024 -1.17x $-10.21 Million $-11.95 Million $8.70 Million ▼ -88.0%
2023 -0.62x $-1.78 Million $-3.40 Million $2.85 Million ▼ -122.9%
2022 2.72x $6.52 Million $-9.14 Million $2.39 Million ▼ -86.3%
2021 19.84x $21.70 Million $3.49 Million $1.09 Million ▲ +578.3%
2020 -4.15x $-3.52 Million $-3.52 Million $849.12K ▼ -1638.6%
2019 -0.24x $-1.15 Million $-1.16 Million $4.81 Million ▲ +91.6%
2018 -2.86x $-716.79K $-758.32K $250.92K ▼ -69.9%
2017 -1.68x $-1.80 Million $-1.81 Million $1.07 Million ▼ -218.7%
2016 -0.53x $-3.08 Million $-3.35 Million $5.85 Million ▼ -287.5%
2015 0.28x $2.29 Million $2.25 Million $8.15 Million ▼ -13.4%
2014 0.32x $2.57 Million $2.42 Million $7.90 Million ▲ +48.4%
2013 0.22x $1.94 Million $1.91 Million $8.85 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities