LM Funding America Inc (LMFA) — Financial Flexibility Index
LM Funding America Inc (LMFA) has a Financial Flexibility Index of -0.21x as of December 2025. Free cash flow of $-4.65 Million (operating CF $-5.22 Million minus capex $566.94K) represents 0% of total liabilities ($22.44 Million). Check LM Funding America Inc (LMFA) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
LM Funding America Inc Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for LM Funding America Inc across 13 annual periods. For the full cash flow conversion analysis, see LM Funding America Inc cash conversion from operations.
Annual Financial Flexibility Index for LM Funding America Inc (2013–2025)
Year-by-year free cash flow to debt coverage for LM Funding America Inc. Explore LMFA debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.53x | $-11.78 Million | $-13.99 Million | $22.44 Million | ▲ +55.3% |
| 2024 | -1.17x | $-10.21 Million | $-11.95 Million | $8.70 Million | ▼ -88.0% |
| 2023 | -0.62x | $-1.78 Million | $-3.40 Million | $2.85 Million | ▼ -122.9% |
| 2022 | 2.72x | $6.52 Million | $-9.14 Million | $2.39 Million | ▼ -86.3% |
| 2021 | 19.84x | $21.70 Million | $3.49 Million | $1.09 Million | ▲ +578.3% |
| 2020 | -4.15x | $-3.52 Million | $-3.52 Million | $849.12K | ▼ -1638.6% |
| 2019 | -0.24x | $-1.15 Million | $-1.16 Million | $4.81 Million | ▲ +91.6% |
| 2018 | -2.86x | $-716.79K | $-758.32K | $250.92K | ▼ -69.9% |
| 2017 | -1.68x | $-1.80 Million | $-1.81 Million | $1.07 Million | ▼ -218.7% |
| 2016 | -0.53x | $-3.08 Million | $-3.35 Million | $5.85 Million | ▼ -287.5% |
| 2015 | 0.28x | $2.29 Million | $2.25 Million | $8.15 Million | ▼ -13.4% |
| 2014 | 0.32x | $2.57 Million | $2.42 Million | $7.90 Million | ▲ +48.4% |
| 2013 | 0.22x | $1.94 Million | $1.91 Million | $8.85 Million | — |