LM Funding America Inc Financial Flexibility Index
LM Funding America Inc financial flexibility index. LM Funding America Inc (LMFA) has a Financial Flexibility Index of -0.21x as of December 2025. Free cash flow of $-4.65 Million (operating CF $-5.22 Million minus capex $566.94K) represents 0% of total liabilities ($22.44 Million). See how much free cash does LM Funding America Inc generate to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of LM Funding America Inc (2013–2025)
Financial flexibility index of LM Funding America Inc from 2013 to 2025. Historical Financial Flexibility Index trend for LM Funding America Inc across 13 annual periods. Check LMFA cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
LM Funding America Inc Financial Flexibility Index by Year (2013–2025)
LM Funding America Inc financial flexibility index by year from 2013 to 2025. Year-by-year free cash flow to debt coverage for LM Funding America Inc. For the full cash flow conversion analysis, see LMFA cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.53x | $-11.78 Million | $-13.99 Million | $22.44 Million | ▲ +55.3% |
| 2024 | -1.17x | $-10.21 Million | $-11.95 Million | $8.70 Million | ▼ -88.0% |
| 2023 | -0.62x | $-1.78 Million | $-3.40 Million | $2.85 Million | ▼ -122.9% |
| 2022 | 2.72x | $6.52 Million | $-9.14 Million | $2.39 Million | ▼ -86.3% |
| 2021 | 19.84x | $21.70 Million | $3.49 Million | $1.09 Million | ▲ +578.3% |
| 2020 | -4.15x | $-3.52 Million | $-3.52 Million | $849.12K | ▼ -1638.6% |
| 2019 | -0.24x | $-1.15 Million | $-1.16 Million | $4.81 Million | ▲ +91.6% |
| 2018 | -2.86x | $-716.79K | $-758.32K | $250.92K | ▼ -69.9% |
| 2017 | -1.68x | $-1.80 Million | $-1.81 Million | $1.07 Million | ▼ -218.7% |
| 2016 | -0.53x | $-3.08 Million | $-3.35 Million | $5.85 Million | ▼ -287.5% |
| 2015 | 0.28x | $2.29 Million | $2.25 Million | $8.15 Million | ▼ -13.4% |
| 2014 | 0.32x | $2.57 Million | $2.42 Million | $7.90 Million | ▲ +48.4% |
| 2013 | 0.22x | $1.94 Million | $1.91 Million | $8.85 Million | — |