LM Funding America Inc (LMFA) — Cash Flow-to-Debt Ratio

Latest as of December 2025: -0.23x

LM Funding America Inc (LMFA) has a Cash Flow-to-Debt Ratio of -0.23x as of December 2025, meaning its operating cash flow of $-5.22 Million could theoretically repay 0% of its total liabilities ($22.44 Million) in one year. Explore how much of LM Funding America Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

-0.23x
Operating CF / Total Liabilities

Operating Cash Flow

$-5.22 Million
USD

Total Liabilities

$22.44 Million
USD

Data as of

Dec 2025
Most recent filing

LM Funding America Inc Cash Flow-to-Debt Ratio (2013–2025)

Historical debt coverage capacity for LM Funding America Inc across 13 annual periods. Also explore LM Funding America Inc balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for LM Funding America Inc (2013–2025)

Year-by-year debt coverage analysis for LM Funding America Inc. For market capitalisation and broader financial context, see LMFA market cap.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 -0.62x $-13.99 Million $22.44 Million ▲ +54.6%
2024 -1.37x $-11.95 Million $8.70 Million ▼ -14.9%
2023 -1.19x $-3.40 Million $2.85 Million ▲ +68.7%
2022 -3.82x $-9.14 Million $2.39 Million ▼ -219.8%
2021 3.19x $3.49 Million $1.09 Million ▲ +176.8%
2020 -4.15x $-3.52 Million $849.12K ▼ -1618.2%
2019 -0.24x $-1.16 Million $4.81 Million ▲ +92.0%
2018 -3.02x $-758.32K $250.92K ▼ -78.8%
2017 -1.69x $-1.81 Million $1.07 Million ▼ -194.6%
2016 -0.57x $-3.35 Million $5.85 Million ▼ -307.7%
2015 0.28x $2.25 Million $8.15 Million ▼ -9.9%
2014 0.31x $2.42 Million $7.90 Million ▲ +42.3%
2013 0.22x $1.91 Million $8.85 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.