LM Funding America Inc (LMFA) — Cash Flow-to-Debt Ratio
LM Funding America Inc (LMFA) has a Cash Flow-to-Debt Ratio of -0.23x as of December 2025, meaning its operating cash flow of $-5.22 Million could theoretically repay 0% of its total liabilities ($22.44 Million) in one year. See cash generation quality of LM Funding America Inc to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
LM Funding America Inc Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for LM Funding America Inc across 13 annual periods. Also explore LM Funding America Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for LM Funding America Inc (2013–2025)
Year-by-year debt coverage analysis for LM Funding America Inc. For market capitalisation and broader financial context, see market value of LM Funding America Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.62x | $-13.99 Million | $22.44 Million | ▲ +54.6% |
| 2024 | -1.37x | $-11.95 Million | $8.70 Million | ▼ -14.9% |
| 2023 | -1.19x | $-3.40 Million | $2.85 Million | ▲ +68.7% |
| 2022 | -3.82x | $-9.14 Million | $2.39 Million | ▼ -219.8% |
| 2021 | 3.19x | $3.49 Million | $1.09 Million | ▲ +176.8% |
| 2020 | -4.15x | $-3.52 Million | $849.12K | ▼ -1618.2% |
| 2019 | -0.24x | $-1.16 Million | $4.81 Million | ▲ +92.0% |
| 2018 | -3.02x | $-758.32K | $250.92K | ▼ -78.8% |
| 2017 | -1.69x | $-1.81 Million | $1.07 Million | ▼ -194.6% |
| 2016 | -0.57x | $-3.35 Million | $5.85 Million | ▼ -307.7% |
| 2015 | 0.28x | $2.25 Million | $8.15 Million | ▼ -9.9% |
| 2014 | 0.31x | $2.42 Million | $7.90 Million | ▲ +42.3% |
| 2013 | 0.22x | $1.91 Million | $8.85 Million | — |