LM Funding America Inc (LMFA) — Defensive Interval Ratio
LM Funding America Inc (LMFA) has a Defensive Interval Ratio of 2 days as of December 2025. Defensive assets of $86.10K (cash $-, short-term investments $37.38K, receivables $48.72K) cover 2 days of daily cash needs of $49.65K/day. Check LMFA intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
LM Funding America Inc Defensive Interval Ratio (2013–2025)
This chart shows how LM Funding America Inc's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 2 days, meaning defensive assets of $86.10K can fund 2 days of operations without new revenue. Also explore net asset momentum of LM Funding America Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for LM Funding America Inc (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for LM Funding America Inc from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see LM Funding America Inc stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $86.10K | $49.65K/day | $- | $37.38K | ▼ -59 days |
| 2024 | 60 days | $258.24K | $4.28K/day | $- | $27.05K | ▼ -616 days |
| 2023 | 676 days | $5.13 Million | $7.58K/day | $- | $3.43 Million | ▼ -152 days |
| 2022 | 828 days | $5.02 Million | $6.06K/day | $- | $892.32K | ▼ -740 days |
| 2021 | 1568 days | $4.70 Million | $3.00K/day | $- | $4.67 Million | ▲ +1427 days |
| 2020 | 141 days | $168.77K | $1.20K/day | $- | $0.00 | ▲ +19 days |
| 2019 | 122 days | $125.05K | $1.03K/day | $- | $0.00 | ▼ -2298 days |
| 2018 | 2420 days | $1.53 Million | $633.50/day | $- | $1.51 Million | ▲ +1673 days |
| 2017 | 746 days | $977.41K | $1.31K/day | $- | $0.00 | ▼ -1611 days |
| 2016 | 2358 days | $3.19 Million | $1.35K/day | $- | $0.00 | ▼ -16399 days |
| 2015 | 18757 days | $2.66 Million | $141.75/day | $- | $0.00 | ▲ +14588 days |
| 2014 | 4169 days | $3.94 Million | $944.44/day | $- | $- | ▲ +3783 days |
| 2013 | 386 days | $484.99K | $1.26K/day | $- | $- | — |