Orrstown Financial Services Inc (ORRF) — Cash Flow Quality Index
Orrstown Financial Services Inc (ORRF) has a Cash Flow Quality Index of 1.04x as of September 2025. Operating cash flow of $22.82 Million exceeds net income of $21.86 Million, indicating high earnings quality where cash backs reported profits. Explore ORRF strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Orrstown Financial Services Inc Cash Flow Quality Index (1994–2024)
Historical Cash Flow Quality Index for Orrstown Financial Services Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ORRF tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Orrstown Financial Services Inc (1994–2024)
Year-by-year earnings quality comparison for Orrstown Financial Services Inc. For live market cap and the full company financial profile, see Orrstown Financial Services Inc (ORRF) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.59x | $34.96 Million | $22.05 Million | ▲ +29.4% |
| 2023 | 1.23x | $43.70 Million | $35.66 Million | ▼ -25.4% |
| 2022 | 1.64x | $36.19 Million | $22.04 Million | ▲ +32.3% |
| 2021 | 1.24x | $40.81 Million | $32.88 Million | ▲ +8.9% |
| 2020 | 1.14x | $30.17 Million | $26.46 Million | ▲ +112.3% |
| 2019 | 0.54x | $9.09 Million | $16.92 Million | ▼ -69.4% |
| 2018 | 1.76x | $22.49 Million | $12.80 Million | ▼ -13.1% |
| 2017 | 2.02x | $16.35 Million | $8.09 Million | ▼ -14.1% |
| 2016 | 2.35x | $15.59 Million | $6.63 Million | ▲ +52.3% |
| 2015 | 1.54x | $12.16 Million | $7.87 Million | ▲ +160.7% |
| 2014 | 0.59x | $17.26 Million | $29.14 Million | ▼ -82.0% |
| 2013 | 3.29x | $32.96 Million | $10.00 Million | ▲ +120.2% |
| 2010 | 1.50x | $24.81 Million | $16.58 Million | ▲ +59.9% |
| 2009 | 0.94x | $12.51 Million | $13.37 Million | ▼ -13.9% |
| 2008 | 1.09x | $14.24 Million | $13.10 Million | ▲ +8.0% |
| 2007 | 1.01x | $12.63 Million | $12.56 Million | ▼ -12.0% |
| 2006 | 1.14x | $13.30 Million | $11.63 Million | ▲ +15.6% |
| 2005 | 0.99x | $9.88 Million | $9.99 Million | ▼ -18.0% |
| 2004 | 1.21x | $9.37 Million | $7.77 Million | ▲ +0.7% |
| 2003 | 1.20x | $8.36 Million | $6.98 Million | ▼ -4.3% |
| 2002 | 1.25x | $7.40 Million | $5.92 Million | ▼ -4.4% |
| 2001 | 1.31x | $6.66 Million | $5.09 Million | ▲ +18.1% |
| 2000 | 1.11x | $4.62 Million | $4.17 Million | ▲ +94.0% |
| 1999 | 0.57x | $2.15 Million | $3.75 Million | ▼ -58.2% |
| 1998 | 1.37x | $4.26 Million | $3.12 Million | ▲ +10.3% |
| 1997 | 1.24x | $3.23 Million | $2.61 Million | ▼ -11.7% |
| 1996 | 1.40x | $3.15 Million | $2.25 Million | ▲ +10.4% |
| 1995 | 1.27x | $2.48 Million | $1.95 Million | ▲ +23.6% |
| 1994 | 1.03x | $1.68 Million | $1.64 Million | — |