Orrstown Financial Services Inc (ORRF) — Cash Flow Quality Index
Orrstown Financial Services Inc (ORRF) has a Cash Flow Quality Index of 1.04x as of September 2025. Operating cash flow of $22.82 Million exceeds net income of $21.86 Million, indicating high earnings quality where cash backs reported profits. Explore Orrstown Financial Services Inc (ORRF) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Orrstown Financial Services Inc Cash Flow Quality Index (1994–2024)
Historical Cash Flow Quality Index for Orrstown Financial Services Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ORRF operating cash flow.
Annual Cash Flow Quality Index for Orrstown Financial Services Inc (1994–2024)
Year-by-year earnings quality comparison for Orrstown Financial Services Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.59x | $34.96 Million | $22.05 Million | ▲ +29.4% |
| 2023 | 1.23x | $43.70 Million | $35.66 Million | ▼ -25.4% |
| 2022 | 1.64x | $36.19 Million | $22.04 Million | ▲ +32.3% |
| 2021 | 1.24x | $40.81 Million | $32.88 Million | ▲ +8.9% |
| 2020 | 1.14x | $30.17 Million | $26.46 Million | ▲ +112.3% |
| 2019 | 0.54x | $9.09 Million | $16.92 Million | ▼ -69.4% |
| 2018 | 1.76x | $22.49 Million | $12.80 Million | ▼ -13.1% |
| 2017 | 2.02x | $16.35 Million | $8.09 Million | ▼ -14.1% |
| 2016 | 2.35x | $15.59 Million | $6.63 Million | ▲ +52.3% |
| 2015 | 1.54x | $12.16 Million | $7.87 Million | ▲ +160.7% |
| 2014 | 0.59x | $17.26 Million | $29.14 Million | ▼ -82.0% |
| 2013 | 3.29x | $32.96 Million | $10.00 Million | ▲ +120.2% |
| 2010 | 1.50x | $24.81 Million | $16.58 Million | ▲ +59.9% |
| 2009 | 0.94x | $12.51 Million | $13.37 Million | ▼ -13.9% |
| 2008 | 1.09x | $14.24 Million | $13.10 Million | ▲ +8.0% |
| 2007 | 1.01x | $12.63 Million | $12.56 Million | ▼ -12.0% |
| 2006 | 1.14x | $13.30 Million | $11.63 Million | ▲ +15.6% |
| 2005 | 0.99x | $9.88 Million | $9.99 Million | ▼ -18.0% |
| 2004 | 1.21x | $9.37 Million | $7.77 Million | ▲ +0.7% |
| 2003 | 1.20x | $8.36 Million | $6.98 Million | ▼ -4.3% |
| 2002 | 1.25x | $7.40 Million | $5.92 Million | ▼ -4.4% |
| 2001 | 1.31x | $6.66 Million | $5.09 Million | ▲ +18.1% |
| 2000 | 1.11x | $4.62 Million | $4.17 Million | ▲ +94.0% |
| 1999 | 0.57x | $2.15 Million | $3.75 Million | ▼ -58.2% |
| 1998 | 1.37x | $4.26 Million | $3.12 Million | ▲ +10.3% |
| 1997 | 1.24x | $3.23 Million | $2.61 Million | ▼ -11.7% |
| 1996 | 1.40x | $3.15 Million | $2.25 Million | ▲ +10.4% |
| 1995 | 1.27x | $2.48 Million | $1.95 Million | ▲ +23.6% |
| 1994 | 1.03x | $1.68 Million | $1.64 Million | — |