Orrstown Financial Services Inc Cash Flow Quality Index
Orrstown Financial Services Inc cash flow quality index. Orrstown Financial Services Inc (ORRF) has a Cash Flow Quality Index of 1.04x as of September 2025. Operating cash flow of $22.82 Million exceeds net income of $21.86 Million, indicating high earnings quality where cash backs reported profits. See Orrstown Financial Services Inc financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Orrstown Financial Services Inc (1994–2024)
Cash flow quality index of Orrstown Financial Services Inc from 1994 to 2024. Historical Cash Flow Quality Index for Orrstown Financial Services Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Orrstown Financial Services Inc to assess how comfortably operating cash covers total debt obligations.
Orrstown Financial Services Inc Cash Flow Quality Index by Year (1994–2024)
Orrstown Financial Services Inc cash flow quality index by year from 1994 to 2024. Year-by-year earnings quality comparison for Orrstown Financial Services Inc. For the full cash flow conversion analysis, see ORRF cash flow metrics.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.59x | $34.96 Million | $22.05 Million | ▲ +29.4% |
| 2023 | 1.23x | $43.70 Million | $35.66 Million | ▼ -25.4% |
| 2022 | 1.64x | $36.19 Million | $22.04 Million | ▲ +32.3% |
| 2021 | 1.24x | $40.81 Million | $32.88 Million | ▲ +8.9% |
| 2020 | 1.14x | $30.17 Million | $26.46 Million | ▲ +112.3% |
| 2019 | 0.54x | $9.09 Million | $16.92 Million | ▼ -69.4% |
| 2018 | 1.76x | $22.49 Million | $12.80 Million | ▼ -13.1% |
| 2017 | 2.02x | $16.35 Million | $8.09 Million | ▼ -14.1% |
| 2016 | 2.35x | $15.59 Million | $6.63 Million | ▲ +52.3% |
| 2015 | 1.54x | $12.16 Million | $7.87 Million | ▲ +160.7% |
| 2014 | 0.59x | $17.26 Million | $29.14 Million | ▼ -82.0% |
| 2013 | 3.29x | $32.96 Million | $10.00 Million | ▲ +120.2% |
| 2010 | 1.50x | $24.81 Million | $16.58 Million | ▲ +59.9% |
| 2009 | 0.94x | $12.51 Million | $13.37 Million | ▼ -13.9% |
| 2008 | 1.09x | $14.24 Million | $13.10 Million | ▲ +8.0% |
| 2007 | 1.01x | $12.63 Million | $12.56 Million | ▼ -12.0% |
| 2006 | 1.14x | $13.30 Million | $11.63 Million | ▲ +15.6% |
| 2005 | 0.99x | $9.88 Million | $9.99 Million | ▼ -18.0% |
| 2004 | 1.21x | $9.37 Million | $7.77 Million | ▲ +0.7% |
| 2003 | 1.20x | $8.36 Million | $6.98 Million | ▼ -4.3% |
| 2002 | 1.25x | $7.40 Million | $5.92 Million | ▼ -4.4% |
| 2001 | 1.31x | $6.66 Million | $5.09 Million | ▲ +18.1% |
| 2000 | 1.11x | $4.62 Million | $4.17 Million | ▲ +94.0% |
| 1999 | 0.57x | $2.15 Million | $3.75 Million | ▼ -58.2% |
| 1998 | 1.37x | $4.26 Million | $3.12 Million | ▲ +10.3% |
| 1997 | 1.24x | $3.23 Million | $2.61 Million | ▼ -11.7% |
| 1996 | 1.40x | $3.15 Million | $2.25 Million | ▲ +10.4% |
| 1995 | 1.27x | $2.48 Million | $1.95 Million | ▲ +23.6% |
| 1994 | 1.03x | $1.68 Million | $1.64 Million | — |