Orrstown Financial Services Inc (ORRF) — Financial Flexibility Index
Orrstown Financial Services Inc (ORRF) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $23.32 Million (operating CF $22.82 Million minus capex $506.00K) represents 0% of total liabilities ($4.90 Billion). Check ORRF strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Orrstown Financial Services Inc Financial Flexibility Index (1994–2024)
Historical Financial Flexibility Index trend for Orrstown Financial Services Inc across 31 annual periods. See ORRF current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Orrstown Financial Services Inc (1994–2024)
Year-by-year free cash flow to debt coverage for Orrstown Financial Services Inc. For the full company profile including market capitalisation, see ORRF company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $36.54 Million | $34.96 Million | $4.92 Billion | ▼ -54.8% |
| 2023 | 0.02x | $45.99 Million | $43.70 Million | $2.80 Billion | ▲ +19.3% |
| 2022 | 0.01x | $37.09 Million | $36.19 Million | $2.69 Billion | ▼ -16.1% |
| 2021 | 0.02x | $42.06 Million | $40.81 Million | $2.56 Billion | ▲ +30.6% |
| 2020 | 0.01x | $31.47 Million | $30.17 Million | $2.50 Billion | ▲ +126.2% |
| 2019 | 0.01x | $12.00 Million | $9.09 Million | $2.16 Billion | ▼ -64.1% |
| 2018 | 0.02x | $27.28 Million | $22.49 Million | $1.76 Billion | ▲ +15.3% |
| 2017 | 0.01x | $19.00 Million | $16.35 Million | $1.41 Billion | ▼ -40.6% |
| 2016 | 0.02x | $28.96 Million | $15.59 Million | $1.28 Billion | ▲ +92.6% |
| 2015 | 0.01x | $13.63 Million | $12.16 Million | $1.16 Billion | ▼ -31.0% |
| 2014 | 0.02x | $18.12 Million | $17.26 Million | $1.06 Billion | ▼ -46.8% |
| 2013 | 0.03x | $34.83 Million | $32.96 Million | $1.09 Billion | ▲ +81.2% |
| 2012 | 0.02x | $20.26 Million | $18.66 Million | $1.14 Billion | ▼ -35.9% |
| 2011 | 0.03x | $36.30 Million | $34.85 Million | $1.32 Billion | ▲ +46.7% |
| 2010 | 0.02x | $25.42 Million | $24.81 Million | $1.35 Billion | ▲ +53.6% |
| 2009 | 0.01x | $13.30 Million | $12.51 Million | $1.09 Billion | ▼ -46.7% |
| 2008 | 0.02x | $21.82 Million | $14.24 Million | $948.44 Million | ▼ -10.8% |
| 2007 | 0.03x | $20.34 Million | $12.63 Million | $788.86 Million | ▲ +0.5% |
| 2006 | 0.03x | $18.46 Million | $13.30 Million | $719.64 Million | ▲ +21.6% |
| 2005 | 0.02x | $11.48 Million | $9.88 Million | $544.15 Million | ▼ -21.8% |
| 2004 | 0.03x | $12.55 Million | $9.37 Million | $465.40 Million | ▲ +9.1% |
| 2003 | 0.02x | $10.62 Million | $8.36 Million | $429.56 Million | ▲ +1.8% |
| 2002 | 0.02x | $9.04 Million | $7.40 Million | $372.34 Million | ▲ +15.9% |
| 2001 | 0.02x | $7.18 Million | $6.66 Million | $342.57 Million | ▼ -23.2% |
| 2000 | 0.03x | $7.78 Million | $4.62 Million | $285.23 Million | ▲ +57.3% |
| 1999 | 0.02x | $4.22 Million | $2.15 Million | $243.19 Million | ▼ -21.6% |
| 1998 | 0.02x | $4.75 Million | $4.26 Million | $214.74 Million | ▼ -20.1% |
| 1997 | 0.03x | $4.76 Million | $3.23 Million | $171.98 Million | ▼ -9.3% |
| 1996 | 0.03x | $4.33 Million | $3.15 Million | $141.70 Million | ▲ +46.1% |
| 1995 | 0.02x | $2.75 Million | $2.48 Million | $131.37 Million | ▼ -2.4% |
| 1994 | 0.02x | $2.37 Million | $1.68 Million | $110.65 Million | — |