Orrstown Financial Services Inc (ORRF) — Financial Flexibility Index
Orrstown Financial Services Inc (ORRF) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $23.32 Million (operating CF $22.82 Million minus capex $506.00K) represents 0% of total liabilities ($4.90 Billion). Check Orrstown Financial Services Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Orrstown Financial Services Inc Financial Flexibility Index (1994–2024)
Historical Financial Flexibility Index trend for Orrstown Financial Services Inc across 31 annual periods. For the full cash flow conversion analysis, see Orrstown Financial Services Inc operating cash flow efficiency.
Annual Financial Flexibility Index for Orrstown Financial Services Inc (1994–2024)
Year-by-year free cash flow to debt coverage for Orrstown Financial Services Inc. Explore cash flow to debt ratio of Orrstown Financial Services Inc to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $36.54 Million | $34.96 Million | $4.92 Billion | ▼ -54.8% |
| 2023 | 0.02x | $45.99 Million | $43.70 Million | $2.80 Billion | ▲ +19.3% |
| 2022 | 0.01x | $37.09 Million | $36.19 Million | $2.69 Billion | ▼ -16.1% |
| 2021 | 0.02x | $42.06 Million | $40.81 Million | $2.56 Billion | ▲ +30.6% |
| 2020 | 0.01x | $31.47 Million | $30.17 Million | $2.50 Billion | ▲ +126.2% |
| 2019 | 0.01x | $12.00 Million | $9.09 Million | $2.16 Billion | ▼ -64.1% |
| 2018 | 0.02x | $27.28 Million | $22.49 Million | $1.76 Billion | ▲ +15.3% |
| 2017 | 0.01x | $19.00 Million | $16.35 Million | $1.41 Billion | ▼ -40.6% |
| 2016 | 0.02x | $28.96 Million | $15.59 Million | $1.28 Billion | ▲ +92.6% |
| 2015 | 0.01x | $13.63 Million | $12.16 Million | $1.16 Billion | ▼ -31.0% |
| 2014 | 0.02x | $18.12 Million | $17.26 Million | $1.06 Billion | ▼ -46.8% |
| 2013 | 0.03x | $34.83 Million | $32.96 Million | $1.09 Billion | ▲ +81.2% |
| 2012 | 0.02x | $20.26 Million | $18.66 Million | $1.14 Billion | ▼ -35.9% |
| 2011 | 0.03x | $36.30 Million | $34.85 Million | $1.32 Billion | ▲ +46.7% |
| 2010 | 0.02x | $25.42 Million | $24.81 Million | $1.35 Billion | ▲ +53.6% |
| 2009 | 0.01x | $13.30 Million | $12.51 Million | $1.09 Billion | ▼ -46.7% |
| 2008 | 0.02x | $21.82 Million | $14.24 Million | $948.44 Million | ▼ -10.8% |
| 2007 | 0.03x | $20.34 Million | $12.63 Million | $788.86 Million | ▲ +0.5% |
| 2006 | 0.03x | $18.46 Million | $13.30 Million | $719.64 Million | ▲ +21.6% |
| 2005 | 0.02x | $11.48 Million | $9.88 Million | $544.15 Million | ▼ -21.8% |
| 2004 | 0.03x | $12.55 Million | $9.37 Million | $465.40 Million | ▲ +9.1% |
| 2003 | 0.02x | $10.62 Million | $8.36 Million | $429.56 Million | ▲ +1.8% |
| 2002 | 0.02x | $9.04 Million | $7.40 Million | $372.34 Million | ▲ +15.9% |
| 2001 | 0.02x | $7.18 Million | $6.66 Million | $342.57 Million | ▼ -23.2% |
| 2000 | 0.03x | $7.78 Million | $4.62 Million | $285.23 Million | ▲ +57.3% |
| 1999 | 0.02x | $4.22 Million | $2.15 Million | $243.19 Million | ▼ -21.6% |
| 1998 | 0.02x | $4.75 Million | $4.26 Million | $214.74 Million | ▼ -20.1% |
| 1997 | 0.03x | $4.76 Million | $3.23 Million | $171.98 Million | ▼ -9.3% |
| 1996 | 0.03x | $4.33 Million | $3.15 Million | $141.70 Million | ▲ +46.1% |
| 1995 | 0.02x | $2.75 Million | $2.48 Million | $131.37 Million | ▼ -2.4% |
| 1994 | 0.02x | $2.37 Million | $1.68 Million | $110.65 Million | — |