Orrstown Financial Services Inc (ORRF) — Working Capital to Net Assets Ratio
Orrstown Financial Services Inc (ORRF) has a Working Capital to Net Assets ratio of 20.4% as of December 2025. Working capital of $120.85 Million (current assets of $1.02 Billion minus current liabilities of $895.45 Million) is measured against net assets of $591.53 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Orrstown Financial Services Inc balance sheet independence to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Orrstown Financial Services Inc Working Capital to Net Assets (1994–2025)
This chart shows how Orrstown Financial Services Inc's Working Capital to Net Assets ratio has evolved across 32 annual periods from 1994 to 2025. As of December 2025, the ratio stands at 20.4%, reflecting working capital of $120.85 Million against net assets of $591.53 Million USD. Check ORRF tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Orrstown Financial Services Inc (1994–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Orrstown Financial Services Inc from 1994 to 2025, covering 32 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Orrstown Financial Services Inc market cap and net worth.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 20.4% | $120.85 Million | $591.53 Million | $1.02 Billion | $895.45 Million | ▲ +707.4 pp |
| 2024 | -686.9% | $-3.55 Billion | $516.68 Million | $1.10 Billion | $4.65 Billion | ▲ +58.7 pp |
| 2023 | -745.6% | $-1.98 Billion | $265.06 Million | $592.31 Million | $2.57 Billion | ▼ -974.4 pp |
| 2022 | 228.8% | $523.73 Million | $228.90 Million | $585.58 Million | $61.85 Million | ▼ -9.9 pp |
| 2021 | 238.7% | $648.56 Million | $271.66 Million | $689.38 Million | $40.82 Million | ▲ +10.3 pp |
| 2020 | 228.5% | $562.62 Million | $246.25 Million | $600.65 Million | $38.03 Million | ▲ +894.0 pp |
| 2019 | -665.5% | $-1.49 Billion | $223.25 Million | $552.89 Million | $2.04 Billion | ▼ -30.1 pp |
| 2018 | -635.4% | $-1.10 Billion | $173.43 Million | $543.59 Million | $1.65 Billion | ▼ -27.5 pp |
| 2017 | -608.0% | $-880.11 Million | $144.76 Million | $450.16 Million | $1.33 Billion | ▲ +0.4 pp |
| 2016 | -608.3% | $-820.38 Million | $134.86 Million | $435.10 Million | $1.26 Billion | ▼ -75.5 pp |
| 2015 | -532.8% | $-708.95 Million | $133.06 Million | $426.31 Million | $1.14 Billion | ▼ -31.8 pp |
| 2014 | -501.0% | $-637.66 Million | $127.27 Million | $410.70 Million | $1.05 Billion | ▲ +179.6 pp |
| 2013 | -680.7% | $-622.39 Million | $91.44 Million | $447.90 Million | $1.07 Billion | ▲ +62.4 pp |
| 2012 | -743.1% | $-651.66 Million | $87.69 Million | $455.85 Million | $1.11 Billion | ▼ -81.9 pp |
| 2011 | -661.3% | $-847.71 Million | $128.20 Million | $424.58 Million | $1.27 Billion | ▲ +127.8 pp |
| 2010 | -789.0% | $-1.27 Billion | $160.48 Million | $19.77 Million | $1.29 Billion | ▲ +108.4 pp |
| 2009 | -897.5% | $-995.15 Million | $110.89 Million | $25.53 Million | $1.02 Billion | ▼ -102.4 pp |
| 2008 | -795.0% | $-821.66 Million | $103.35 Million | $17.26 Million | $838.92 Million | ▼ -75.6 pp |
| 2007 | -719.5% | $-691.61 Million | $96.12 Million | $21.35 Million | $712.95 Million | ▲ +21.4 pp |
| 2006 | -740.9% | $-662.30 Million | $89.39 Million | $24.90 Million | $687.20 Million | ▲ +100.1 pp |
| 2005 | -841.0% | $-482.00 Million | $57.31 Million | $17.52 Million | $499.51 Million | ▲ +42.2 pp |
| 2004 | -883.2% | $-434.97 Million | $49.25 Million | $14.36 Million | $449.32 Million | ▲ +1.8 pp |
| 2003 | -885.0% | $-379.09 Million | $42.84 Million | $14.93 Million | $394.02 Million | ▲ +60.6 pp |
| 2002 | -945.6% | $-358.98 Million | $37.96 Million | $13.36 Million | $372.34 Million | ▲ +106.0 pp |
| 2001 | -1051.6% | $-327.70 Million | $31.16 Million | $14.87 Million | $342.57 Million | ▼ -31.8 pp |
| 2000 | -1019.8% | $-272.02 Million | $26.67 Million | $13.21 Million | $285.23 Million | ▼ -59.9 pp |
| 1999 | -959.9% | $-209.92 Million | $21.87 Million | $10.30 Million | $220.22 Million | ▼ -117.7 pp |
| 1998 | -842.3% | $-177.55 Million | $21.08 Million | $16.36 Million | $193.91 Million | ▼ -3.1 pp |
| 1997 | -839.2% | $-153.27 Million | $18.27 Million | $10.14 Million | $163.41 Million | ▼ -27.4 pp |
| 1996 | -811.7% | $-128.71 Million | $15.86 Million | $10.65 Million | $139.36 Million | ▲ +9.0 pp |
| 1995 | -820.7% | $-120.09 Million | $14.63 Million | $8.93 Million | $129.02 Million | ▲ +10.9 pp |
| 1994 | -831.6% | $-102.72 Million | $12.35 Million | $5.58 Million | $108.30 Million | — |