Orrstown Financial Services Inc Net Asset Quality Index
Orrstown Financial Services Inc net asset quality index. Orrstown Financial Services Inc (ORRF) has a Net Asset Quality Index of 10.7% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $5.54 Billion minus total liabilities of $4.95 Billion yields net assets of $591.53 Million. A higher index indicates a stronger, lower-leverage balance sheet. See ORRF book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Orrstown Financial Services Inc (1994–2025)
Net asset quality index of Orrstown Financial Services Inc from 1994 to 2025. This chart shows how Orrstown Financial Services Inc's Net Asset Quality Index has evolved across 32 annual periods from 1994 to 2025. As of December 2025, the index stands at 10.7%, representing net assets of $591.53 Million against total assets of $5.54 Billion USD. Check how strategically is Orrstown Financial Services Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Orrstown Financial Services Inc Net Asset Quality Index by Year (1994–2025)
Orrstown Financial Services Inc net asset quality index by year from 1994 to 2025. The table below presents the year-by-year Net Asset Quality Index for Orrstown Financial Services Inc from 1994 to 2025, covering 32 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see ORRF market cap overview.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.7% | $591.53 Million | $5.54 Billion | $4.95 Billion | ▲ +1.2 pp |
| 2024 | 9.5% | $516.68 Million | $5.44 Billion | $4.92 Billion | ▲ +0.8 pp |
| 2023 | 8.6% | $265.06 Million | $3.06 Billion | $2.80 Billion | ▲ +0.8 pp |
| 2022 | 7.8% | $228.90 Million | $2.92 Billion | $2.69 Billion | ▼ -1.8 pp |
| 2021 | 9.6% | $271.66 Million | $2.83 Billion | $2.56 Billion | ▲ +0.6 pp |
| 2020 | 9.0% | $246.25 Million | $2.75 Billion | $2.50 Billion | ▼ -0.4 pp |
| 2019 | 9.4% | $223.25 Million | $2.38 Billion | $2.16 Billion | ▲ +0.4 pp |
| 2018 | 9.0% | $173.43 Million | $1.93 Billion | $1.76 Billion | ▼ -0.3 pp |
| 2017 | 9.3% | $144.76 Million | $1.56 Billion | $1.41 Billion | ▼ -0.2 pp |
| 2016 | 9.5% | $134.86 Million | $1.41 Billion | $1.28 Billion | ▼ -0.8 pp |
| 2015 | 10.3% | $133.06 Million | $1.29 Billion | $1.16 Billion | ▼ -0.4 pp |
| 2014 | 10.7% | $127.27 Million | $1.19 Billion | $1.06 Billion | ▲ +2.9 pp |
| 2013 | 7.8% | $91.44 Million | $1.18 Billion | $1.09 Billion | ▲ +0.6 pp |
| 2012 | 7.1% | $87.69 Million | $1.23 Billion | $1.14 Billion | ▼ -1.8 pp |
| 2011 | 8.9% | $128.20 Million | $1.44 Billion | $1.32 Billion | ▼ -1.7 pp |
| 2010 | 10.6% | $160.48 Million | $1.51 Billion | $1.35 Billion | ▲ +1.3 pp |
| 2009 | 9.3% | $110.89 Million | $1.20 Billion | $1.09 Billion | ▼ -0.6 pp |
| 2008 | 9.8% | $103.35 Million | $1.05 Billion | $948.44 Million | ▼ -1.0 pp |
| 2007 | 10.9% | $96.12 Million | $884.98 Million | $788.86 Million | ▼ -0.2 pp |
| 2006 | 11.0% | $89.39 Million | $809.03 Million | $719.64 Million | ▲ +1.5 pp |
| 2005 | 9.5% | $57.31 Million | $601.46 Million | $544.15 Million | ▼ 0.0 pp |
| 2004 | 9.6% | $49.25 Million | $514.65 Million | $465.40 Million | ▲ +0.5 pp |
| 2003 | 9.1% | $42.84 Million | $472.39 Million | $429.56 Million | ▼ -0.2 pp |
| 2002 | 9.3% | $37.96 Million | $410.30 Million | $372.34 Million | ▲ +0.9 pp |
| 2001 | 8.3% | $31.16 Million | $373.73 Million | $342.57 Million | ▼ -0.2 pp |
| 2000 | 8.6% | $26.67 Million | $311.90 Million | $285.23 Million | ▲ +0.3 pp |
| 1999 | 8.3% | $21.87 Million | $265.05 Million | $243.19 Million | ▼ -0.7 pp |
| 1998 | 8.9% | $21.08 Million | $235.82 Million | $214.74 Million | ▼ -0.7 pp |
| 1997 | 9.6% | $18.27 Million | $190.24 Million | $171.98 Million | ▼ -0.5 pp |
| 1996 | 10.1% | $15.86 Million | $157.56 Million | $141.70 Million | ▲ +0.0 pp |
| 1995 | 10.0% | $14.63 Million | $146.00 Million | $131.37 Million | ▼ 0.0 pp |
| 1994 | 10.0% | $12.35 Million | $123.00 Million | $110.65 Million | — |