Orrstown Financial Services Inc (ORRF) — Net Asset Quality Index
Orrstown Financial Services Inc (ORRF) has a Net Asset Quality Index of 10.7% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $5.54 Billion minus total liabilities of $4.95 Billion yields net assets of $591.53 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check financial resilience of Orrstown Financial Services Inc to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Orrstown Financial Services Inc Net Asset Quality Index Over Time (1994–2025)
This chart shows how Orrstown Financial Services Inc's Net Asset Quality Index has evolved across 32 annual periods from 1994 to 2025. As of December 2025, the index stands at 10.7%, representing net assets of $591.53 Million against total assets of $5.54 Billion USD. See Orrstown Financial Services Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Orrstown Financial Services Inc (1994–2025)
The table below presents the year-by-year Net Asset Quality Index for Orrstown Financial Services Inc from 1994 to 2025, covering 32 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Orrstown Financial Services Inc (ORRF) market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.7% | $591.53 Million | $5.54 Billion | $4.95 Billion | ▲ +1.2 pp |
| 2024 | 9.5% | $516.68 Million | $5.44 Billion | $4.92 Billion | ▲ +0.8 pp |
| 2023 | 8.6% | $265.06 Million | $3.06 Billion | $2.80 Billion | ▲ +0.8 pp |
| 2022 | 7.8% | $228.90 Million | $2.92 Billion | $2.69 Billion | ▼ -1.8 pp |
| 2021 | 9.6% | $271.66 Million | $2.83 Billion | $2.56 Billion | ▲ +0.6 pp |
| 2020 | 9.0% | $246.25 Million | $2.75 Billion | $2.50 Billion | ▼ -0.4 pp |
| 2019 | 9.4% | $223.25 Million | $2.38 Billion | $2.16 Billion | ▲ +0.4 pp |
| 2018 | 9.0% | $173.43 Million | $1.93 Billion | $1.76 Billion | ▼ -0.3 pp |
| 2017 | 9.3% | $144.76 Million | $1.56 Billion | $1.41 Billion | ▼ -0.2 pp |
| 2016 | 9.5% | $134.86 Million | $1.41 Billion | $1.28 Billion | ▼ -0.8 pp |
| 2015 | 10.3% | $133.06 Million | $1.29 Billion | $1.16 Billion | ▼ -0.4 pp |
| 2014 | 10.7% | $127.27 Million | $1.19 Billion | $1.06 Billion | ▲ +2.9 pp |
| 2013 | 7.8% | $91.44 Million | $1.18 Billion | $1.09 Billion | ▲ +0.6 pp |
| 2012 | 7.1% | $87.69 Million | $1.23 Billion | $1.14 Billion | ▼ -1.8 pp |
| 2011 | 8.9% | $128.20 Million | $1.44 Billion | $1.32 Billion | ▼ -1.7 pp |
| 2010 | 10.6% | $160.48 Million | $1.51 Billion | $1.35 Billion | ▲ +1.3 pp |
| 2009 | 9.3% | $110.89 Million | $1.20 Billion | $1.09 Billion | ▼ -0.6 pp |
| 2008 | 9.8% | $103.35 Million | $1.05 Billion | $948.44 Million | ▼ -1.0 pp |
| 2007 | 10.9% | $96.12 Million | $884.98 Million | $788.86 Million | ▼ -0.2 pp |
| 2006 | 11.0% | $89.39 Million | $809.03 Million | $719.64 Million | ▲ +1.5 pp |
| 2005 | 9.5% | $57.31 Million | $601.46 Million | $544.15 Million | ▼ 0.0 pp |
| 2004 | 9.6% | $49.25 Million | $514.65 Million | $465.40 Million | ▲ +0.5 pp |
| 2003 | 9.1% | $42.84 Million | $472.39 Million | $429.56 Million | ▼ -0.2 pp |
| 2002 | 9.3% | $37.96 Million | $410.30 Million | $372.34 Million | ▲ +0.9 pp |
| 2001 | 8.3% | $31.16 Million | $373.73 Million | $342.57 Million | ▼ -0.2 pp |
| 2000 | 8.6% | $26.67 Million | $311.90 Million | $285.23 Million | ▲ +0.3 pp |
| 1999 | 8.3% | $21.87 Million | $265.05 Million | $243.19 Million | ▼ -0.7 pp |
| 1998 | 8.9% | $21.08 Million | $235.82 Million | $214.74 Million | ▼ -0.7 pp |
| 1997 | 9.6% | $18.27 Million | $190.24 Million | $171.98 Million | ▼ -0.5 pp |
| 1996 | 10.1% | $15.86 Million | $157.56 Million | $141.70 Million | ▲ +0.0 pp |
| 1995 | 10.0% | $14.63 Million | $146.00 Million | $131.37 Million | ▼ 0.0 pp |
| 1994 | 10.0% | $12.35 Million | $123.00 Million | $110.65 Million | — |