Ohio Valley Banc Corp (OVBC) — Cash Flow Quality Index
Ohio Valley Banc Corp (OVBC) has a Cash Flow Quality Index of 1.97x as of December 2025. Operating cash flow of $7.78 Million exceeds net income of $3.96 Million, indicating high earnings quality where cash backs reported profits. Explore Ohio Valley Banc Corp (OVBC) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Ohio Valley Banc Corp Cash Flow Quality Index (1996–2025)
Historical Cash Flow Quality Index for Ohio Valley Banc Corp across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see OVBC cash flow conversion.
Annual Cash Flow Quality Index for Ohio Valley Banc Corp (1996–2025)
Year-by-year earnings quality comparison for Ohio Valley Banc Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.16x | $18.06 Million | $15.60 Million | ▼ -2.8% |
| 2024 | 1.19x | $13.10 Million | $11.00 Million | ▼ -27.5% |
| 2023 | 1.64x | $20.75 Million | $12.63 Million | ▲ +37.0% |
| 2022 | 1.20x | $15.99 Million | $13.34 Million | ▲ +7.1% |
| 2021 | 1.12x | $13.14 Million | $11.73 Million | ▼ -8.0% |
| 2020 | 1.22x | $12.49 Million | $10.26 Million | ▼ -18.2% |
| 2019 | 1.49x | $14.75 Million | $9.91 Million | ▼ -2.0% |
| 2018 | 1.52x | $18.14 Million | $11.94 Million | ▼ -21.3% |
| 2017 | 1.93x | $14.50 Million | $7.51 Million | ▼ -0.1% |
| 2016 | 1.93x | $13.37 Million | $6.92 Million | ▲ +59.3% |
| 2015 | 1.21x | $10.40 Million | $8.57 Million | ▼ -16.2% |
| 2014 | 1.45x | $11.68 Million | $8.07 Million | ▼ -10.8% |
| 2013 | 1.62x | $13.16 Million | $8.11 Million | ▲ +5.6% |
| 2012 | 1.54x | $10.83 Million | $7.05 Million | ▼ -44.6% |
| 2011 | 2.77x | $16.18 Million | $5.83 Million | ▲ +14.6% |
| 2010 | 2.42x | $12.33 Million | $5.10 Million | ▲ +226.2% |
| 2009 | 0.74x | $4.93 Million | $6.64 Million | ▼ -43.5% |
| 2008 | 1.31x | $9.35 Million | $7.13 Million | ▼ -26.8% |
| 2007 | 1.79x | $11.29 Million | $6.30 Million | ▼ -20.3% |
| 2006 | 2.25x | $12.14 Million | $5.40 Million | ▲ +49.8% |
| 2005 | 1.50x | $10.53 Million | $7.02 Million | ▲ +19.1% |
| 2004 | 1.26x | $10.56 Million | $8.38 Million | ▼ -38.3% |
| 2003 | 2.04x | $13.22 Million | $6.47 Million | ▲ +9.7% |
| 2002 | 1.86x | $10.57 Million | $5.67 Million | ▲ +3.7% |
| 2001 | 1.80x | $8.79 Million | $4.89 Million | ▲ +29.1% |
| 2000 | 1.39x | $6.12 Million | $4.40 Million | ▼ -5.1% |
| 1999 | 1.47x | $6.30 Million | $4.30 Million | ▼ -23.0% |
| 1998 | 1.90x | $7.80 Million | $4.10 Million | ▲ +31.4% |
| 1997 | 1.45x | $5.50 Million | $3.80 Million | ▼ -11.5% |
| 1996 | 1.64x | $5.40 Million | $3.30 Million | — |