Ohio Valley Banc Corp (OVBC) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Ohio Valley Banc Corp (OVBC) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $8.01 Million (operating CF $7.78 Million minus capex $229.00K) represents 0% of total liabilities ($1.41 Billion). Check Ohio Valley Banc Corp strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$8.01 Million
Operating CF − Capex

Total Liabilities

$1.41 Billion
USD

Capital Expenditures

$229.00K
USD

Ohio Valley Banc Corp Financial Flexibility Index (1996–2025)

Historical Financial Flexibility Index trend for Ohio Valley Banc Corp across 30 annual periods. See Ohio Valley Banc Corp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Ohio Valley Banc Corp (1996–2025)

Year-by-year free cash flow to debt coverage for Ohio Valley Banc Corp. For the full company profile including market capitalisation, see OVBC market cap overview.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $19.10 Million $18.06 Million $1.41 Billion ▲ +25.9%
2024 0.01x $14.53 Million $13.10 Million $1.35 Billion ▼ -44.6%
2023 0.02x $23.44 Million $20.75 Million $1.21 Billion ▼ -97.0%
2022 0.65x $17.98 Million $15.99 Million $27.74 Million ▲ +33.6%
2021 0.49x $14.22 Million $13.14 Million $29.31 Million ▲ +13.4%
2020 0.43x $15.94 Million $12.49 Million $37.24 Million ▼ -11.2%
2019 0.48x $20.98 Million $14.75 Million $43.54 Million ▲ +2007.8%
2018 0.02x $20.87 Million $18.14 Million $912.62 Million ▲ +29.2%
2017 0.02x $16.22 Million $14.50 Million $916.93 Million ▼ -0.1%
2016 0.02x $15.05 Million $13.37 Million $850.11 Million ▲ +1.2%
2015 0.02x $12.35 Million $10.40 Million $705.82 Million ▼ -4.4%
2014 0.02x $12.67 Million $11.68 Million $692.45 Million ▼ -14.7%
2013 0.02x $14.31 Million $13.16 Million $666.95 Million ▲ +31.9%
2012 0.02x $11.27 Million $10.83 Million $692.65 Million ▼ -28.4%
2011 0.02x $16.63 Million $16.18 Million $732.33 Million ▲ +36.8%
2010 0.02x $13.00 Million $12.33 Million $783.39 Million ▲ +109.7%
2009 0.01x $5.90 Million $4.93 Million $745.47 Million ▼ -46.6%
2008 0.01x $10.65 Million $9.35 Million $718.05 Million ▼ -26.2%
2007 0.02x $14.51 Million $11.29 Million $721.91 Million ▲ +1.6%
2006 0.02x $13.94 Million $12.14 Million $704.08 Million ▲ +22.0%
2005 0.02x $11.20 Million $10.53 Million $690.45 Million ▼ -5.2%
2004 0.02x $11.52 Million $10.56 Million $672.54 Million ▼ -26.5%
2003 0.02x $15.20 Million $13.22 Million $652.92 Million ▼ -77.7%
2002 0.10x $66.12 Million $10.57 Million $632.48 Million ▲ +547.4%
2001 0.02x $9.43 Million $8.79 Million $583.70 Million ▲ +18.8%
2000 0.01x $6.96 Million $6.12 Million $512.17 Million ▼ -27.6%
1999 0.02x $9.00 Million $6.30 Million $479.40 Million ▼ -22.1%
1998 0.02x $9.80 Million $7.80 Million $406.70 Million ▲ +14.6%
1997 0.02x $7.20 Million $5.50 Million $342.30 Million ▼ -2.5%
1996 0.02x $6.70 Million $5.40 Million $310.50 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities