Ohio Valley Banc Corp (OVBC) — Financial Flexibility Index
Ohio Valley Banc Corp (OVBC) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $8.01 Million (operating CF $7.78 Million minus capex $229.00K) represents 0% of total liabilities ($1.41 Billion). Check OVBC cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Ohio Valley Banc Corp Financial Flexibility Index (1996–2025)
Historical Financial Flexibility Index trend for Ohio Valley Banc Corp across 30 annual periods. For the full cash flow conversion analysis, see Ohio Valley Banc Corp (OVBC) cash flow conversion.
Annual Financial Flexibility Index for Ohio Valley Banc Corp (1996–2025)
Year-by-year free cash flow to debt coverage for Ohio Valley Banc Corp. Explore Ohio Valley Banc Corp cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $19.10 Million | $18.06 Million | $1.41 Billion | ▲ +25.9% |
| 2024 | 0.01x | $14.53 Million | $13.10 Million | $1.35 Billion | ▼ -44.6% |
| 2023 | 0.02x | $23.44 Million | $20.75 Million | $1.21 Billion | ▼ -97.0% |
| 2022 | 0.65x | $17.98 Million | $15.99 Million | $27.74 Million | ▲ +33.6% |
| 2021 | 0.49x | $14.22 Million | $13.14 Million | $29.31 Million | ▲ +13.4% |
| 2020 | 0.43x | $15.94 Million | $12.49 Million | $37.24 Million | ▼ -11.2% |
| 2019 | 0.48x | $20.98 Million | $14.75 Million | $43.54 Million | ▲ +2007.8% |
| 2018 | 0.02x | $20.87 Million | $18.14 Million | $912.62 Million | ▲ +29.2% |
| 2017 | 0.02x | $16.22 Million | $14.50 Million | $916.93 Million | ▼ -0.1% |
| 2016 | 0.02x | $15.05 Million | $13.37 Million | $850.11 Million | ▲ +1.2% |
| 2015 | 0.02x | $12.35 Million | $10.40 Million | $705.82 Million | ▼ -4.4% |
| 2014 | 0.02x | $12.67 Million | $11.68 Million | $692.45 Million | ▼ -14.7% |
| 2013 | 0.02x | $14.31 Million | $13.16 Million | $666.95 Million | ▲ +31.9% |
| 2012 | 0.02x | $11.27 Million | $10.83 Million | $692.65 Million | ▼ -28.4% |
| 2011 | 0.02x | $16.63 Million | $16.18 Million | $732.33 Million | ▲ +36.8% |
| 2010 | 0.02x | $13.00 Million | $12.33 Million | $783.39 Million | ▲ +109.7% |
| 2009 | 0.01x | $5.90 Million | $4.93 Million | $745.47 Million | ▼ -46.6% |
| 2008 | 0.01x | $10.65 Million | $9.35 Million | $718.05 Million | ▼ -26.2% |
| 2007 | 0.02x | $14.51 Million | $11.29 Million | $721.91 Million | ▲ +1.6% |
| 2006 | 0.02x | $13.94 Million | $12.14 Million | $704.08 Million | ▲ +22.0% |
| 2005 | 0.02x | $11.20 Million | $10.53 Million | $690.45 Million | ▼ -5.2% |
| 2004 | 0.02x | $11.52 Million | $10.56 Million | $672.54 Million | ▼ -26.5% |
| 2003 | 0.02x | $15.20 Million | $13.22 Million | $652.92 Million | ▼ -77.7% |
| 2002 | 0.10x | $66.12 Million | $10.57 Million | $632.48 Million | ▲ +547.4% |
| 2001 | 0.02x | $9.43 Million | $8.79 Million | $583.70 Million | ▲ +18.8% |
| 2000 | 0.01x | $6.96 Million | $6.12 Million | $512.17 Million | ▼ -27.6% |
| 1999 | 0.02x | $9.00 Million | $6.30 Million | $479.40 Million | ▼ -22.1% |
| 1998 | 0.02x | $9.80 Million | $7.80 Million | $406.70 Million | ▲ +14.6% |
| 1997 | 0.02x | $7.20 Million | $5.50 Million | $342.30 Million | ▼ -2.5% |
| 1996 | 0.02x | $6.70 Million | $5.40 Million | $310.50 Million | — |