Ohio Valley Banc Corp Financial Flexibility Index

Latest as of December 2025: 0.01x

Ohio Valley Banc Corp financial flexibility index. Ohio Valley Banc Corp (OVBC) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $8.01 Million (operating CF $7.78 Million minus capex $229.00K) represents 0% of total liabilities ($1.41 Billion). See Ohio Valley Banc Corp free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$8.01 Million
Operating CF − Capex

Total Liabilities

$1.41 Billion
USD

Capital Expenditures

$229.00K
USD

Financial Flexibility Index of Ohio Valley Banc Corp (1996–2025)

Financial flexibility index of Ohio Valley Banc Corp from 1996 to 2025. Historical Financial Flexibility Index trend for Ohio Valley Banc Corp across 30 annual periods. Check how high is Ohio Valley Banc Corp's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Ohio Valley Banc Corp Financial Flexibility Index by Year (1996–2025)

Ohio Valley Banc Corp financial flexibility index by year from 1996 to 2025. Year-by-year free cash flow to debt coverage for Ohio Valley Banc Corp. For the full cash flow conversion analysis, see Ohio Valley Banc Corp operating cash flow efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $19.10 Million $18.06 Million $1.41 Billion ▲ +25.9%
2024 0.01x $14.53 Million $13.10 Million $1.35 Billion ▼ -44.6%
2023 0.02x $23.44 Million $20.75 Million $1.21 Billion ▼ -97.0%
2022 0.65x $17.98 Million $15.99 Million $27.74 Million ▲ +33.6%
2021 0.49x $14.22 Million $13.14 Million $29.31 Million ▲ +13.4%
2020 0.43x $15.94 Million $12.49 Million $37.24 Million ▼ -11.2%
2019 0.48x $20.98 Million $14.75 Million $43.54 Million ▲ +2007.8%
2018 0.02x $20.87 Million $18.14 Million $912.62 Million ▲ +29.2%
2017 0.02x $16.22 Million $14.50 Million $916.93 Million ▼ -0.1%
2016 0.02x $15.05 Million $13.37 Million $850.11 Million ▲ +1.2%
2015 0.02x $12.35 Million $10.40 Million $705.82 Million ▼ -4.4%
2014 0.02x $12.67 Million $11.68 Million $692.45 Million ▼ -14.7%
2013 0.02x $14.31 Million $13.16 Million $666.95 Million ▲ +31.9%
2012 0.02x $11.27 Million $10.83 Million $692.65 Million ▼ -28.4%
2011 0.02x $16.63 Million $16.18 Million $732.33 Million ▲ +36.8%
2010 0.02x $13.00 Million $12.33 Million $783.39 Million ▲ +109.7%
2009 0.01x $5.90 Million $4.93 Million $745.47 Million ▼ -46.6%
2008 0.01x $10.65 Million $9.35 Million $718.05 Million ▼ -26.2%
2007 0.02x $14.51 Million $11.29 Million $721.91 Million ▲ +1.6%
2006 0.02x $13.94 Million $12.14 Million $704.08 Million ▲ +22.0%
2005 0.02x $11.20 Million $10.53 Million $690.45 Million ▼ -5.2%
2004 0.02x $11.52 Million $10.56 Million $672.54 Million ▼ -26.5%
2003 0.02x $15.20 Million $13.22 Million $652.92 Million ▼ -77.7%
2002 0.10x $66.12 Million $10.57 Million $632.48 Million ▲ +547.4%
2001 0.02x $9.43 Million $8.79 Million $583.70 Million ▲ +18.8%
2000 0.01x $6.96 Million $6.12 Million $512.17 Million ▼ -27.6%
1999 0.02x $9.00 Million $6.30 Million $479.40 Million ▼ -22.1%
1998 0.02x $9.80 Million $7.80 Million $406.70 Million ▲ +14.6%
1997 0.02x $7.20 Million $5.50 Million $342.30 Million ▼ -2.5%
1996 0.02x $6.70 Million $5.40 Million $310.50 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities