Ohio Valley Banc Corp (OVBC) — Net Asset Quality Index

Latest as of March 2026: 10.2%

Ohio Valley Banc Corp (OVBC) has a Net Asset Quality Index of 10.2% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.68 Billion minus total liabilities of $1.51 Billion yields net assets of $171.28 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read OVBC current and long-term liabilities for a breakdown of total debt and financial obligations.

Quality Index

10.2%
Equity / Total Assets

Net Assets

$171.28 Million
USD

Total Assets

$1.68 Billion
USD

Total Liabilities

$1.51 Billion
USD

Ohio Valley Banc Corp Net Asset Quality Index Over Time (1996–2025)

This chart shows how Ohio Valley Banc Corp's Net Asset Quality Index has evolved across 30 annual periods from 1996 to 2025. As of March 2026, the index stands at 10.2%, representing net assets of $171.28 Million against total assets of $1.68 Billion USD. For live market cap and overall valuation, see OVBC company net worth.

Annual Net Asset Quality Index for Ohio Valley Banc Corp (1996–2025)

The table below presents the year-by-year Net Asset Quality Index for Ohio Valley Banc Corp from 1996 to 2025, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Ohio Valley Banc Corp (OVBC) strategic asset index to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 10.8% $170.26 Million $1.58 Billion $1.41 Billion ▲ +0.8 pp
2024 10.0% $150.33 Million $1.50 Billion $1.35 Billion ▼ -0.7 pp
2023 10.7% $144.01 Million $1.35 Billion $1.21 Billion ▼ -87.1 pp
2022 97.7% $1.18 Billion $1.21 Billion $27.74 Million ▲ +0.1 pp
2021 97.7% $1.22 Billion $1.25 Billion $29.31 Million ▲ +0.8 pp
2020 96.9% $1.15 Billion $1.19 Billion $37.24 Million ▲ +1.2 pp
2019 95.7% $969.73 Million $1.01 Billion $43.54 Million ▲ +84.3 pp
2018 11.4% $117.87 Million $1.03 Billion $912.62 Million ▲ +0.8 pp
2017 10.7% $109.36 Million $1.03 Billion $916.93 Million ▼ -0.3 pp
2016 10.9% $104.53 Million $954.64 Million $850.11 Million ▼ -0.4 pp
2015 11.4% $90.47 Million $796.28 Million $705.82 Million ▲ +0.3 pp
2014 11.1% $86.22 Million $778.67 Million $692.45 Million ▲ +0.3 pp
2013 10.8% $80.42 Million $747.37 Million $666.95 Million ▲ +0.9 pp
2012 9.9% $75.82 Million $768.47 Million $692.65 Million ▲ +0.9 pp
2011 8.9% $71.84 Million $804.18 Million $732.33 Million ▲ +0.9 pp
2010 8.0% $68.13 Million $851.51 Million $783.39 Million ▼ -0.2 pp
2009 8.2% $66.52 Million $811.99 Million $745.47 Million ▲ +0.1 pp
2008 8.1% $63.06 Million $781.11 Million $718.05 Million ▲ +0.2 pp
2007 7.9% $61.51 Million $783.42 Million $721.91 Million ▼ 0.0 pp
2006 7.9% $60.28 Million $764.36 Million $704.08 Million ▼ 0.0 pp
2005 7.9% $59.27 Million $749.72 Million $690.45 Million ▲ +0.1 pp
2004 7.8% $56.58 Million $729.12 Million $672.54 Million ▲ +0.1 pp
2003 7.7% $54.41 Million $707.33 Million $652.92 Million ▼ -1.5 pp
2002 9.2% $63.88 Million $696.36 Million $632.48 Million ▲ +1.1 pp
2001 8.1% $51.30 Million $635.00 Million $583.70 Million ▼ -0.7 pp
2000 8.8% $49.49 Million $561.66 Million $512.17 Million ▲ +0.6 pp
1999 8.2% $42.70 Million $522.10 Million $479.40 Million ▼ -0.9 pp
1998 9.1% $40.70 Million $447.40 Million $406.70 Million ▼ -0.6 pp
1997 9.7% $36.80 Million $379.10 Million $342.30 Million ▲ +0.8 pp
1996 8.9% $30.40 Million $340.90 Million $310.50 Million
pp = percentage points