Ohio Valley Banc Corp (OVBC) — Cash Flow-to-Debt Ratio
Ohio Valley Banc Corp (OVBC) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $7.78 Million could theoretically repay 0% of its total liabilities ($1.41 Billion) in one year. See Ohio Valley Banc Corp leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Ohio Valley Banc Corp Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for Ohio Valley Banc Corp across 30 annual periods. For the full cash flow conversion analysis, see how efficiently does Ohio Valley Banc Corp generate cash.
Annual Cash Flow-to-Debt Ratio for Ohio Valley Banc Corp (1996–2025)
Year-by-year debt coverage analysis for Ohio Valley Banc Corp. Check how high is Ohio Valley Banc Corp's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $18.06 Million | $1.41 Billion | ▲ +32.1% |
| 2024 | 0.01x | $13.10 Million | $1.35 Billion | ▼ -43.6% |
| 2023 | 0.02x | $20.75 Million | $1.21 Billion | ▼ -97.0% |
| 2022 | 0.58x | $15.99 Million | $27.74 Million | ▲ +28.6% |
| 2021 | 0.45x | $13.14 Million | $29.31 Million | ▲ +33.6% |
| 2020 | 0.34x | $12.49 Million | $37.24 Million | ▼ -1.0% |
| 2019 | 0.34x | $14.75 Million | $43.54 Million | ▲ +1604.4% |
| 2018 | 0.02x | $18.14 Million | $912.62 Million | ▲ +25.7% |
| 2017 | 0.02x | $14.50 Million | $916.93 Million | ▲ +0.6% |
| 2016 | 0.02x | $13.37 Million | $850.11 Million | ▲ +6.7% |
| 2015 | 0.01x | $10.40 Million | $705.82 Million | ▼ -12.7% |
| 2014 | 0.02x | $11.68 Million | $692.45 Million | ▼ -14.5% |
| 2013 | 0.02x | $13.16 Million | $666.95 Million | ▲ +26.2% |
| 2012 | 0.02x | $10.83 Million | $692.65 Million | ▼ -29.2% |
| 2011 | 0.02x | $16.18 Million | $732.33 Million | ▲ +40.4% |
| 2010 | 0.02x | $12.33 Million | $783.39 Million | ▲ +138.1% |
| 2009 | 0.01x | $4.93 Million | $745.47 Million | ▼ -49.2% |
| 2008 | 0.01x | $9.35 Million | $718.05 Million | ▼ -16.7% |
| 2007 | 0.02x | $11.29 Million | $721.91 Million | ▼ -9.3% |
| 2006 | 0.02x | $12.14 Million | $704.08 Million | ▲ +13.0% |
| 2005 | 0.02x | $10.53 Million | $690.45 Million | ▼ -2.9% |
| 2004 | 0.02x | $10.56 Million | $672.54 Million | ▼ -22.5% |
| 2003 | 0.02x | $13.22 Million | $652.92 Million | ▲ +21.2% |
| 2002 | 0.02x | $10.57 Million | $632.48 Million | ▲ +11.0% |
| 2001 | 0.02x | $8.79 Million | $583.70 Million | ▲ +26.1% |
| 2000 | 0.01x | $6.12 Million | $512.17 Million | ▼ -9.1% |
| 1999 | 0.01x | $6.30 Million | $479.40 Million | ▼ -31.5% |
| 1998 | 0.02x | $7.80 Million | $406.70 Million | ▲ +19.4% |
| 1997 | 0.02x | $5.50 Million | $342.30 Million | ▼ -7.6% |
| 1996 | 0.02x | $5.40 Million | $310.50 Million | — |