Ohio Valley Banc Corp (OVBC) — Defensive Interval Ratio
Ohio Valley Banc Corp (OVBC) has a Defensive Interval Ratio of 2411016 days as of March 2026. Defensive assets of $5.79 Million (cash $-, short-term investments $251.44K, receivables $5.54 Million) cover 2411016 days of daily cash needs of $2.40/day. Check Ohio Valley Banc Corp tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Ohio Valley Banc Corp Defensive Interval Ratio (1996–2025)
This chart shows how Ohio Valley Banc Corp's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of March 2026, the ratio stands at 2411016 days, meaning defensive assets of $5.79 Million can fund 2411016 days of operations without new revenue. Also explore OVBC year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Ohio Valley Banc Corp (1996–2025)
The table below presents the year-by-year Defensive Interval Ratio for Ohio Valley Banc Corp from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Ohio Valley Banc Corp market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 102573 days | $259.38K | $2.53/day | $- | $253.91K | ▲ +102514 days |
| 2024 | 58 days | $203.42 Million | $3.49 Million/day | $- | $198.61 Million | ▲ +5 days |
| 2023 | 54 days | $165.86 Million | $3.09 Million/day | $- | $162.26 Million | ▼ -48 days |
| 2022 | 101 days | $187.19 Million | $1.85 Million/day | $- | $184.07 Million | ▲ +8 days |
| 2021 | 94 days | $179.69 Million | $1.92 Million/day | $- | $177.00 Million | ▲ +49 days |
| 2020 | 44 days | $115.64 Million | $2.60 Million/day | $- | $112.32 Million | ▼ -8 days |
| 2019 | 52 days | $107.88 Million | $2.07 Million/day | $- | $105.32 Million | ▲ +2 days |
| 2018 | 50 days | $104.80 Million | $2.09 Million/day | $- | $102.16 Million | ▲ +2 days |
| 2017 | 48 days | $103.63 Million | $2.15 Million/day | $- | $101.12 Million | ▼ -2 days |
| 2016 | 50 days | $98.81 Million | $1.99 Million/day | $- | $96.49 Million | ▼ -2653 days |
| 2015 | 2703 days | $93.47 Million | $34.58K/day | $- | $91.65 Million | ▲ +88 days |
| 2014 | 2615 days | $87.04 Million | $33.29K/day | $- | $85.24 Million | ▲ +2566 days |
| 2013 | 49 days | $85.97 Million | $1.75 Million/day | $- | $84.07 Million | ▼ -4 days |
| 2012 | 53 days | $97.02 Million | $1.82 Million/day | $- | $94.97 Million | ▲ +7 days |
| 2011 | 46 days | $88.54 Million | $1.91 Million/day | $- | $85.67 Million | ▲ +20 days |
| 2010 | 26 days | $53.48 Million | $2.03 Million/day | $- | $50.77 Million | ▲ +21 days |
| 2009 | 5 days | $9.46 Million | $1.89 Million/day | $- | $6.57 Million | ▲ +2 days |
| 2008 | 3 days | $4.81 Million | $1.72 Million/day | $- | $1.64 Million | ▼ 0 days |
| 2007 | 3 days | $5.20 Million | $1.72 Million/day | $- | $1.94 Million | ▲ +2 days |
| 2006 | 1 days | $2.31 Million | $1.69 Million/day | $- | $2.31 Million | ▼ -1 days |
| 2005 | 3 days | $4.43 Million | $1.62 Million/day | $- | $1.61 Million | ▲ +1 days |
| 2004 | 2 days | $3.17 Million | $1.58 Million/day | $- | $525.00K | ▼ 0 days |
| 2003 | 2 days | $3.56 Million | $1.46 Million/day | $- | $859.00K | ▼ -4 days |
| 2002 | 6 days | $9.27 Million | $1.45 Million/day | $- | $6.13 Million | ▼ -4 days |
| 2001 | 10 days | $13.68 Million | $1.33 Million/day | $- | $10.26 Million | ▲ +6 days |
| 2000 | 4 days | $4.92 Million | $1.23 Million/day | $- | $816.00K | ▲ +1 days |
| 1999 | 3 days | $3.30 Million | $1.24 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $2.70 Million | $1.01 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $2.50 Million | $884.11K/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $2.40 Million | $779.73K/day | $- | $- | — |