Ponce Financial Group Inc (PDLB) — Cash Flow Quality Index

Latest as of March 2026: 1.61x

Ponce Financial Group Inc (PDLB) has a Cash Flow Quality Index of 1.61x as of March 2026. Operating cash flow of $13.88 Million exceeds net income of $8.62 Million, indicating high earnings quality where cash backs reported profits. Explore Ponce Financial Group Inc cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

1.61x
Operating CF / Net Income

Operating Cash Flow

$13.88 Million
USD

Net Income

$8.62 Million
USD

Data as of

Mar 2026
Most recent filing

Ponce Financial Group Inc Cash Flow Quality Index (2015–2025)

Historical Cash Flow Quality Index for Ponce Financial Group Inc across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PDLB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Ponce Financial Group Inc (2015–2025)

Year-by-year earnings quality comparison for Ponce Financial Group Inc. For live market cap and the full company financial profile, see how much is Ponce Financial Group Inc worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.94x $55.59 Million $28.70 Million ▲ +194.7%
2024 0.66x $7.21 Million $10.97 Million ▼ -66.1%
2023 1.94x $6.49 Million $3.35 Million ▲ +165.3%
2021 0.73x $18.55 Million $25.41 Million ▲ +110.2%
2020 -7.14x $-27.50 Million $3.85 Million ▼ -342.3%
2018 2.95x $7.88 Million $2.68 Million ▼ -3.4%
2016 3.05x $4.34 Million $1.43 Million ▲ +46.7%
2015 2.08x $5.23 Million $2.52 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.