Ponce Financial Group Inc (PDLB) — Cash Flow Quality Index
Ponce Financial Group Inc (PDLB) has a Cash Flow Quality Index of 0.95x as of June 2026. Operating cash flow of $8.04 Million is below net income of $8.49 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Ponce Financial Group Inc (PDLB) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Ponce Financial Group Inc Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Ponce Financial Group Inc across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see PDLB operating cash flow.
Annual Cash Flow Quality Index for Ponce Financial Group Inc (2015–2025)
Year-by-year earnings quality comparison for Ponce Financial Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.94x | $55.59 Million | $28.70 Million | ▲ +194.7% |
| 2024 | 0.66x | $7.21 Million | $10.97 Million | ▼ -66.1% |
| 2023 | 1.94x | $6.49 Million | $3.35 Million | ▲ +165.3% |
| 2021 | 0.73x | $18.55 Million | $25.41 Million | ▲ +110.2% |
| 2020 | -7.14x | $-27.50 Million | $3.85 Million | ▼ -342.3% |
| 2018 | 2.95x | $7.88 Million | $2.68 Million | ▼ -3.4% |
| 2016 | 3.05x | $4.34 Million | $1.43 Million | ▲ +46.7% |
| 2015 | 2.08x | $5.23 Million | $2.52 Million | — |