Ponce Financial Group Inc (PDLB) — Cash Flow Quality Index
Ponce Financial Group Inc (PDLB) has a Cash Flow Quality Index of 0.21x as of September 2025. Operating cash flow of $1.39 Million is below net income of $6.51 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Ponce Financial Group Inc (PDLB) investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Ponce Financial Group Inc Cash Flow Quality Index (2015–2024)
Historical Cash Flow Quality Index for Ponce Financial Group Inc across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PDLB tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Ponce Financial Group Inc (2015–2024)
Year-by-year earnings quality comparison for Ponce Financial Group Inc. For live market cap and the full company financial profile, see how much is Ponce Financial Group Inc worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.66x | $7.21 Million | $10.97 Million | ▼ -66.1% |
| 2023 | 1.94x | $6.49 Million | $3.35 Million | ▲ +165.3% |
| 2021 | 0.73x | $18.55 Million | $25.41 Million | ▲ +110.2% |
| 2020 | -7.14x | $-27.50 Million | $3.85 Million | ▼ -342.3% |
| 2018 | 2.95x | $7.88 Million | $2.68 Million | ▼ -3.4% |
| 2016 | 3.05x | $4.34 Million | $1.43 Million | ▲ +46.7% |
| 2015 | 2.08x | $5.23 Million | $2.52 Million | — |