Ponce Financial Group Inc (PDLB) — Cash Flow Reinvestment Rate

Latest as of June 2026: 1.53x

Ponce Financial Group Inc (PDLB) has a Cash Flow Reinvestment Rate of 1.53x as of June 2026, reinvesting $12.27 Million (capex $3.00K plus investments $12.27 Million) from operating cash flow of $8.04 Million. See PDLB free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.53x
(Capex + Investments) / Operating CF

Total Reinvested

$12.27 Million
Capex + Investments

Operating Cash Flow

$8.04 Million
USD

Capital Expenditures

$3.00K
USD

Ponce Financial Group Inc Cash Flow Reinvestment Rate (2015–2025)

Historical reinvestment intensity for Ponce Financial Group Inc across 10 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Ponce Financial Group Inc.

Annual Cash Flow Reinvestment Rate for Ponce Financial Group Inc (2015–2025)

Year-by-year capital reinvestment analysis for Ponce Financial Group Inc. See Ponce Financial Group Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.87x $103.73 Million $55.59 Million $978.00K ▼ -95.5%
2024 41.27x $297.62 Million $7.21 Million $2.72 Million ▼ -22.0%
2023 52.93x $343.70 Million $6.49 Million $411.00K ▼ -33.3%
2022 79.35x $777.55 Million $9.80 Million $492.00K ▲ +1358.9%
2021 5.44x $100.91 Million $18.55 Million $4.17 Million ▼ -36.9%
2019 8.62x $43.52 Million $5.05 Million $3.82 Million ▼ -46.3%
2018 16.06x $126.61 Million $7.88 Million $5.76 Million ▲ +0.1%
2017 16.04x $138.67 Million $8.65 Million $2.77 Million ▲ +56.8%
2016 10.23x $44.42 Million $4.34 Million $530.00K ▲ +172.1%
2015 3.76x $19.66 Million $5.23 Million $276.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow