Ponce Financial Group Inc (PDLB) — Defensive Interval Ratio
Ponce Financial Group Inc (PDLB) has a Defensive Interval Ratio of 254 days as of March 2026. Defensive assets of $106.42 Million (cash $-, short-term investments $87.15 Million, receivables $19.27 Million) cover 254 days of daily cash needs of $419.20K/day. See Ponce Financial Group Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Ponce Financial Group Inc Defensive Interval Ratio (2015–2025)
This chart shows how Ponce Financial Group Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of March 2026, the ratio stands at 254 days, meaning defensive assets of $106.42 Million can fund 254 days of operations without new revenue. See Ponce Financial Group Inc net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Ponce Financial Group Inc (2015–2025)
The table below presents the year-by-year Defensive Interval Ratio for Ponce Financial Group Inc from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Ponce Financial Group Inc (PDLB) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 20 days | $110.10 Million | $5.62 Million/day | $- | $92.20 Million | ▼ -4 days |
| 2024 | 24 days | $122.74 Million | $5.17 Million/day | $- | $104.97 Million | ▼ -9 days |
| 2023 | 33 days | $137.91 Million | $4.16 Million/day | $- | $119.90 Million | ▼ -9 days |
| 2022 | 42 days | $144.55 Million | $3.44 Million/day | $- | $129.50 Million | ▲ +4 days |
| 2021 | 38 days | $125.71 Million | $3.34 Million/day | $- | $113.35 Million | ▲ +28 days |
| 2020 | 9 days | $28.89 Million | $3.15 Million/day | $- | $17.50 Million | ▼ -3 days |
| 2019 | 12 days | $25.49 Million | $2.17 Million/day | $- | $21.50 Million | ▼ -2 days |
| 2018 | 14 days | $30.94 Million | $2.29 Million/day | $- | $27.14 Million | ▼ -3 days |
| 2017 | 16 days | $32.23 Million | $2.01 Million/day | $- | $28.90 Million | ▼ -15 days |
| 2016 | 31 days | $55.40 Million | $1.77 Million/day | $- | $52.69 Million | ▼ -20 days |
| 2015 | 52 days | $84.70 Million | $1.64 Million/day | $- | $82.03 Million | — |