Ponce Financial Group Inc (PDLB) — Defensive Interval Ratio
Ponce Financial Group Inc (PDLB) has a Defensive Interval Ratio of 919 days as of December 2025. Defensive assets of $2.71 Billion (cash $-, short-term investments $92.20 Million, receivables $2.62 Billion) cover 919 days of daily cash needs of $2.95 Million/day. Check Ponce Financial Group Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Ponce Financial Group Inc Defensive Interval Ratio (2015–2025)
This chart shows how Ponce Financial Group Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the ratio stands at 919 days, meaning defensive assets of $2.71 Billion can fund 919 days of operations without new revenue. Also explore how fast is Ponce Financial Group Inc growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Ponce Financial Group Inc (2015–2025)
The table below presents the year-by-year Defensive Interval Ratio for Ponce Financial Group Inc from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Ponce Financial Group Inc (PDLB) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 919 days | $2.71 Billion | $2.95 Million/day | $- | $92.20 Million | ▲ +896 days |
| 2024 | 24 days | $122.74 Million | $5.17 Million/day | $- | $104.97 Million | ▼ -9 days |
| 2023 | 33 days | $137.91 Million | $4.16 Million/day | $- | $119.90 Million | ▼ -9 days |
| 2022 | 42 days | $144.55 Million | $3.44 Million/day | $- | $129.50 Million | ▲ +4 days |
| 2021 | 38 days | $125.71 Million | $3.34 Million/day | $- | $113.35 Million | ▲ +28 days |
| 2020 | 9 days | $28.89 Million | $3.15 Million/day | $- | $17.50 Million | ▼ -3 days |
| 2019 | 12 days | $25.49 Million | $2.17 Million/day | $- | $21.50 Million | ▼ -2 days |
| 2018 | 14 days | $30.94 Million | $2.29 Million/day | $- | $27.14 Million | ▼ -3 days |
| 2017 | 16 days | $32.23 Million | $2.01 Million/day | $- | $28.90 Million | ▼ -15 days |
| 2016 | 31 days | $55.40 Million | $1.77 Million/day | $- | $52.69 Million | ▼ -20 days |
| 2015 | 52 days | $84.70 Million | $1.64 Million/day | $- | $82.03 Million | — |