Ponce Financial Group Inc (PDLB) — Net Asset Quality Index

Latest as of December 2025: 16.8%

Ponce Financial Group Inc (PDLB) has a Net Asset Quality Index of 16.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.22 Billion minus total liabilities of $2.68 Billion yields net assets of $541.55 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check PDLB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

16.8%
Equity / Total Assets

Net Assets

$541.55 Million
USD

Total Assets

$3.22 Billion
USD

Total Liabilities

$2.68 Billion
USD

Ponce Financial Group Inc Net Asset Quality Index Over Time (2015–2025)

This chart shows how Ponce Financial Group Inc's Net Asset Quality Index has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the index stands at 16.8%, representing net assets of $541.55 Million against total assets of $3.22 Billion USD. See how liquid is Ponce Financial Group Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Ponce Financial Group Inc (2015–2025)

The table below presents the year-by-year Net Asset Quality Index for Ponce Financial Group Inc from 2015 to 2025, covering 11 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Ponce Financial Group Inc market capitalisation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 16.8% $541.55 Million $3.22 Billion $2.68 Billion ▲ +0.2 pp
2024 16.6% $505.50 Million $3.04 Billion $2.53 Billion ▼ -1.2 pp
2023 17.9% $491.39 Million $2.75 Billion $2.26 Billion ▼ -3.4 pp
2022 21.3% $492.70 Million $2.31 Billion $1.82 Billion ▲ +9.9 pp
2021 11.4% $189.26 Million $1.65 Billion $1.46 Billion ▼ -0.3 pp
2020 11.8% $159.54 Million $1.36 Billion $1.20 Billion ▼ -3.3 pp
2019 15.0% $158.40 Million $1.05 Billion $895.35 Million ▼ -0.9 pp
2018 16.0% $169.17 Million $1.06 Billion $890.73 Million ▼ -1.8 pp
2017 17.8% $164.78 Million $925.52 Million $760.74 Million ▲ +5.3 pp
2016 12.5% $92.99 Million $744.98 Million $651.99 Million ▼ -0.5 pp
2015 13.0% $91.06 Million $703.16 Million $612.10 Million
pp = percentage points