Ponce Financial Group Inc (PDLB) — Working Capital to Net Assets Ratio

Latest as of December 2025: 307.0%

Ponce Financial Group Inc (PDLB) has a Working Capital to Net Assets ratio of 307.0% as of December 2025. Working capital of $1.66 Billion (current assets of $2.74 Billion minus current liabilities of $1.08 Billion) is measured against net assets of $541.55 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Ponce Financial Group Inc (PDLB) balance sheet quality index to measure how much of total assets are equity-financed.

WC/NA Ratio

307.0%
Working Capital / Net Assets

Working Capital

$1.66 Billion
USD

Current Assets

$2.74 Billion
USD

Current Liabilities

$1.08 Billion
USD

Ponce Financial Group Inc Working Capital to Net Assets (2015–2025)

This chart shows how Ponce Financial Group Inc's Working Capital to Net Assets ratio has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the ratio stands at 307.0%, reflecting working capital of $1.66 Billion against net assets of $541.55 Million USD. Check Ponce Financial Group Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Working Capital to Net Assets for Ponce Financial Group Inc (2015–2025)

The table below presents the year-by-year Working Capital to Net Assets ratio for Ponce Financial Group Inc from 2015 to 2025, covering 11 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Ponce Financial Group Inc (PDLB) market capitalisation.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2025 307.0% $1.66 Billion $541.55 Million $2.74 Billion $1.08 Billion ▲ +628.6 pp
2024 -321.6% $-1.63 Billion $505.50 Million $262.83 Million $1.89 Billion ▼ -68.8 pp
2023 -252.8% $-1.24 Billion $491.39 Million $277.35 Million $1.52 Billion ▼ -39.0 pp
2022 -213.8% $-1.05 Billion $492.70 Million $200.41 Million $1.25 Billion ▲ +281.8 pp
2021 -495.6% $-937.94 Million $189.26 Million $282.09 Million $1.22 Billion ▲ +159.3 pp
2020 -654.8% $-1.04 Billion $159.54 Million $103.71 Million $1.15 Billion ▼ -187.7 pp
2019 -467.2% $-740.01 Million $158.40 Million $53.16 Million $793.17 Million ▼ -33.2 pp
2018 -433.9% $-734.10 Million $169.17 Million $100.72 Million $834.82 Million ▼ -44.3 pp
2017 -389.6% $-642.07 Million $164.78 Million $91.96 Million $734.03 Million ▲ +233.0 pp
2016 -622.7% $-579.02 Million $92.99 Million $67.11 Million $646.13 Million ▼ -71.2 pp
2015 -551.5% $-502.18 Million $91.06 Million $97.40 Million $599.58 Million
pp = percentage points