Peoples Fin (PFIS) — Cash Flow Quality Index
Peoples Fin (PFIS) has a Cash Flow Quality Index of 0.56x as of March 2026. Operating cash flow of $8.30 Million is below net income of $14.75 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Peoples Fin (PFIS) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Peoples Fin Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for Peoples Fin across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PFIS total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Peoples Fin (1997–2025)
Year-by-year earnings quality comparison for Peoples Fin. For live market cap and the full company financial profile, see PFIS market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.92x | $54.27 Million | $59.19 Million | ▼ -77.0% |
| 2024 | 3.99x | $33.92 Million | $8.50 Million | ▲ +228.7% |
| 2023 | 1.21x | $33.25 Million | $27.38 Million | ▲ +9.2% |
| 2022 | 1.11x | $42.36 Million | $38.09 Million | ▲ +18.7% |
| 2021 | 0.94x | $40.77 Million | $43.52 Million | ▼ -26.0% |
| 2020 | 1.27x | $37.18 Million | $29.35 Million | ▼ -12.1% |
| 2019 | 1.44x | $37.08 Million | $25.74 Million | ▲ +10.0% |
| 2018 | 1.31x | $32.63 Million | $24.92 Million | ▼ -15.5% |
| 2017 | 1.55x | $28.59 Million | $18.46 Million | ▲ +8.1% |
| 2016 | 1.43x | $28.05 Million | $19.58 Million | ▼ -13.0% |
| 2015 | 1.65x | $29.18 Million | $17.72 Million | ▲ +20.1% |
| 2014 | 1.37x | $24.20 Million | $17.65 Million | ▼ -39.9% |
| 2013 | 2.28x | $13.06 Million | $5.72 Million | ▲ +109.3% |
| 2012 | 1.09x | $11.55 Million | $10.59 Million | ▼ -17.6% |
| 2011 | 1.32x | $13.94 Million | $10.53 Million | ▼ -23.4% |
| 2010 | 1.73x | $11.21 Million | $6.49 Million | ▲ +110.2% |
| 2009 | 0.82x | $4.15 Million | $5.05 Million | ▼ -69.6% |
| 2008 | 2.70x | $8.21 Million | $3.04 Million | ▲ +85.5% |
| 2007 | 1.46x | $7.09 Million | $4.87 Million | ▲ +5.4% |
| 2006 | 1.38x | $5.70 Million | $4.13 Million | ▲ +5.2% |
| 2005 | 1.31x | $5.88 Million | $4.48 Million | ▼ -20.7% |
| 2004 | 1.66x | $7.37 Million | $4.45 Million | ▲ +22.1% |
| 2003 | 1.36x | $7.54 Million | $5.56 Million | ▲ +6.6% |
| 2002 | 1.27x | $6.38 Million | $5.01 Million | ▲ +63.7% |
| 2001 | 0.78x | $3.76 Million | $4.84 Million | ▼ -31.6% |
| 2000 | 1.14x | $4.44 Million | $3.91 Million | ▼ -0.6% |
| 1999 | 1.14x | $4.33 Million | $3.79 Million | ▼ -10.7% |
| 1998 | 1.28x | $4.36 Million | $3.41 Million | ▲ +10.6% |
| 1997 | 1.16x | $3.48 Million | $3.01 Million | — |