Peoples Fin (PFIS) — Cash Flow Quality Index
Peoples Fin (PFIS) has a Cash Flow Quality Index of 0.56x as of March 2026. Operating cash flow of $8.30 Million is below net income of $14.75 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore PFIS long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Peoples Fin Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for Peoples Fin across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PFIS goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Peoples Fin (1997–2025)
Year-by-year earnings quality comparison for Peoples Fin. For live market cap and the full company financial profile, see PFIS market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.92x | $54.27 Million | $59.19 Million | ▼ -77.0% |
| 2024 | 3.99x | $33.92 Million | $8.50 Million | ▲ +228.7% |
| 2023 | 1.21x | $33.25 Million | $27.38 Million | ▲ +9.2% |
| 2022 | 1.11x | $42.36 Million | $38.09 Million | ▲ +18.7% |
| 2021 | 0.94x | $40.77 Million | $43.52 Million | ▼ -26.0% |
| 2020 | 1.27x | $37.18 Million | $29.35 Million | ▼ -12.1% |
| 2019 | 1.44x | $37.08 Million | $25.74 Million | ▲ +10.0% |
| 2018 | 1.31x | $32.63 Million | $24.92 Million | ▼ -15.5% |
| 2017 | 1.55x | $28.59 Million | $18.46 Million | ▲ +8.1% |
| 2016 | 1.43x | $28.05 Million | $19.58 Million | ▼ -13.0% |
| 2015 | 1.65x | $29.18 Million | $17.72 Million | ▲ +20.1% |
| 2014 | 1.37x | $24.20 Million | $17.65 Million | ▼ -39.9% |
| 2013 | 2.28x | $13.06 Million | $5.72 Million | ▲ +109.3% |
| 2012 | 1.09x | $11.55 Million | $10.59 Million | ▼ -17.6% |
| 2011 | 1.32x | $13.94 Million | $10.53 Million | ▼ -23.4% |
| 2010 | 1.73x | $11.21 Million | $6.49 Million | ▲ +110.2% |
| 2009 | 0.82x | $4.15 Million | $5.05 Million | ▼ -69.6% |
| 2008 | 2.70x | $8.21 Million | $3.04 Million | ▲ +85.5% |
| 2007 | 1.46x | $7.09 Million | $4.87 Million | ▲ +5.4% |
| 2006 | 1.38x | $5.70 Million | $4.13 Million | ▲ +5.2% |
| 2005 | 1.31x | $5.88 Million | $4.48 Million | ▼ -20.7% |
| 2004 | 1.66x | $7.37 Million | $4.45 Million | ▲ +22.1% |
| 2003 | 1.36x | $7.54 Million | $5.56 Million | ▲ +6.6% |
| 2002 | 1.27x | $6.38 Million | $5.01 Million | ▲ +63.7% |
| 2001 | 0.78x | $3.76 Million | $4.84 Million | ▼ -31.6% |
| 2000 | 1.14x | $4.44 Million | $3.91 Million | ▼ -0.6% |
| 1999 | 1.14x | $4.33 Million | $3.79 Million | ▼ -10.7% |
| 1998 | 1.28x | $4.36 Million | $3.41 Million | ▲ +10.6% |
| 1997 | 1.16x | $3.48 Million | $3.01 Million | — |