Peoples Fin (PFIS) — Defensive Interval Ratio
Peoples Fin (PFIS) has a Defensive Interval Ratio of 37 days as of March 2026. Defensive assets of $17.99 Million (cash $-, short-term investments $-, receivables $17.99 Million) cover 37 days of daily cash needs of $491.29K/day. Check PFIS tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Peoples Fin Defensive Interval Ratio (1997–2025)
This chart shows how Peoples Fin's Defensive Interval Ratio has evolved across 29 annual periods from 1997 to 2025. As of March 2026, the ratio stands at 37 days, meaning defensive assets of $17.99 Million can fund 37 days of operations without new revenue. Also explore Peoples Fin annual equity growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Peoples Fin (1997–2025)
The table below presents the year-by-year Defensive Interval Ratio for Peoples Fin from 1997 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Peoples Fin worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2442 days | $218.88 Million | $89.65K/day | $- | $201.24 Million | ▲ +2418 days |
| 2024 | 23 days | $283.19 Million | $12.13 Million/day | $- | $267.56 Million | ▼ -22 days |
| 2023 | 45 days | $411.66 Million | $9.05 Million/day | $- | $398.93 Million | ▼ -11 days |
| 2022 | 56 days | $489.42 Million | $8.66 Million/day | $- | $477.70 Million | ▼ -470373 days |
| 2021 | 470430 days | $525.85 Million | $1.12K/day | $- | $517.32 Million | ▲ +470385 days |
| 2020 | 45 days | $304.17 Million | $6.82 Million/day | $- | $295.91 Million | ▼ -13 days |
| 2019 | 58 days | $337.46 Million | $5.82 Million/day | $- | $330.48 Million | ▲ +6 days |
| 2018 | 51 days | $276.80 Million | $5.38 Million/day | $- | $269.68 Million | ▼ -4 days |
| 2017 | 55 days | $279.48 Million | $5.05 Million/day | $- | $272.55 Million | ▼ -3 days |
| 2016 | 58 days | $265.64 Million | $4.58 Million/day | $- | $259.41 Million | ▼ -13 days |
| 2015 | 71 days | $290.73 Million | $4.10 Million/day | $- | $284.94 Million | ▼ -16 days |
| 2014 | 87 days | $345.17 Million | $3.96 Million/day | $- | $339.59 Million | ▲ +9 days |
| 2013 | 78 days | $305.58 Million | $3.90 Million/day | $- | $299.71 Million | ▼ -4 days |
| 2012 | 82 days | $164.25 Million | $2.00 Million/day | $- | $161.39 Million | ▼ -15 days |
| 2011 | 97 days | $143.35 Million | $1.47 Million/day | $- | $139.90 Million | ▲ +2 days |
| 2010 | 95 days | $124.78 Million | $1.31 Million/day | $- | $121.77 Million | ▼ -17 days |
| 2009 | 113 days | $133.09 Million | $1.18 Million/day | $- | $130.51 Million | ▲ +8 days |
| 2008 | 105 days | $112.77 Million | $1.07 Million/day | $- | $110.25 Million | ▼ -14 days |
| 2007 | 120 days | $114.98 Million | $962.20K/day | $- | $112.75 Million | ▼ -2 days |
| 2006 | 122 days | $112.16 Million | $922.99K/day | $- | $110.30 Million | ▼ -6 days |
| 2005 | 127 days | $110.14 Million | $864.18K/day | $- | $108.31 Million | ▲ +125 days |
| 2004 | 3 days | $1.99 Million | $794.35K/day | $- | $- | ▼ -34 days |
| 2003 | 37 days | $29.10 Million | $787.37K/day | $- | $27.05 Million | ▲ +4 days |
| 2002 | 33 days | $24.87 Million | $747.82K/day | $- | $22.71 Million | ▲ +30 days |
| 2001 | 3 days | $2.28 Million | $714.88K/day | $- | $- | ▼ 0 days |
| 2000 | 4 days | $2.36 Million | $652.01K/day | $- | $- | ▲ +0 days |
| 1999 | 3 days | $2.00 Million | $606.23K/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $1.78 Million | $586.06K/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $1.78 Million | $555.80K/day | $- | $- | — |