Peoples Fin (PFIS) — Cash Flow Reinvestment Rate

Latest as of June 2026: 1.36x

Peoples Fin (PFIS) has a Cash Flow Reinvestment Rate of 1.36x as of June 2026, reinvesting $18.87 Million (capex $2.19 Million plus investments $16.68 Million) from operating cash flow of $13.87 Million. See PFIS FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.36x
(Capex + Investments) / Operating CF

Total Reinvested

$18.87 Million
Capex + Investments

Operating Cash Flow

$13.87 Million
USD

Capital Expenditures

$2.19 Million
USD

Peoples Fin Cash Flow Reinvestment Rate (1997–2025)

Historical reinvestment intensity for Peoples Fin across 29 annual periods. For the full cash flow conversion analysis, see Peoples Fin (PFIS) cash conversion ratio.

Annual Cash Flow Reinvestment Rate for Peoples Fin (1997–2025)

Year-by-year capital reinvestment analysis for Peoples Fin. See financial flexibility index of Peoples Fin to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.96x $51.94 Million $54.27 Million $10.93 Million ▼ -91.7%
2024 11.49x $389.72 Million $33.92 Million $2.58 Million ▲ +138.3%
2023 4.82x $160.30 Million $33.25 Million $5.92 Million ▲ +105.0%
2022 2.35x $99.61 Million $42.36 Million $7.83 Million ▼ -68.4%
2021 7.43x $303.09 Million $40.77 Million $4.88 Million ▲ +35.8%
2020 5.47x $203.53 Million $37.18 Million $2.29 Million ▲ +182.2%
2019 1.94x $71.93 Million $37.08 Million $5.60 Million ▲ +1322.0%
2018 0.14x $4.45 Million $32.63 Million $4.07 Million ▼ -83.9%
2017 0.85x $24.21 Million $28.59 Million $6.25 Million ▼ -5.7%
2016 0.90x $25.19 Million $28.05 Million $6.76 Million ▼ -52.5%
2015 1.89x $55.12 Million $29.18 Million $4.42 Million ▲ +20.8%
2014 1.56x $37.85 Million $24.20 Million $1.07 Million ▲ +61.1%
2013 0.97x $12.68 Million $13.06 Million $614.00K ▲ +287.0%
2012 0.25x $2.90 Million $11.55 Million $2.90 Million ▼ -94.7%
2011 4.71x $65.59 Million $13.94 Million $739.00K ▲ +3543.0%
2010 0.13x $1.45 Million $11.21 Million $1.45 Million ▼ -18.5%
2009 0.16x $658.00K $4.15 Million $658.00K ▼ -43.0%
2008 0.28x $2.28 Million $8.21 Million $2.28 Million ▲ +507.0%
2007 0.05x $325.00K $7.09 Million $325.00K ▼ -72.7%
2006 0.17x $956.00K $5.70 Million $956.00K ▼ -30.8%
2005 0.24x $1.42 Million $5.88 Million $1.42 Million ▲ +107.6%
2004 0.12x $860.00K $7.37 Million $860.00K ▼ -8.5%
2003 0.13x $962.00K $7.54 Million $962.00K ▲ +0.9%
2002 0.13x $806.00K $6.38 Million $806.00K ▲ +37.2%
2001 0.09x $346.00K $3.76 Million $346.00K ▲ +20.5%
2000 0.08x $339.00K $4.44 Million $339.00K ▲ +4.5%
1999 0.07x $316.33K $4.33 Million $316.33K ▲ +43.2%
1998 0.05x $222.36K $4.36 Million $222.36K ▼ -96.5%
1997 1.46x $5.09 Million $3.48 Million $5.09 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow