Provident Financial Holdings Inc (PROV) — Cash Flow Quality Index
Provident Financial Holdings Inc (PROV) has a Cash Flow Quality Index of 1.40x as of March 2026. Operating cash flow of $1.89 Million exceeds net income of $1.35 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does Provident Financial Holdings Inc generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Provident Financial Holdings Inc Cash Flow Quality Index (1996–2025)
Historical Cash Flow Quality Index for Provident Financial Holdings Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Provident Financial Holdings Inc (PROV) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Provident Financial Holdings Inc (1996–2025)
Year-by-year earnings quality comparison for Provident Financial Holdings Inc. For live market cap and the full company financial profile, see PROV market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.39x | $8.69 Million | $6.25 Million | ▲ +79.5% |
| 2024 | 0.77x | $5.68 Million | $7.35 Million | ▼ -59.3% |
| 2023 | 1.90x | $16.32 Million | $8.59 Million | ▲ +46.5% |
| 2022 | 1.30x | $11.79 Million | $9.09 Million | ▼ -15.3% |
| 2021 | 1.53x | $11.57 Million | $7.56 Million | ▲ +48.0% |
| 2020 | 1.03x | $7.95 Million | $7.69 Million | ▼ -95.7% |
| 2019 | 24.25x | $107.09 Million | $4.42 Million | ▲ +84.6% |
| 2018 | 13.13x | $27.99 Million | $2.13 Million | ▼ -18.0% |
| 2017 | 16.02x | $83.44 Million | $5.21 Million | ▲ +150.9% |
| 2016 | 6.39x | $47.73 Million | $7.47 Million | ▲ +208.4% |
| 2015 | -5.89x | $-57.77 Million | $9.80 Million | ▼ -180.2% |
| 2014 | 7.34x | $48.52 Million | $6.61 Million | ▲ +244.1% |
| 2013 | 2.13x | $55.06 Million | $25.80 Million | ▲ +287.2% |
| 2012 | -1.14x | $-12.32 Million | $10.81 Million | ▼ -524.3% |
| 2011 | -0.18x | $-2.41 Million | $13.22 Million | ▼ -121.0% |
| 2010 | 0.87x | $969.00K | $1.11 Million | ▼ -98.4% |
| 2008 | 55.87x | $48.05 Million | $860.00K | ▲ +1198.0% |
| 2007 | 4.30x | $48.58 Million | $11.29 Million | ▲ +48.1% |
| 2006 | 2.91x | $59.72 Million | $20.54 Million | ▲ +202.2% |
| 2005 | -2.85x | $-53.21 Million | $18.70 Million | ▼ -224.1% |
| 2004 | 2.29x | $34.56 Million | $15.07 Million | ▲ +328.9% |
| 2003 | -1.00x | $-16.92 Million | $16.89 Million | ▼ -110.8% |
| 2002 | 9.27x | $84.47 Million | $9.11 Million | ▲ +204.6% |
| 2001 | -8.86x | $-78.77 Million | $8.89 Million | ▼ -1485.0% |
| 2000 | 0.64x | $4.64 Million | $7.26 Million | ▼ -81.0% |
| 1999 | 3.36x | $35.30 Million | $10.50 Million | ▲ +139.8% |
| 1998 | -8.44x | $-42.20 Million | $5.00 Million | ▼ -142.2% |
| 1997 | 20.00x | $38.00 Million | $1.90 Million | ▲ +823.8% |
| 1996 | -2.76x | $-7.75 Million | $2.81 Million | — |