Provident Financial Holdings Inc Cash Flow Quality Index
Provident Financial Holdings Inc cash flow quality index. Provident Financial Holdings Inc (PROV) has a Cash Flow Quality Index of 1.54x as of June 2026. Operating cash flow of $3.37 Million exceeds net income of $2.18 Million, indicating high earnings quality where cash backs reported profits. See Provident Financial Holdings Inc (PROV) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Provident Financial Holdings Inc (1996–2026)
Cash flow quality index of Provident Financial Holdings Inc from 1996 to 2026. Historical Cash Flow Quality Index for Provident Financial Holdings Inc across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Provident Financial Holdings Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Provident Financial Holdings Inc Cash Flow Quality Index by Year (1996–2026)
Provident Financial Holdings Inc cash flow quality index by year from 1996 to 2026. Year-by-year earnings quality comparison for Provident Financial Holdings Inc. For the full cash flow conversion analysis, see Provident Financial Holdings Inc (PROV) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.35x | $8.97 Million | $6.66 Million | ▼ -2.9% |
| 2025 | 1.39x | $8.69 Million | $6.25 Million | ▲ +79.5% |
| 2024 | 0.77x | $5.68 Million | $7.35 Million | ▼ -59.3% |
| 2023 | 1.90x | $16.32 Million | $8.59 Million | ▲ +46.5% |
| 2022 | 1.30x | $11.79 Million | $9.09 Million | ▼ -15.3% |
| 2021 | 1.53x | $11.57 Million | $7.56 Million | ▲ +48.0% |
| 2020 | 1.03x | $7.95 Million | $7.69 Million | ▼ -95.7% |
| 2019 | 24.25x | $107.09 Million | $4.42 Million | ▲ +84.6% |
| 2018 | 13.13x | $27.99 Million | $2.13 Million | ▼ -18.0% |
| 2017 | 16.02x | $83.44 Million | $5.21 Million | ▲ +150.9% |
| 2016 | 6.39x | $47.73 Million | $7.47 Million | ▲ +208.4% |
| 2015 | -5.89x | $-57.77 Million | $9.80 Million | ▼ -180.2% |
| 2014 | 7.34x | $48.52 Million | $6.61 Million | ▲ +244.1% |
| 2013 | 2.13x | $55.06 Million | $25.80 Million | ▲ +287.2% |
| 2012 | -1.14x | $-12.32 Million | $10.81 Million | ▼ -524.3% |
| 2011 | -0.18x | $-2.41 Million | $13.22 Million | ▼ -121.0% |
| 2010 | 0.87x | $969.00K | $1.11 Million | ▼ -98.4% |
| 2008 | 55.87x | $48.05 Million | $860.00K | ▲ +1198.0% |
| 2007 | 4.30x | $48.58 Million | $11.29 Million | ▲ +48.1% |
| 2006 | 2.91x | $59.72 Million | $20.54 Million | ▲ +202.2% |
| 2005 | -2.85x | $-53.21 Million | $18.70 Million | ▼ -224.1% |
| 2004 | 2.29x | $34.56 Million | $15.07 Million | ▲ +328.9% |
| 2003 | -1.00x | $-16.92 Million | $16.89 Million | ▼ -110.8% |
| 2002 | 9.27x | $84.47 Million | $9.11 Million | ▲ +204.6% |
| 2001 | -8.86x | $-78.77 Million | $8.89 Million | ▼ -1485.0% |
| 2000 | 0.64x | $4.64 Million | $7.26 Million | ▼ -81.0% |
| 1999 | 3.36x | $35.30 Million | $10.50 Million | ▲ +139.8% |
| 1998 | -8.44x | $-42.20 Million | $5.00 Million | ▼ -142.2% |
| 1997 | 20.00x | $38.00 Million | $1.90 Million | ▲ +823.8% |
| 1996 | -2.76x | $-7.75 Million | $2.81 Million | — |