Provident Financial Holdings Inc (PROV) — Financial Flexibility Index
Provident Financial Holdings Inc (PROV) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $2.04 Million (operating CF $1.89 Million minus capex $145.00K) represents 0% of total liabilities ($1.09 Billion). Check Provident Financial Holdings Inc (PROV) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Provident Financial Holdings Inc Financial Flexibility Index (1996–2025)
Historical Financial Flexibility Index trend for Provident Financial Holdings Inc across 30 annual periods. For the full cash flow conversion analysis, see PROV operating cash flow.
Annual Financial Flexibility Index for Provident Financial Holdings Inc (1996–2025)
Year-by-year free cash flow to debt coverage for Provident Financial Holdings Inc. Explore Provident Financial Holdings Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $9.21 Million | $8.69 Million | $1.12 Billion | ▲ +29.5% |
| 2024 | 0.01x | $7.27 Million | $5.68 Million | $1.14 Billion | ▼ -55.1% |
| 2023 | 0.01x | $17.07 Million | $16.32 Million | $1.20 Billion | ▲ +25.5% |
| 2022 | 0.01x | $11.96 Million | $11.79 Million | $1.06 Billion | ▲ +1.2% |
| 2021 | 0.01x | $11.80 Million | $11.57 Million | $1.06 Billion | ▲ +43.7% |
| 2020 | 0.01x | $8.18 Million | $7.95 Million | $1.05 Billion | ▼ -93.0% |
| 2019 | 0.11x | $107.54 Million | $107.09 Million | $964.21 Million | ▲ +280.9% |
| 2018 | 0.03x | $30.89 Million | $27.99 Million | $1.06 Billion | ▼ -63.0% |
| 2017 | 0.08x | $84.93 Million | $83.44 Million | $1.07 Billion | ▲ +66.9% |
| 2016 | 0.05x | $49.25 Million | $47.73 Million | $1.04 Billion | ▲ +185.4% |
| 2015 | -0.06x | $-57.40 Million | $-57.77 Million | $1.03 Billion | ▼ -208.3% |
| 2014 | 0.05x | $49.23 Million | $48.52 Million | $959.77 Million | ▼ -4.0% |
| 2013 | 0.05x | $56.18 Million | $55.06 Million | $1.05 Billion | ▲ +713.2% |
| 2012 | -0.01x | $-9.73 Million | $-12.32 Million | $1.12 Billion | ▼ -566.0% |
| 2011 | 0.00x | $-1.53 Million | $-2.41 Million | $1.17 Billion | ▼ -222.0% |
| 2010 | 0.00x | $1.36 Million | $969.00K | $1.27 Billion | ▲ +101.8% |
| 2009 | -0.06x | $-84.99 Million | $-85.78 Million | $1.46 Billion | ▼ -280.7% |
| 2008 | 0.03x | $48.45 Million | $48.05 Million | $1.51 Billion | ▼ -2.1% |
| 2007 | 0.03x | $49.82 Million | $48.58 Million | $1.52 Billion | ▼ -19.3% |
| 2006 | 0.04x | $60.41 Million | $59.72 Million | $1.49 Billion | ▲ +216.7% |
| 2005 | -0.03x | $-52.56 Million | $-53.21 Million | $1.51 Billion | ▼ -218.1% |
| 2004 | 0.03x | $35.65 Million | $34.56 Million | $1.21 Billion | ▲ +319.2% |
| 2003 | -0.01x | $-15.54 Million | $-16.92 Million | $1.15 Billion | ▼ -114.0% |
| 2002 | 0.10x | $86.71 Million | $84.47 Million | $902.29 Million | ▲ +226.8% |
| 2001 | -0.08x | $-77.28 Million | $-78.77 Million | $1.02 Billion | ▼ -1539.0% |
| 2000 | 0.01x | $5.58 Million | $4.64 Million | $1.06 Billion | ▼ -87.8% |
| 1999 | 0.04x | $37.30 Million | $35.30 Million | $867.70 Million | ▲ +176.5% |
| 1998 | -0.06x | $-41.00 Million | $-42.20 Million | $729.50 Million | ▼ -176.6% |
| 1997 | 0.07x | $38.90 Million | $38.00 Million | $530.10 Million | ▲ +612.4% |
| 1996 | -0.01x | $-7.14 Million | $-7.75 Million | $498.88 Million | — |