Provident Financial Holdings Inc (PROV) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Provident Financial Holdings Inc (PROV) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $2.04 Million (operating CF $1.89 Million minus capex $145.00K) represents 0% of total liabilities ($1.09 Billion). Also explore net asset momentum of Provident Financial Holdings Inc to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$2.04 Million
Operating CF − Capex

Total Liabilities

$1.09 Billion
USD

Capital Expenditures

$145.00K
USD

Provident Financial Holdings Inc Financial Flexibility Index (1996–2025)

Historical Financial Flexibility Index trend for Provident Financial Holdings Inc across 30 annual periods. Check PROV strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Provident Financial Holdings Inc (1996–2025)

Year-by-year free cash flow to debt coverage for Provident Financial Holdings Inc. For the full company profile including market capitalisation, see Provident Financial Holdings Inc market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $9.21 Million $8.69 Million $1.12 Billion ▲ +29.5%
2024 0.01x $7.27 Million $5.68 Million $1.14 Billion ▼ -55.1%
2023 0.01x $17.07 Million $16.32 Million $1.20 Billion ▲ +25.5%
2022 0.01x $11.96 Million $11.79 Million $1.06 Billion ▲ +1.2%
2021 0.01x $11.80 Million $11.57 Million $1.06 Billion ▲ +43.7%
2020 0.01x $8.18 Million $7.95 Million $1.05 Billion ▼ -93.0%
2019 0.11x $107.54 Million $107.09 Million $964.21 Million ▲ +280.9%
2018 0.03x $30.89 Million $27.99 Million $1.06 Billion ▼ -63.0%
2017 0.08x $84.93 Million $83.44 Million $1.07 Billion ▲ +66.9%
2016 0.05x $49.25 Million $47.73 Million $1.04 Billion ▲ +185.4%
2015 -0.06x $-57.40 Million $-57.77 Million $1.03 Billion ▼ -208.3%
2014 0.05x $49.23 Million $48.52 Million $959.77 Million ▼ -4.0%
2013 0.05x $56.18 Million $55.06 Million $1.05 Billion ▲ +713.2%
2012 -0.01x $-9.73 Million $-12.32 Million $1.12 Billion ▼ -566.0%
2011 0.00x $-1.53 Million $-2.41 Million $1.17 Billion ▼ -222.0%
2010 0.00x $1.36 Million $969.00K $1.27 Billion ▲ +101.8%
2009 -0.06x $-84.99 Million $-85.78 Million $1.46 Billion ▼ -280.7%
2008 0.03x $48.45 Million $48.05 Million $1.51 Billion ▼ -2.1%
2007 0.03x $49.82 Million $48.58 Million $1.52 Billion ▼ -19.3%
2006 0.04x $60.41 Million $59.72 Million $1.49 Billion ▲ +216.7%
2005 -0.03x $-52.56 Million $-53.21 Million $1.51 Billion ▼ -218.1%
2004 0.03x $35.65 Million $34.56 Million $1.21 Billion ▲ +319.2%
2003 -0.01x $-15.54 Million $-16.92 Million $1.15 Billion ▼ -114.0%
2002 0.10x $86.71 Million $84.47 Million $902.29 Million ▲ +226.8%
2001 -0.08x $-77.28 Million $-78.77 Million $1.02 Billion ▼ -1539.0%
2000 0.01x $5.58 Million $4.64 Million $1.06 Billion ▼ -87.8%
1999 0.04x $37.30 Million $35.30 Million $867.70 Million ▲ +176.5%
1998 -0.06x $-41.00 Million $-42.20 Million $729.50 Million ▼ -176.6%
1997 0.07x $38.90 Million $38.00 Million $530.10 Million ▲ +612.4%
1996 -0.01x $-7.14 Million $-7.75 Million $498.88 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities