Provident Financial Holdings Inc (PROV) — Financial Flexibility Index
Provident Financial Holdings Inc (PROV) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $2.04 Million (operating CF $1.89 Million minus capex $145.00K) represents 0% of total liabilities ($1.09 Billion). Check Provident Financial Holdings Inc (PROV) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Provident Financial Holdings Inc Financial Flexibility Index (1996–2025)
Historical Financial Flexibility Index trend for Provident Financial Holdings Inc across 30 annual periods. See Provident Financial Holdings Inc (PROV) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Provident Financial Holdings Inc (1996–2025)
Year-by-year free cash flow to debt coverage for Provident Financial Holdings Inc. For the full company profile including market capitalisation, see PROV stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $9.21 Million | $8.69 Million | $1.12 Billion | ▲ +29.5% |
| 2024 | 0.01x | $7.27 Million | $5.68 Million | $1.14 Billion | ▼ -55.1% |
| 2023 | 0.01x | $17.07 Million | $16.32 Million | $1.20 Billion | ▲ +25.5% |
| 2022 | 0.01x | $11.96 Million | $11.79 Million | $1.06 Billion | ▲ +1.2% |
| 2021 | 0.01x | $11.80 Million | $11.57 Million | $1.06 Billion | ▲ +43.7% |
| 2020 | 0.01x | $8.18 Million | $7.95 Million | $1.05 Billion | ▼ -93.0% |
| 2019 | 0.11x | $107.54 Million | $107.09 Million | $964.21 Million | ▲ +280.9% |
| 2018 | 0.03x | $30.89 Million | $27.99 Million | $1.06 Billion | ▼ -63.0% |
| 2017 | 0.08x | $84.93 Million | $83.44 Million | $1.07 Billion | ▲ +66.9% |
| 2016 | 0.05x | $49.25 Million | $47.73 Million | $1.04 Billion | ▲ +185.4% |
| 2015 | -0.06x | $-57.40 Million | $-57.77 Million | $1.03 Billion | ▼ -208.3% |
| 2014 | 0.05x | $49.23 Million | $48.52 Million | $959.77 Million | ▼ -4.0% |
| 2013 | 0.05x | $56.18 Million | $55.06 Million | $1.05 Billion | ▲ +713.2% |
| 2012 | -0.01x | $-9.73 Million | $-12.32 Million | $1.12 Billion | ▼ -566.0% |
| 2011 | 0.00x | $-1.53 Million | $-2.41 Million | $1.17 Billion | ▼ -222.0% |
| 2010 | 0.00x | $1.36 Million | $969.00K | $1.27 Billion | ▲ +101.8% |
| 2009 | -0.06x | $-84.99 Million | $-85.78 Million | $1.46 Billion | ▼ -280.7% |
| 2008 | 0.03x | $48.45 Million | $48.05 Million | $1.51 Billion | ▼ -2.1% |
| 2007 | 0.03x | $49.82 Million | $48.58 Million | $1.52 Billion | ▼ -19.3% |
| 2006 | 0.04x | $60.41 Million | $59.72 Million | $1.49 Billion | ▲ +216.7% |
| 2005 | -0.03x | $-52.56 Million | $-53.21 Million | $1.51 Billion | ▼ -218.1% |
| 2004 | 0.03x | $35.65 Million | $34.56 Million | $1.21 Billion | ▲ +319.2% |
| 2003 | -0.01x | $-15.54 Million | $-16.92 Million | $1.15 Billion | ▼ -114.0% |
| 2002 | 0.10x | $86.71 Million | $84.47 Million | $902.29 Million | ▲ +226.8% |
| 2001 | -0.08x | $-77.28 Million | $-78.77 Million | $1.02 Billion | ▼ -1539.0% |
| 2000 | 0.01x | $5.58 Million | $4.64 Million | $1.06 Billion | ▼ -87.8% |
| 1999 | 0.04x | $37.30 Million | $35.30 Million | $867.70 Million | ▲ +176.5% |
| 1998 | -0.06x | $-41.00 Million | $-42.20 Million | $729.50 Million | ▼ -176.6% |
| 1997 | 0.07x | $38.90 Million | $38.00 Million | $530.10 Million | ▲ +612.4% |
| 1996 | -0.01x | $-7.14 Million | $-7.75 Million | $498.88 Million | — |