Provident Financial Holdings Inc (PROV) — Cash Flow-to-Debt Ratio
Provident Financial Holdings Inc (PROV) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $1.89 Million could theoretically repay 0% of its total liabilities ($1.09 Billion) in one year. See Provident Financial Holdings Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Provident Financial Holdings Inc Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for Provident Financial Holdings Inc across 30 annual periods. For the full cash flow conversion analysis, see PROV operating cash flow.
Annual Cash Flow-to-Debt Ratio for Provident Financial Holdings Inc (1996–2025)
Year-by-year debt coverage analysis for Provident Financial Holdings Inc. Check PROV cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $8.69 Million | $1.12 Billion | ▲ +56.2% |
| 2024 | 0.00x | $5.68 Million | $1.14 Billion | ▼ -63.3% |
| 2023 | 0.01x | $16.32 Million | $1.20 Billion | ▲ +21.8% |
| 2022 | 0.01x | $11.79 Million | $1.06 Billion | ▲ +1.7% |
| 2021 | 0.01x | $11.57 Million | $1.06 Billion | ▲ +45.0% |
| 2020 | 0.01x | $7.95 Million | $1.05 Billion | ▼ -93.2% |
| 2019 | 0.11x | $107.09 Million | $964.21 Million | ▲ +318.7% |
| 2018 | 0.03x | $27.99 Million | $1.06 Billion | ▼ -65.9% |
| 2017 | 0.08x | $83.44 Million | $1.07 Billion | ▲ +69.2% |
| 2016 | 0.05x | $47.73 Million | $1.04 Billion | ▲ +182.3% |
| 2015 | -0.06x | $-57.77 Million | $1.03 Billion | ▼ -210.6% |
| 2014 | 0.05x | $48.52 Million | $959.77 Million | ▼ -3.5% |
| 2013 | 0.05x | $55.06 Million | $1.05 Billion | ▲ +574.5% |
| 2012 | -0.01x | $-12.32 Million | $1.12 Billion | ▼ -436.4% |
| 2011 | 0.00x | $-2.41 Million | $1.17 Billion | ▼ -370.1% |
| 2010 | 0.00x | $969.00K | $1.27 Billion | ▲ +101.3% |
| 2009 | -0.06x | $-85.78 Million | $1.46 Billion | ▼ -283.9% |
| 2008 | 0.03x | $48.05 Million | $1.51 Billion | ▼ -0.4% |
| 2007 | 0.03x | $48.58 Million | $1.52 Billion | ▼ -20.4% |
| 2006 | 0.04x | $59.72 Million | $1.49 Billion | ▲ +214.0% |
| 2005 | -0.04x | $-53.21 Million | $1.51 Billion | ▼ -223.4% |
| 2004 | 0.03x | $34.56 Million | $1.21 Billion | ▲ +295.0% |
| 2003 | -0.01x | $-16.92 Million | $1.15 Billion | ▼ -115.7% |
| 2002 | 0.09x | $84.47 Million | $902.29 Million | ▲ +221.2% |
| 2001 | -0.08x | $-78.77 Million | $1.02 Billion | ▼ -1860.8% |
| 2000 | 0.00x | $4.64 Million | $1.06 Billion | ▼ -89.2% |
| 1999 | 0.04x | $35.30 Million | $867.70 Million | ▲ +170.3% |
| 1998 | -0.06x | $-42.20 Million | $729.50 Million | ▼ -180.7% |
| 1997 | 0.07x | $38.00 Million | $530.10 Million | ▲ +561.3% |
| 1996 | -0.02x | $-7.75 Million | $498.88 Million | — |