Provident Financial Holdings Inc Defensive Interval Ratio
Provident Financial Holdings Inc defensive interval ratio. Provident Financial Holdings Inc (PROV) has a Defensive Interval Ratio of 305 days as of June 2026. Defensive assets of $93.54 Million (cash $-, short-term investments $89.25 Million, receivables $4.29 Million) cover 305 days of daily cash needs of $306.85K/day. See PROV working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Provident Financial Holdings Inc (1996–2026)
Defensive interval ratio of Provident Financial Holdings Inc from 1996 to 2026. This chart shows how Provident Financial Holdings Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1996 to 2026. As of June 2026, the ratio stands at 305 days, meaning defensive assets of $93.54 Million can fund 305 days of operations without new revenue. Check Provident Financial Holdings Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Provident Financial Holdings Inc Defensive Interval Ratio by Year (1996–2026)
Provident Financial Holdings Inc defensive interval ratio by year from 1996 to 2026. The table below presents the year-by-year Defensive Interval Ratio for Provident Financial Holdings Inc from 1996 to 2026, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Provident Financial Holdings Inc balance sheet assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 17 days | $5.22 Million | $306.85K/day | $- | $936.00K | ▲ +15 days |
| 2025 | 2 days | $4.28 Million | $2.43 Million/day | $- | $69.00K | ▼ -1 days |
| 2024 | 3 days | $6.14 Million | $2.43 Million/day | $- | $1.85 Million | ▲ +0 days |
| 2023 | 2 days | $5.87 Million | $2.65 Million/day | $- | $2.15 Million | ▲ +0 days |
| 2022 | 2 days | $5.64 Million | $2.67 Million/day | $- | $2.68 Million | ▼ 0 days |
| 2021 | 3 days | $6.59 Million | $2.62 Million/day | $- | $3.59 Million | ▼ -1 days |
| 2020 | 3 days | $7.99 Million | $2.50 Million/day | $- | $4.72 Million | ▼ -1 days |
| 2019 | 4 days | $9.39 Million | $2.36 Million/day | $- | $5.97 Million | ▼ 0 days |
| 2018 | 4 days | $10.71 Million | $2.55 Million/day | $- | $7.50 Million | ▼ -1 days |
| 2017 | 5 days | $12.23 Million | $2.59 Million/day | $- | $9.32 Million | ▼ -1 days |
| 2016 | 6 days | $14.32 Million | $2.59 Million/day | $- | $11.54 Million | ▼ -1 days |
| 2015 | 7 days | $17.00 Million | $2.58 Million/day | $- | $14.16 Million | ▼ -1 days |
| 2014 | 7 days | $18.83 Million | $2.52 Million/day | $- | $16.35 Million | ▼ -1 days |
| 2013 | 9 days | $22.50 Million | $2.59 Million/day | $- | $19.51 Million | ▼ -1 days |
| 2012 | 10 days | $26.18 Million | $2.71 Million/day | $- | $22.90 Million | ▲ +8 days |
| 2011 | 1 days | $3.78 Million | $2.59 Million/day | $- | $- | ▼ 0 days |
| 2010 | 2 days | $4.64 Million | $2.56 Million/day | $- | $- | ▼ -47 days |
| 2009 | 48 days | $131.44 Million | $2.71 Million/day | $- | $125.28 Million | ▼ -8 days |
| 2008 | 57 days | $160.38 Million | $2.82 Million/day | $- | $153.10 Million | ▼ -15 days |
| 2007 | 72 days | $199.59 Million | $2.79 Million/day | $- | $131.84 Million | ▼ -19 days |
| 2006 | 90 days | $232.86 Million | $2.58 Million/day | $- | $126.16 Million | ▼ -41 days |
| 2005 | 131 days | $404.93 Million | $3.08 Million/day | $- | $230.83 Million | ▲ +108 days |
| 2004 | 23 days | $60.13 Million | $2.61 Million/day | $- | $-31.31 Million | ▼ -68 days |
| 2003 | 91 days | $196.67 Million | $2.16 Million/day | $- | $76.84 Million | ▼ -7 days |
| 2002 | 98 days | $187.66 Million | $1.92 Million/day | $- | $114.83 Million | ▲ +33 days |
| 2001 | 65 days | $144.29 Million | $2.23 Million/day | $- | $- | ▲ +62 days |
| 2000 | 3 days | $7.39 Million | $2.58 Million/day | $- | $- | ▲ +0 days |
| 1999 | 3 days | $6.00 Million | $2.23 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $4.90 Million | $1.64 Million/day | $- | $- | ▲ +1 days |
| 1997 | 2 days | $3.40 Million | $1.43 Million/day | $- | $- | ▲ +0 days |
| 1996 | 2 days | $3.08 Million | $1.31 Million/day | $- | $- | — |