Provident Financial Holdings Inc (PROV) — Net Asset Quality Index

Latest as of March 2026: 10.4%

Provident Financial Holdings Inc (PROV) has a Net Asset Quality Index of 10.4% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.22 Billion minus total liabilities of $1.09 Billion yields net assets of $126.57 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Provident Financial Holdings Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

10.4%
Equity / Total Assets

Net Assets

$126.57 Million
USD

Total Assets

$1.22 Billion
USD

Total Liabilities

$1.09 Billion
USD

Provident Financial Holdings Inc Net Asset Quality Index Over Time (1996–2025)

This chart shows how Provident Financial Holdings Inc's Net Asset Quality Index has evolved across 30 annual periods from 1996 to 2025. As of March 2026, the index stands at 10.4%, representing net assets of $126.57 Million against total assets of $1.22 Billion USD. See working capital to net assets of Provident Financial Holdings Inc to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Provident Financial Holdings Inc (1996–2025)

The table below presents the year-by-year Net Asset Quality Index for Provident Financial Holdings Inc from 1996 to 2025, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Provident Financial Holdings Inc market capitalisation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 10.3% $128.54 Million $1.25 Billion $1.12 Billion ▲ +0.1 pp
2024 10.2% $129.94 Million $1.27 Billion $1.14 Billion ▲ +0.5 pp
2023 9.7% $129.69 Million $1.33 Billion $1.20 Billion ▼ -1.1 pp
2022 10.8% $128.65 Million $1.19 Billion $1.06 Billion ▲ +0.1 pp
2021 10.8% $127.28 Million $1.18 Billion $1.06 Billion ▲ +0.2 pp
2020 10.5% $123.98 Million $1.18 Billion $1.05 Billion ▼ -0.6 pp
2019 11.1% $120.64 Million $1.08 Billion $964.21 Million ▲ +0.9 pp
2018 10.2% $120.46 Million $1.18 Billion $1.06 Billion ▼ -0.4 pp
2017 10.7% $128.23 Million $1.20 Billion $1.07 Billion ▼ -0.7 pp
2016 11.4% $133.45 Million $1.17 Billion $1.04 Billion ▼ -0.6 pp
2015 12.0% $141.14 Million $1.17 Billion $1.03 Billion ▼ -1.2 pp
2014 13.2% $145.86 Million $1.11 Billion $959.77 Million ▼ 0.0 pp
2013 13.2% $159.97 Million $1.21 Billion $1.05 Billion ▲ +1.7 pp
2012 11.5% $144.78 Million $1.26 Billion $1.12 Billion ▲ +0.7 pp
2011 10.8% $141.74 Million $1.31 Billion $1.17 Billion ▲ +1.7 pp
2010 9.1% $127.74 Million $1.40 Billion $1.27 Billion ▲ +1.9 pp
2009 7.3% $114.91 Million $1.58 Billion $1.46 Billion ▼ -0.3 pp
2008 7.6% $123.98 Million $1.63 Billion $1.51 Billion ▼ -0.2 pp
2007 7.8% $128.93 Million $1.65 Billion $1.52 Billion ▼ -0.6 pp
2006 8.4% $136.21 Million $1.62 Billion $1.49 Billion ▲ +0.9 pp
2005 7.5% $122.99 Million $1.63 Billion $1.51 Billion ▼ -0.8 pp
2004 8.3% $109.98 Million $1.32 Billion $1.21 Billion ▼ -0.1 pp
2003 8.5% $106.88 Million $1.26 Billion $1.15 Billion ▼ -1.8 pp
2002 10.2% $103.03 Million $1.01 Billion $902.29 Million ▲ +1.5 pp
2001 8.7% $97.26 Million $1.12 Billion $1.02 Billion ▲ +1.0 pp
2000 7.8% $88.97 Million $1.15 Billion $1.06 Billion ▼ -1.6 pp
1999 9.4% $89.70 Million $957.40 Million $867.70 Million ▼ -1.3 pp
1998 10.6% $86.70 Million $816.20 Million $729.50 Million ▼ -3.3 pp
1997 13.9% $85.40 Million $615.50 Million $530.10 Million ▼ -0.8 pp
1996 14.7% $85.97 Million $584.85 Million $498.88 Million
pp = percentage points