Seacoast Banking Corporation of Florida (SBCF) — Cash Flow Quality Index

Latest as of September 2025: 0.83x

Seacoast Banking Corporation of Florida (SBCF) has a Cash Flow Quality Index of 0.83x as of September 2025. Operating cash flow of $30.21 Million is below net income of $36.47 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of Seacoast Banking Corporation of Florida to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.83x
Operating CF / Net Income

Operating Cash Flow

$30.21 Million
USD

Net Income

$36.47 Million
USD

Data as of

Sep 2025
Most recent filing

Seacoast Banking Corporation of Florida Cash Flow Quality Index (1991–2024)

Historical Cash Flow Quality Index for Seacoast Banking Corporation of Florida across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Seacoast Banking Corporation of Florida tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Seacoast Banking Corporation of Florida (1991–2024)

Year-by-year earnings quality comparison for Seacoast Banking Corporation of Florida. For live market cap and the full company financial profile, see SBCF company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.49x $179.90 Million $120.99 Million ▲ +2.7%
2023 1.45x $150.61 Million $104.03 Million ▼ -21.3%
2022 1.84x $195.86 Million $106.51 Million ▲ +48.0%
2021 1.24x $154.57 Million $124.40 Million ▲ +59.3%
2020 0.78x $60.65 Million $77.76 Million ▼ -34.6%
2019 1.19x $117.75 Million $98.74 Million ▼ -38.1%
2018 1.93x $129.61 Million $67.28 Million ▲ +68.8%
2017 1.14x $48.91 Million $42.87 Million ▼ -46.3%
2016 2.12x $62.01 Million $29.20 Million ▲ +59.3%
2015 1.33x $29.51 Million $22.14 Million ▼ -65.4%
2014 3.85x $21.95 Million $5.70 Million ▲ +301.8%
2013 0.96x $49.85 Million $51.99 Million ▼ -73.1%
2011 3.56x $23.74 Million $6.67 Million ▲ +107.6%
2007 1.72x $16.75 Million $9.77 Million ▲ +116.5%
2006 0.79x $18.90 Million $23.85 Million ▼ -31.0%
2005 1.15x $23.86 Million $20.76 Million ▼ -47.2%
2004 2.18x $32.49 Million $14.92 Million ▼ -73.2%
2003 8.12x $113.83 Million $14.02 Million ▲ +406.4%
2002 1.60x $24.52 Million $15.29 Million ▲ +28.1%
2001 1.25x $17.70 Million $14.13 Million ▲ +17.9%
2000 1.06x $12.84 Million $12.09 Million ▼ -16.1%
1999 1.26x $14.80 Million $11.70 Million ▼ -19.6%
1998 1.57x $15.10 Million $9.60 Million ▲ +26.5%
1997 1.24x $9.20 Million $7.40 Million ▼ -1.4%
1996 1.26x $11.10 Million $8.80 Million ▼ -19.4%
1995 1.56x $12.20 Million $7.80 Million ▲ +15.4%
1994 1.35x $8.40 Million $6.20 Million ▲ +15.4%
1993 1.17x $8.10 Million $6.90 Million ▼ -36.1%
1992 1.84x $11.20 Million $6.10 Million ▲ +14.3%
1991 1.61x $5.30 Million $3.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.