Seacoast Banking Corporation of Florida Working Capital to Net Assets Ratio

Latest as of December 2025: -264.3%

Seacoast Banking Corporation of Florida working capital to net assets ratio. Seacoast Banking Corporation of Florida (SBCF) has a Working Capital to Net Assets ratio of -264.3% as of December 2025. Working capital of $-8.08 Billion (current assets of $5.35 Billion minus current liabilities of $13.42 Billion) is measured against net assets of $3.06 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check Seacoast Banking Corporation of Florida tangible net worth ratio to evaluate the tangible quality of the company's equity base.

WC/NA Ratio

-264.3%
Working Capital / Net Assets

Working Capital

$-8.08 Billion
USD

Current Assets

$5.35 Billion
USD

Current Liabilities

$13.42 Billion
USD

Working Capital to Net Assets Ratio of Seacoast Banking Corporation of Florida (1991–2025)

Working capital to net assets ratio of Seacoast Banking Corporation of Florida from 1991 to 2025. This chart shows how Seacoast Banking Corporation of Florida's Working Capital to Net Assets ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at -264.3%, reflecting working capital of $-8.08 Billion against net assets of $3.06 Billion USD. See how many days can Seacoast Banking Corporation of Florida fund operations to measure how many days the company can operate on defensive assets alone.

Seacoast Banking Corporation of Florida Working Capital to Net Assets Ratio by Year (1991–2025)

Seacoast Banking Corporation of Florida working capital to net assets ratio by year from 1991 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Seacoast Banking Corporation of Florida from 1991 to 2025, covering 35 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Seacoast Banking Corporation of Florida total assets.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2025 -264.3% $-8.08 Billion $3.06 Billion $5.35 Billion $13.42 Billion ▲ +184.7 pp
2024 -448.9% $-9.80 Billion $2.18 Billion $2.67 Billion $12.47 Billion ▲ +18.9 pp
2023 -467.8% $-9.86 Billion $2.11 Billion $2.29 Billion $12.15 Billion ▼ -58.8 pp
2022 -409.1% $-6.58 Billion $1.61 Billion $2.07 Billion $8.65 Billion ▼ -363.7 pp
2021 -45.4% $-4.36 Billion $9.61 Billion $2.38 Billion $6.75 Billion ▼ -0.3 pp
2020 -45.2% $-3.73 Billion $8.27 Billion $1.80 Billion $5.54 Billion ▲ +26.8 pp
2019 -72.0% $-4.84 Billion $6.72 Billion $1.08 Billion $5.92 Billion ▼ -172.7 pp
2018 100.7% $870.22 Million $864.27 Million $5.22 Billion $4.35 Billion ▲ +43.1 pp
2017 57.6% $397.37 Million $689.66 Million $4.20 Billion $3.81 Billion ▲ +109.0 pp
2016 -51.4% $-223.91 Million $435.40 Million $3.22 Billion $3.44 Billion ▲ +539.8 pp
2015 -591.2% $-2.09 Billion $353.45 Million $926.83 Million $3.02 Billion ▼ -12.8 pp
2014 -578.4% $-1.81 Billion $312.65 Million $841.91 Million $2.65 Billion ▼ -12.4 pp
2013 -566.0% $-1.12 Billion $198.60 Million $833.24 Million $1.96 Billion ▲ +85.0 pp
2012 -651.0% $-1.08 Billion $165.55 Million $818.04 Million $1.90 Billion ▼ -39.8 pp
2011 -611.2% $-1.04 Billion $170.08 Million $815.44 Million $1.85 Billion ▲ +305.2 pp
2010 -916.4% $-1.52 Billion $166.30 Million $211.41 Million $1.74 Billion ▲ +182.7 pp
2009 -1099.2% $-1.67 Billion $151.94 Million $215.10 Million $1.89 Billion ▼ -255.9 pp
2008 -843.2% $-1.82 Billion $216.00 Million $146.59 Million $1.97 Billion ▲ +101.3 pp
2007 -944.6% $-2.02 Billion $214.38 Million $50.49 Million $2.08 Billion ▲ +0.6 pp
2006 -945.1% $-2.01 Billion $212.43 Million $89.80 Million $2.10 Billion ▲ +242.4 pp
2005 -1187.6% $-1.81 Billion $152.72 Million $67.37 Million $1.88 Billion ▲ +119.6 pp
2004 -1307.1% $-1.41 Billion $108.21 Million $44.92 Million $1.46 Billion ▼ -193.7 pp
2003 -1113.4% $-1.16 Billion $104.08 Million $44.93 Million $1.20 Billion ▼ -37.5 pp
2002 -1075.9% $-1.08 Billion $100.75 Million $49.57 Million $1.13 Billion ▲ +35.9 pp
2001 -1111.8% $-1.04 Billion $93.52 Million $47.10 Million $1.09 Billion ▲ +61.4 pp
2000 -1173.2% $-988.60 Million $84.26 Million $33.51 Million $1.02 Billion ▲ +36.8 pp
1999 -1210.0% $-932.90 Million $77.10 Million $40.00 Million $972.90 Million ▼ -80.4 pp
1998 -1129.6% $-885.60 Million $78.40 Million $97.40 Million $983.00 Million ▼ -150.8 pp
1997 -978.8% $-793.80 Million $81.10 Million $64.40 Million $858.20 Million ▼ -9.2 pp
1996 -969.6% $-746.60 Million $77.00 Million $110.00 Million $856.60 Million ▼ -21.2 pp
1995 -948.4% $-589.90 Million $62.20 Million $115.00 Million $704.90 Million ▼ -19.3 pp
1994 -929.1% $-516.60 Million $55.60 Million $87.60 Million $604.20 Million ▼ -71.6 pp
1993 -857.5% $-517.10 Million $60.30 Million $57.00 Million $574.10 Million ▲ +185.9 pp
1992 -1043.5% $-518.60 Million $49.70 Million $41.20 Million $559.80 Million ▲ +131.4 pp
1991 -1174.9% $-528.70 Million $45.00 Million $33.60 Million $562.30 Million —
pp = percentage points