Seacoast Banking Corporation of Florida (SBCF) — Working Capital to Net Assets Ratio
Seacoast Banking Corporation of Florida (SBCF) has a Working Capital to Net Assets ratio of -264.3% as of December 2025. Working capital of $-8.08 Billion (current assets of $5.35 Billion minus current liabilities of $13.42 Billion) is measured against net assets of $3.06 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See how many days can Seacoast Banking Corporation of Florida fund operations to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Seacoast Banking Corporation of Florida Working Capital to Net Assets (1991–2025)
This chart shows how Seacoast Banking Corporation of Florida's Working Capital to Net Assets ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at -264.3%, reflecting working capital of $-8.08 Billion against net assets of $3.06 Billion USD. For the complete balance sheet picture, see SBCF total assets.
Annual Working Capital to Net Assets for Seacoast Banking Corporation of Florida (1991–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Seacoast Banking Corporation of Florida from 1991 to 2025, covering 35 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check SBCF cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -264.3% | $-8.08 Billion | $3.06 Billion | $5.35 Billion | $13.42 Billion | ▲ +184.7 pp |
| 2024 | -448.9% | $-9.80 Billion | $2.18 Billion | $2.67 Billion | $12.47 Billion | ▲ +18.9 pp |
| 2023 | -467.8% | $-9.86 Billion | $2.11 Billion | $2.29 Billion | $12.15 Billion | ▼ -58.8 pp |
| 2022 | -409.1% | $-6.58 Billion | $1.61 Billion | $2.07 Billion | $8.65 Billion | ▼ -363.7 pp |
| 2021 | -45.4% | $-4.36 Billion | $9.61 Billion | $2.38 Billion | $6.75 Billion | ▼ -0.3 pp |
| 2020 | -45.2% | $-3.73 Billion | $8.27 Billion | $1.80 Billion | $5.54 Billion | ▲ +26.8 pp |
| 2019 | -72.0% | $-4.84 Billion | $6.72 Billion | $1.08 Billion | $5.92 Billion | ▼ -172.7 pp |
| 2018 | 100.7% | $870.22 Million | $864.27 Million | $5.22 Billion | $4.35 Billion | ▲ +43.1 pp |
| 2017 | 57.6% | $397.37 Million | $689.66 Million | $4.20 Billion | $3.81 Billion | ▲ +109.0 pp |
| 2016 | -51.4% | $-223.91 Million | $435.40 Million | $3.22 Billion | $3.44 Billion | ▲ +539.8 pp |
| 2015 | -591.2% | $-2.09 Billion | $353.45 Million | $926.83 Million | $3.02 Billion | ▼ -12.8 pp |
| 2014 | -578.4% | $-1.81 Billion | $312.65 Million | $841.91 Million | $2.65 Billion | ▼ -12.4 pp |
| 2013 | -566.0% | $-1.12 Billion | $198.60 Million | $833.24 Million | $1.96 Billion | ▲ +85.0 pp |
| 2012 | -651.0% | $-1.08 Billion | $165.55 Million | $818.04 Million | $1.90 Billion | ▼ -39.8 pp |
| 2011 | -611.2% | $-1.04 Billion | $170.08 Million | $815.44 Million | $1.85 Billion | ▲ +305.2 pp |
| 2010 | -916.4% | $-1.52 Billion | $166.30 Million | $211.41 Million | $1.74 Billion | ▲ +182.7 pp |
| 2009 | -1099.2% | $-1.67 Billion | $151.94 Million | $215.10 Million | $1.89 Billion | ▼ -255.9 pp |
| 2008 | -843.2% | $-1.82 Billion | $216.00 Million | $146.59 Million | $1.97 Billion | ▲ +101.3 pp |
| 2007 | -944.6% | $-2.02 Billion | $214.38 Million | $50.49 Million | $2.08 Billion | ▲ +0.6 pp |
| 2006 | -945.1% | $-2.01 Billion | $212.43 Million | $89.80 Million | $2.10 Billion | ▲ +242.4 pp |
| 2005 | -1187.6% | $-1.81 Billion | $152.72 Million | $67.37 Million | $1.88 Billion | ▲ +119.6 pp |
| 2004 | -1307.1% | $-1.41 Billion | $108.21 Million | $44.92 Million | $1.46 Billion | ▼ -193.7 pp |
| 2003 | -1113.4% | $-1.16 Billion | $104.08 Million | $44.93 Million | $1.20 Billion | ▼ -37.5 pp |
| 2002 | -1075.9% | $-1.08 Billion | $100.75 Million | $49.57 Million | $1.13 Billion | ▲ +35.9 pp |
| 2001 | -1111.8% | $-1.04 Billion | $93.52 Million | $47.10 Million | $1.09 Billion | ▲ +61.4 pp |
| 2000 | -1173.2% | $-988.60 Million | $84.26 Million | $33.51 Million | $1.02 Billion | ▲ +36.8 pp |
| 1999 | -1210.0% | $-932.90 Million | $77.10 Million | $40.00 Million | $972.90 Million | ▼ -80.4 pp |
| 1998 | -1129.6% | $-885.60 Million | $78.40 Million | $97.40 Million | $983.00 Million | ▼ -150.8 pp |
| 1997 | -978.8% | $-793.80 Million | $81.10 Million | $64.40 Million | $858.20 Million | ▼ -9.2 pp |
| 1996 | -969.6% | $-746.60 Million | $77.00 Million | $110.00 Million | $856.60 Million | ▼ -21.2 pp |
| 1995 | -948.4% | $-589.90 Million | $62.20 Million | $115.00 Million | $704.90 Million | ▼ -19.3 pp |
| 1994 | -929.1% | $-516.60 Million | $55.60 Million | $87.60 Million | $604.20 Million | ▼ -71.6 pp |
| 1993 | -857.5% | $-517.10 Million | $60.30 Million | $57.00 Million | $574.10 Million | ▲ +185.9 pp |
| 1992 | -1043.5% | $-518.60 Million | $49.70 Million | $41.20 Million | $559.80 Million | ▲ +131.4 pp |
| 1991 | -1174.9% | $-528.70 Million | $45.00 Million | $33.60 Million | $562.30 Million | — |