Seacoast Banking Corporation of Florida (SBCF) — Working Capital to Net Assets Ratio
Seacoast Banking Corporation of Florida (SBCF) has a Working Capital to Net Assets ratio of -264.3% as of December 2025. Working capital of $-8.08 Billion (current assets of $5.35 Billion minus current liabilities of $13.42 Billion) is measured against net assets of $3.06 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See SBCF equity to assets ratio to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Seacoast Banking Corporation of Florida Working Capital to Net Assets (1991–2025)
This chart shows how Seacoast Banking Corporation of Florida's Working Capital to Net Assets ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at -264.3%, reflecting working capital of $-8.08 Billion against net assets of $3.06 Billion USD. Check how tangible is Seacoast Banking Corporation of Florida's equity to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Seacoast Banking Corporation of Florida (1991–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Seacoast Banking Corporation of Florida from 1991 to 2025, covering 35 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Seacoast Banking Corporation of Florida market capitalisation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -264.3% | $-8.08 Billion | $3.06 Billion | $5.35 Billion | $13.42 Billion | ▲ +184.7 pp |
| 2024 | -448.9% | $-9.80 Billion | $2.18 Billion | $2.67 Billion | $12.47 Billion | ▲ +18.9 pp |
| 2023 | -467.8% | $-9.86 Billion | $2.11 Billion | $2.29 Billion | $12.15 Billion | ▼ -58.8 pp |
| 2022 | -409.1% | $-6.58 Billion | $1.61 Billion | $2.07 Billion | $8.65 Billion | ▼ -363.7 pp |
| 2021 | -45.4% | $-4.36 Billion | $9.61 Billion | $2.38 Billion | $6.75 Billion | ▼ -0.3 pp |
| 2020 | -45.2% | $-3.73 Billion | $8.27 Billion | $1.80 Billion | $5.54 Billion | ▲ +26.8 pp |
| 2019 | -72.0% | $-4.84 Billion | $6.72 Billion | $1.08 Billion | $5.92 Billion | ▼ -172.7 pp |
| 2018 | 100.7% | $870.22 Million | $864.27 Million | $5.22 Billion | $4.35 Billion | ▲ +43.1 pp |
| 2017 | 57.6% | $397.37 Million | $689.66 Million | $4.20 Billion | $3.81 Billion | ▲ +109.0 pp |
| 2016 | -51.4% | $-223.91 Million | $435.40 Million | $3.22 Billion | $3.44 Billion | ▲ +539.8 pp |
| 2015 | -591.2% | $-2.09 Billion | $353.45 Million | $926.83 Million | $3.02 Billion | ▼ -12.8 pp |
| 2014 | -578.4% | $-1.81 Billion | $312.65 Million | $841.91 Million | $2.65 Billion | ▼ -12.4 pp |
| 2013 | -566.0% | $-1.12 Billion | $198.60 Million | $833.24 Million | $1.96 Billion | ▲ +85.0 pp |
| 2012 | -651.0% | $-1.08 Billion | $165.55 Million | $818.04 Million | $1.90 Billion | ▼ -39.8 pp |
| 2011 | -611.2% | $-1.04 Billion | $170.08 Million | $815.44 Million | $1.85 Billion | ▲ +305.2 pp |
| 2010 | -916.4% | $-1.52 Billion | $166.30 Million | $211.41 Million | $1.74 Billion | ▲ +182.7 pp |
| 2009 | -1099.2% | $-1.67 Billion | $151.94 Million | $215.10 Million | $1.89 Billion | ▼ -255.9 pp |
| 2008 | -843.2% | $-1.82 Billion | $216.00 Million | $146.59 Million | $1.97 Billion | ▲ +101.3 pp |
| 2007 | -944.6% | $-2.02 Billion | $214.38 Million | $50.49 Million | $2.08 Billion | ▲ +0.6 pp |
| 2006 | -945.1% | $-2.01 Billion | $212.43 Million | $89.80 Million | $2.10 Billion | ▲ +242.4 pp |
| 2005 | -1187.6% | $-1.81 Billion | $152.72 Million | $67.37 Million | $1.88 Billion | ▲ +119.6 pp |
| 2004 | -1307.1% | $-1.41 Billion | $108.21 Million | $44.92 Million | $1.46 Billion | ▼ -193.7 pp |
| 2003 | -1113.4% | $-1.16 Billion | $104.08 Million | $44.93 Million | $1.20 Billion | ▼ -37.5 pp |
| 2002 | -1075.9% | $-1.08 Billion | $100.75 Million | $49.57 Million | $1.13 Billion | ▲ +35.9 pp |
| 2001 | -1111.8% | $-1.04 Billion | $93.52 Million | $47.10 Million | $1.09 Billion | ▲ +61.4 pp |
| 2000 | -1173.2% | $-988.60 Million | $84.26 Million | $33.51 Million | $1.02 Billion | ▲ +36.8 pp |
| 1999 | -1210.0% | $-932.90 Million | $77.10 Million | $40.00 Million | $972.90 Million | ▼ -80.4 pp |
| 1998 | -1129.6% | $-885.60 Million | $78.40 Million | $97.40 Million | $983.00 Million | ▼ -150.8 pp |
| 1997 | -978.8% | $-793.80 Million | $81.10 Million | $64.40 Million | $858.20 Million | ▼ -9.2 pp |
| 1996 | -969.6% | $-746.60 Million | $77.00 Million | $110.00 Million | $856.60 Million | ▼ -21.2 pp |
| 1995 | -948.4% | $-589.90 Million | $62.20 Million | $115.00 Million | $704.90 Million | ▼ -19.3 pp |
| 1994 | -929.1% | $-516.60 Million | $55.60 Million | $87.60 Million | $604.20 Million | ▼ -71.6 pp |
| 1993 | -857.5% | $-517.10 Million | $60.30 Million | $57.00 Million | $574.10 Million | ▲ +185.9 pp |
| 1992 | -1043.5% | $-518.60 Million | $49.70 Million | $41.20 Million | $559.80 Million | ▲ +131.4 pp |
| 1991 | -1174.9% | $-528.70 Million | $45.00 Million | $33.60 Million | $562.30 Million | — |