Seacoast Banking Corporation of Florida (SBCF) — Financial Flexibility Index
Seacoast Banking Corporation of Florida (SBCF) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $32.73 Million (operating CF $30.21 Million minus capex $2.51 Million) represents 0% of total liabilities ($14.30 Billion). Check Seacoast Banking Corporation of Florida total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Seacoast Banking Corporation of Florida Financial Flexibility Index (1991–2024)
Historical Financial Flexibility Index trend for Seacoast Banking Corporation of Florida across 34 annual periods. For the full cash flow conversion analysis, see Seacoast Banking Corporation of Florida (SBCF) cash conversion ratio.
Annual Financial Flexibility Index for Seacoast Banking Corporation of Florida (1991–2024)
Year-by-year free cash flow to debt coverage for Seacoast Banking Corporation of Florida. Explore Seacoast Banking Corporation of Florida debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $183.94 Million | $179.90 Million | $12.99 Billion | ▲ +9.7% |
| 2023 | 0.01x | $160.91 Million | $150.61 Million | $12.47 Billion | ▼ -34.8% |
| 2022 | 0.02x | $208.50 Million | $195.86 Million | $10.54 Billion | ▼ -99.1% |
| 2021 | 2.22x | $158.90 Million | $154.57 Million | $71.65 Million | ▲ +154.3% |
| 2020 | 0.87x | $62.24 Million | $60.65 Million | $71.36 Million | ▲ +180.0% |
| 2019 | 0.31x | $120.27 Million | $117.75 Million | $386.08 Million | ▲ +1271.5% |
| 2018 | 0.02x | $133.63 Million | $129.61 Million | $5.88 Billion | ▲ +112.9% |
| 2017 | 0.01x | $54.62 Million | $48.91 Million | $5.12 Billion | ▼ -33.5% |
| 2016 | 0.02x | $68.06 Million | $62.01 Million | $4.25 Billion | ▲ +32.1% |
| 2015 | 0.01x | $38.60 Million | $29.51 Million | $3.18 Billion | ▲ +20.4% |
| 2014 | 0.01x | $28.03 Million | $21.95 Million | $2.78 Billion | ▼ -60.4% |
| 2013 | 0.03x | $52.67 Million | $49.85 Million | $2.07 Billion | ▲ +2775.2% |
| 2012 | 0.00x | $1.78 Million | $-2.06 Million | $2.01 Billion | ▼ -93.0% |
| 2011 | 0.01x | $24.81 Million | $23.74 Million | $1.97 Billion | ▼ -46.0% |
| 2010 | 0.02x | $43.22 Million | $42.67 Million | $1.85 Billion | ▲ +1130.5% |
| 2009 | 0.00x | $3.80 Million | $2.98 Million | $2.00 Billion | ▼ -91.8% |
| 2008 | 0.02x | $48.29 Million | $41.67 Million | $2.10 Billion | ▲ +115.6% |
| 2007 | 0.01x | $23.55 Million | $16.75 Million | $2.21 Billion | ▼ -10.2% |
| 2006 | 0.01x | $25.89 Million | $18.90 Million | $2.18 Billion | ▼ -14.3% |
| 2005 | 0.01x | $27.46 Million | $23.86 Million | $1.98 Billion | ▼ -42.7% |
| 2004 | 0.02x | $36.49 Million | $32.49 Million | $1.51 Billion | ▼ -74.0% |
| 2003 | 0.09x | $116.44 Million | $113.83 Million | $1.25 Billion | ▲ +305.9% |
| 2002 | 0.02x | $27.10 Million | $24.52 Million | $1.18 Billion | ▲ +40.9% |
| 2001 | 0.02x | $18.45 Million | $17.70 Million | $1.13 Billion | ▲ +16.8% |
| 2000 | 0.01x | $14.89 Million | $12.84 Million | $1.07 Billion | ▼ -10.2% |
| 1999 | 0.02x | $15.60 Million | $14.80 Million | $1.00 Billion | ▼ -5.6% |
| 1998 | 0.02x | $16.70 Million | $15.10 Million | $1.01 Billion | ▲ +16.4% |
| 1997 | 0.01x | $12.20 Million | $9.20 Million | $861.90 Million | ▼ -5.5% |
| 1996 | 0.01x | $12.90 Million | $11.10 Million | $861.50 Million | ▼ -15.7% |
| 1995 | 0.02x | $12.60 Million | $12.20 Million | $709.10 Million | ▲ +14.8% |
| 1994 | 0.02x | $9.40 Million | $8.40 Million | $607.10 Million | ▼ -6.6% |
| 1993 | 0.02x | $9.60 Million | $8.10 Million | $579.10 Million | ▼ -34.2% |
| 1992 | 0.03x | $14.20 Million | $11.20 Million | $563.90 Million | ▲ +97.7% |
| 1991 | 0.01x | $7.20 Million | $5.30 Million | $565.20 Million | — |