Seacoast Banking Corporation of Florida (SBCF) — Cash Flow-to-Debt Ratio
Seacoast Banking Corporation of Florida (SBCF) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $30.21 Million could theoretically repay 0% of its total liabilities ($14.30 Billion) in one year. See Seacoast Banking Corporation of Florida (SBCF) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Seacoast Banking Corporation of Florida Cash Flow-to-Debt Ratio (1991–2024)
Historical debt coverage capacity for Seacoast Banking Corporation of Florida across 34 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Seacoast Banking Corporation of Florida.
Annual Cash Flow-to-Debt Ratio for Seacoast Banking Corporation of Florida (1991–2024)
Year-by-year debt coverage analysis for Seacoast Banking Corporation of Florida. Check SBCF cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $179.90 Million | $12.99 Billion | ▲ +14.7% |
| 2023 | 0.01x | $150.61 Million | $12.47 Billion | ▼ -35.0% |
| 2022 | 0.02x | $195.86 Million | $10.54 Billion | ▼ -99.1% |
| 2021 | 2.16x | $154.57 Million | $71.65 Million | ▲ +153.9% |
| 2020 | 0.85x | $60.65 Million | $71.36 Million | ▲ +178.7% |
| 2019 | 0.30x | $117.75 Million | $386.08 Million | ▲ +1284.4% |
| 2018 | 0.02x | $129.61 Million | $5.88 Billion | ▲ +130.6% |
| 2017 | 0.01x | $48.91 Million | $5.12 Billion | ▼ -34.6% |
| 2016 | 0.01x | $62.01 Million | $4.25 Billion | ▲ +57.5% |
| 2015 | 0.01x | $29.51 Million | $3.18 Billion | ▲ +17.5% |
| 2014 | 0.01x | $21.95 Million | $2.78 Billion | ▼ -67.2% |
| 2013 | 0.02x | $49.85 Million | $2.07 Billion | ▲ +2445.3% |
| 2012 | 0.00x | $-2.06 Million | $2.01 Billion | ▼ -108.5% |
| 2011 | 0.01x | $23.74 Million | $1.97 Billion | ▼ -47.7% |
| 2010 | 0.02x | $42.67 Million | $1.85 Billion | ▲ +1446.4% |
| 2009 | 0.00x | $2.98 Million | $2.00 Billion | ▼ -92.5% |
| 2008 | 0.02x | $41.67 Million | $2.10 Billion | ▲ +161.5% |
| 2007 | 0.01x | $16.75 Million | $2.21 Billion | ▼ -12.5% |
| 2006 | 0.01x | $18.90 Million | $2.18 Billion | ▼ -28.0% |
| 2005 | 0.01x | $23.86 Million | $1.98 Billion | ▼ -44.1% |
| 2004 | 0.02x | $32.49 Million | $1.51 Billion | ▼ -76.3% |
| 2003 | 0.09x | $113.83 Million | $1.25 Billion | ▲ +338.6% |
| 2002 | 0.02x | $24.52 Million | $1.18 Billion | ▲ +32.9% |
| 2001 | 0.02x | $17.70 Million | $1.13 Billion | ▲ +29.9% |
| 2000 | 0.01x | $12.84 Million | $1.07 Billion | ▼ -18.4% |
| 1999 | 0.01x | $14.80 Million | $1.00 Billion | ▼ -1.0% |
| 1998 | 0.01x | $15.10 Million | $1.01 Billion | ▲ +39.5% |
| 1997 | 0.01x | $9.20 Million | $861.90 Million | ▼ -17.2% |
| 1996 | 0.01x | $11.10 Million | $861.50 Million | ▼ -25.1% |
| 1995 | 0.02x | $12.20 Million | $709.10 Million | ▲ +24.3% |
| 1994 | 0.01x | $8.40 Million | $607.10 Million | ▼ -1.1% |
| 1993 | 0.01x | $8.10 Million | $579.10 Million | ▼ -29.6% |
| 1992 | 0.02x | $11.20 Million | $563.90 Million | ▲ +111.8% |
| 1991 | 0.01x | $5.30 Million | $565.20 Million | — |