Seacoast Banking Corporation of Florida (SBCF) — Cash Flow Reinvestment Rate

Latest as of September 2025: 1.62x

Seacoast Banking Corporation of Florida (SBCF) has a Cash Flow Reinvestment Rate of 1.62x as of September 2025, reinvesting $48.96 Million (capex $2.51 Million plus investments $46.45 Million) from operating cash flow of $30.21 Million. Check Seacoast Banking Corporation of Florida (SBCF) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.62x
(Capex + Investments) / Operating CF

Total Reinvested

$48.96 Million
Capex + Investments

Operating Cash Flow

$30.21 Million
USD

Capital Expenditures

$2.51 Million
USD

Seacoast Banking Corporation of Florida Cash Flow Reinvestment Rate (1991–2024)

Historical reinvestment intensity for Seacoast Banking Corporation of Florida across 33 annual periods. Explore how much of Seacoast Banking Corporation of Florida's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Seacoast Banking Corporation of Florida (1991–2024)

Year-by-year capital reinvestment analysis for Seacoast Banking Corporation of Florida. For live market cap and broader valuation context, see SBCF market cap overview.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 3.40x $610.92 Million $179.90 Million $4.03 Million ▼ -42.0%
2023 5.86x $882.04 Million $150.61 Million $10.29 Million ▲ +651.4%
2022 0.78x $152.66 Million $195.86 Million $12.64 Million ▼ -84.2%
2021 4.93x $761.70 Million $154.57 Million $4.33 Million ▼ -13.2%
2020 5.68x $344.32 Million $60.65 Million $1.59 Million ▲ +95.4%
2019 2.91x $342.07 Million $117.75 Million $2.52 Million ▲ +74.2%
2018 1.67x $216.09 Million $129.61 Million $4.02 Million ▼ -67.5%
2017 5.14x $251.29 Million $48.91 Million $5.71 Million ▼ -38.5%
2016 8.35x $517.84 Million $62.01 Million $6.05 Million ▲ +21.4%
2015 6.88x $203.07 Million $29.51 Million $9.09 Million ▼ -60.3%
2014 17.32x $380.17 Million $21.95 Million $6.08 Million ▲ +781.2%
2013 1.97x $98.00 Million $49.85 Million $2.82 Million ▼ -82.8%
2011 11.44x $271.63 Million $23.74 Million $1.07 Million ▲ +88341.7%
2010 0.01x $552.00K $42.67 Million $552.00K ▼ -95.3%
2009 0.27x $814.00K $2.98 Million $814.00K ▲ +71.8%
2008 0.16x $6.62 Million $41.67 Million $6.62 Million ▼ -60.9%
2007 0.41x $6.80 Million $16.75 Million $6.80 Million ▲ +9.8%
2006 0.37x $6.99 Million $18.90 Million $6.99 Million ▲ +145.0%
2005 0.15x $3.60 Million $23.86 Million $3.60 Million ▲ +22.5%
2004 0.12x $4.00 Million $32.49 Million $4.00 Million ▲ +437.5%
2003 0.02x $2.61 Million $113.83 Million $2.61 Million ▼ -78.2%
2002 0.11x $2.58 Million $24.52 Million $2.58 Million ▲ +146.3%
2001 0.04x $757.00K $17.70 Million $757.00K ▼ -73.3%
2000 0.16x $2.05 Million $12.84 Million $2.05 Million ▲ +194.6%
1999 0.05x $804.00K $14.80 Million $804.00K ▼ -48.7%
1998 0.11x $1.60 Million $15.10 Million $1.60 Million ▼ -67.5%
1997 0.33x $3.00 Million $9.20 Million $3.00 Million ▲ +101.1%
1996 0.16x $1.80 Million $11.10 Million $1.80 Million ▲ +394.6%
1995 0.03x $400.00K $12.20 Million $400.00K ▼ -72.5%
1994 0.12x $1.00 Million $8.40 Million $1.00 Million ▼ -35.7%
1993 0.19x $1.50 Million $8.10 Million $1.50 Million ▼ -30.9%
1992 0.27x $3.00 Million $11.20 Million $3.00 Million ▼ -25.3%
1991 0.36x $1.90 Million $5.30 Million $1.90 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow