Sound Financial Bancorp Inc (SFBC) — Cash Flow Quality Index
Sound Financial Bancorp Inc (SFBC) has a Cash Flow Quality Index of 0.89x as of December 2025. Operating cash flow of $2.00 Million is below net income of $2.24 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Sound Financial Bancorp Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sound Financial Bancorp Inc Cash Flow Quality Index (2007–2025)
Historical Cash Flow Quality Index for Sound Financial Bancorp Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SFBC tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Sound Financial Bancorp Inc (2007–2025)
Year-by-year earnings quality comparison for Sound Financial Bancorp Inc. For live market cap and the full company financial profile, see SFBC stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.00x | $7.16 Million | $7.16 Million | ▲ +58.3% |
| 2024 | 0.63x | $2.93 Million | $4.64 Million | ▼ -31.7% |
| 2023 | 0.93x | $6.89 Million | $7.44 Million | ▼ -18.9% |
| 2022 | 1.14x | $10.05 Million | $8.80 Million | ▼ -45.2% |
| 2021 | 2.08x | $19.07 Million | $9.16 Million | ▲ +3946.4% |
| 2020 | -0.05x | $-484.00K | $8.94 Million | ▼ -103.3% |
| 2019 | 1.66x | $11.06 Million | $6.68 Million | ▲ +12.9% |
| 2018 | 1.47x | $10.32 Million | $7.04 Million | ▲ +10.2% |
| 2017 | 1.33x | $6.82 Million | $5.12 Million | ▲ +0.2% |
| 2016 | 1.33x | $7.15 Million | $5.38 Million | ▲ +69.7% |
| 2015 | 0.78x | $3.75 Million | $4.79 Million | ▼ -51.2% |
| 2014 | 1.60x | $6.80 Million | $4.24 Million | ▼ -18.6% |
| 2013 | 1.97x | $7.77 Million | $3.94 Million | ▼ -49.0% |
| 2012 | 3.87x | $10.21 Million | $2.64 Million | ▼ -17.1% |
| 2011 | 4.66x | $7.23 Million | $1.55 Million | ▼ -8.5% |
| 2010 | 5.10x | $6.78 Million | $1.33 Million | ▲ +64.1% |
| 2008 | 3.11x | $812.33K | $261.57K | ▼ -73.8% |
| 2007 | 11.87x | $3.79 Million | $319.14K | — |