Sound Financial Bancorp Inc Cash Flow Quality Index
Sound Financial Bancorp Inc cash flow quality index. Sound Financial Bancorp Inc (SFBC) has a Cash Flow Quality Index of 0.89x as of December 2025. Operating cash flow of $2.00 Million is below net income of $2.24 Million, suggesting accrual-heavy earnings not yet converted to cash. See SFBC financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Sound Financial Bancorp Inc (2007–2025)
Cash flow quality index of Sound Financial Bancorp Inc from 2007 to 2025. Historical Cash Flow Quality Index for Sound Financial Bancorp Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Sound Financial Bancorp Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
Sound Financial Bancorp Inc Cash Flow Quality Index by Year (2007–2025)
Sound Financial Bancorp Inc cash flow quality index by year from 2007 to 2025. Year-by-year earnings quality comparison for Sound Financial Bancorp Inc. For the full cash flow conversion analysis, see Sound Financial Bancorp Inc cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.00x | $7.16 Million | $7.16 Million | ▲ +58.3% |
| 2024 | 0.63x | $2.93 Million | $4.64 Million | ▼ -31.7% |
| 2023 | 0.93x | $6.89 Million | $7.44 Million | ▼ -18.9% |
| 2022 | 1.14x | $10.05 Million | $8.80 Million | ▼ -45.2% |
| 2021 | 2.08x | $19.07 Million | $9.16 Million | ▲ +3946.4% |
| 2020 | -0.05x | $-484.00K | $8.94 Million | ▼ -103.3% |
| 2019 | 1.66x | $11.06 Million | $6.68 Million | ▲ +12.9% |
| 2018 | 1.47x | $10.32 Million | $7.04 Million | ▲ +10.2% |
| 2017 | 1.33x | $6.82 Million | $5.12 Million | ▲ +0.2% |
| 2016 | 1.33x | $7.15 Million | $5.38 Million | ▲ +69.7% |
| 2015 | 0.78x | $3.75 Million | $4.79 Million | ▼ -51.2% |
| 2014 | 1.60x | $6.80 Million | $4.24 Million | ▼ -18.6% |
| 2013 | 1.97x | $7.77 Million | $3.94 Million | ▼ -49.0% |
| 2012 | 3.87x | $10.21 Million | $2.64 Million | ▼ -17.1% |
| 2011 | 4.66x | $7.23 Million | $1.55 Million | ▼ -8.5% |
| 2010 | 5.10x | $6.78 Million | $1.33 Million | ▲ +64.1% |
| 2008 | 3.11x | $812.33K | $261.57K | ▼ -73.8% |
| 2007 | 11.87x | $3.79 Million | $319.14K | — |