Sound Financial Bancorp Inc (SFBC) — Cash Flow Quality Index
Sound Financial Bancorp Inc (SFBC) has a Cash Flow Quality Index of 0.89x as of December 2025. Operating cash flow of $2.00 Million is below net income of $2.24 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore SFBC cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sound Financial Bancorp Inc Cash Flow Quality Index (2007–2025)
Historical Cash Flow Quality Index for Sound Financial Bancorp Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Sound Financial Bancorp Inc (SFBC) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Sound Financial Bancorp Inc (2007–2025)
Year-by-year earnings quality comparison for Sound Financial Bancorp Inc. For live market cap and the full company financial profile, see Sound Financial Bancorp Inc (SFBC) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.00x | $7.16 Million | $7.16 Million | ▲ +58.3% |
| 2024 | 0.63x | $2.93 Million | $4.64 Million | ▼ -31.7% |
| 2023 | 0.93x | $6.89 Million | $7.44 Million | ▼ -18.9% |
| 2022 | 1.14x | $10.05 Million | $8.80 Million | ▼ -45.2% |
| 2021 | 2.08x | $19.07 Million | $9.16 Million | ▲ +3946.4% |
| 2020 | -0.05x | $-484.00K | $8.94 Million | ▼ -103.3% |
| 2019 | 1.66x | $11.06 Million | $6.68 Million | ▲ +12.9% |
| 2018 | 1.47x | $10.32 Million | $7.04 Million | ▲ +10.2% |
| 2017 | 1.33x | $6.82 Million | $5.12 Million | ▲ +0.2% |
| 2016 | 1.33x | $7.15 Million | $5.38 Million | ▲ +69.7% |
| 2015 | 0.78x | $3.75 Million | $4.79 Million | ▼ -51.2% |
| 2014 | 1.60x | $6.80 Million | $4.24 Million | ▼ -18.6% |
| 2013 | 1.97x | $7.77 Million | $3.94 Million | ▼ -49.0% |
| 2012 | 3.87x | $10.21 Million | $2.64 Million | ▼ -17.1% |
| 2011 | 4.66x | $7.23 Million | $1.55 Million | ▼ -8.5% |
| 2010 | 5.10x | $6.78 Million | $1.33 Million | ▲ +64.1% |
| 2008 | 3.11x | $812.33K | $261.57K | ▼ -73.8% |
| 2007 | 11.87x | $3.79 Million | $319.14K | — |