Sound Financial Bancorp Inc Defensive Interval Ratio
Sound Financial Bancorp Inc defensive interval ratio. Sound Financial Bancorp Inc (SFBC) has a Defensive Interval Ratio of 1237 days as of March 2026. Defensive assets of $11.40 Million (cash $-, short-term investments $7.52 Million, receivables $3.89 Million) cover 1237 days of daily cash needs of $9.22K/day. See Sound Financial Bancorp Inc (SFBC) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Sound Financial Bancorp Inc (2010–2025)
Defensive interval ratio of Sound Financial Bancorp Inc from 2010 to 2025. This chart shows how Sound Financial Bancorp Inc's Defensive Interval Ratio has evolved across 16 annual periods from 2010 to 2025. As of March 2026, the ratio stands at 1237 days, meaning defensive assets of $11.40 Million can fund 1237 days of operations without new revenue. Check Sound Financial Bancorp Inc liquidity resilience to evaluate the company's liquid asset resilience ratio.
Sound Financial Bancorp Inc Defensive Interval Ratio by Year (2010–2025)
Sound Financial Bancorp Inc defensive interval ratio by year from 2010 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Sound Financial Bancorp Inc from 2010 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see SFBC total asset value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $6.14 Million | $2.60 Million/day | $- | $2.37 Million | ▼ -3 days |
| 2024 | 5 days | $11.26 Million | $2.30 Million/day | $- | $7.79 Million | ▼ 0 days |
| 2023 | 5 days | $11.74 Million | $2.31 Million/day | $- | $8.29 Million | ▼ -1 days |
| 2022 | 6 days | $13.29 Million | $2.33 Million/day | $- | $10.21 Million | ▲ +1 days |
| 2021 | 5 days | $10.64 Million | $2.19 Million/day | $- | $8.42 Million | ▼ -1 days |
| 2020 | 6 days | $12.47 Million | $2.05 Million/day | $- | $10.22 Million | ▼ -1 days |
| 2019 | 7 days | $11.51 Million | $1.69 Million/day | $- | $9.31 Million | ▲ +2 days |
| 2018 | 5 days | $7.24 Million | $1.52 Million/day | $- | $4.96 Million | ▼ 0 days |
| 2017 | 5 days | $7.41 Million | $1.41 Million/day | $- | $5.43 Million | ▼ -1 days |
| 2016 | 7 days | $8.42 Million | $1.28 Million/day | $- | $6.60 Million | ▼ 0 days |
| 2015 | 7 days | $8.30 Million | $1.21 Million/day | $- | $6.70 Million | ▼ -5 days |
| 2014 | 12 days | $13.02 Million | $1.12 Million/day | $- | $11.52 Million | ▼ -6 days |
| 2013 | 18 days | $16.79 Million | $954.58K/day | $- | $15.42 Million | ▼ -11 days |
| 2012 | 28 days | $24.18 Million | $855.25K/day | $- | $22.90 Million | ▲ +23 days |
| 2011 | 5 days | $4.23 Million | $822.14K/day | $- | $2.99 Million | ▲ +3 days |
| 2010 | 2 days | $1.28 Million | $763.33K/day | $- | $- | — |